JS Bank Limited
PPSX:JSBL12.23
PKR
-0.17
(-1.37%)
ISIN
PK0088201014
Return %
Stock
S&P 500
1Y
-46.64
14.20
3Y
95.37
81.12
5Y
143.63
68.34
Capital Structure
FRC
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in mil. unless spec.Working Capital
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in mil. unless spec.Growth Rates
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in mil. unless spec.Quarterly Revenue
FRC
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in mil. unless spec.Quarterly Earnings Per Share
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in mil. unless spec.Quarterly Dividends Per Share
FRC
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in mil. unless spec.Company Description
- CEO
- Basir Shamsie
- Full Time Employees
- 13,795
- Sector
- Finance
- Industry
- Regional banks
- Address
- Karachi Pakistan
- IPO Date
- Mar 12, 2007
- Website
- jsbl.com
- Similar Companies
- Business
- JS Bank Limited is a scheduled commercial bank based in Pakistan that provides a comprehensive range of retail, commercial, corporate, investment, and digital banking services. Established in 2006 following the merger of Jahangir Siddiqui Investment Bank Limited and the commercial banking operations of American Express Bank in Pakistan, the bank operates as a subsidiary of Jahangir Siddiqui & Co. Ltd. and is headquartered in Karachi, Pakistan. The company operates through distinct business divisions: Retail and Consumer Banking, providing current accounts, savings deposits, and term deposit certificates; consumer lending products, including auto loans (JS CarAamad), home mortgages (JS GharApna), and personal loans; payment solutions, including Visa and Mastercard debit and credit cards, bancassurance products, and domestic and international remittance services; Corporate and Investment Banking, delivering syndicated loans, structured project finance, working capital facilities, cash management solutions, capital market advisory, and trade finance instruments such as letters of credit and bank guarantees; Commercial and SME Banking, offering credit facilities for small and medium-sized enterprises, supply chain finance, and agricultural financing solutions including crop and farm mechanization loans; Treasury and Capital Markets, conducting foreign exchange trading, money market operations, fixed income securities transactions, derivatives, and liquidity management; Islamic Banking, offering Shariah-compliant deposit and financing products across dedicated Islamic branches; and Digital Banking, delivering financial technology solutions through its specialized digital banking platform, Zindigi, which offers digital accounts, instant micro-lending, in-app wealth management, lifestyle payments, and virtual card issuance. JS Bank distributes its services through a nationwide network of conventional and Islamic branches and automated teller machines throughout Pakistan, alongside an overseas wholesale banking branch in Manama, Bahrain. In recent strategic developments, JS Bank completed the acquisition of a majority controlling stake in BankIslami Pakistan Limited, substantially expanding its Islamic banking asset base, market share, and consolidated branch network. Furthermore, the bank has accelerated its digital transformation strategy by scaling the Zindigi fintech platform, integrating with Pakistan's Raast instant payment system, and establishing strategic alliances with global payment networks and financial technology providers to advance digital acquiring, cross-border remittances, and financial inclusion.