Provident Bancorp, Inc.
NASDAQ Capital MarketTotal Valuation
Provident Bancorp, Inc. carries a market capitalization of 240.07M, placing it among publicly traded companies globally. Its enterprise value stands at 76.86M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 240.07M |
| Enterprise Value | 76.86M |
Share Statistics
Provident Bancorp, Inc. currently has 17.78M shares outstanding.
| Shares Outstanding | 17.78M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Provident Bancorp, Inc. trades at a trailing price-to-earnings ratio of 16.82. The price-to-sales ratio is 3.61, and the price-to-book ratio stands at 1.74.
| PE Ratio | 16.82 |
| PS Ratio | 3.61 |
| PB Ratio | 1.74 |
| P/TBV Ratio | 0.88 |
| P/FCF Ratio | 12.61 |
| P/OCF Ratio | 12.84 |
Enterprise Valuation
On an enterprise value basis, Provident Bancorp, Inc. trades at an EV/EBITDA multiple of 86.85 and an EV/FCF ratio of 4.56.
| EV / Sales | 1.31 |
| EV / EBITDA | 86.85 |
| EV / EBIT | N/A |
| EV / FCF | 4.56 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 5.54 |
| Debt / EBITDA | 15.10 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 10.90 |
| Return on Assets (ROA) | 0.80 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Provident Bancorp, Inc. has paid 4.48M in income taxes, reflecting an effective tax rate of 26.33.
| Income Tax | 4.48M |
| Effective Tax Rate | 26.33 |
Stock Price Statistics
Provident Bancorp, Inc.'s stock has gained approximately 13.63636% over the past 52 weeks. The 50-day moving average sits at 12.68, while the 200-day moving average is 12.11.
| Beta (5Y) | N/A |
| 52-Week Price Change | 13.63636% |
| 50-Day Moving Average | 12.68 |
| 200-Day Moving Average | 12.11 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Provident Bancorp, Inc. generated 58.49M in revenue and converted that into 12.55M in net income, yielding earnings per share of 0.74.
| Revenue | 58.49M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 17.03M |
| Net Income | 12.55M |
| EBITDA | 885,000.00 |
| EBIT | N/A |
| Earnings Per Share (EPS) | 0.74 |
Balance Sheet
Provident Bancorp, Inc. holds 147.52M in cash and equivalents against 13.36M in total debt, resulting in a net debt position of -121.42M.
| Cash & Cash Equivalents | 147.52M |
| Total Debt | 13.36M |
| Net Debt | -121.42M |
| Equity (Book Value) | 121.40M |
| Book Value Per Share | 7.21 |
| Working Capital | N/A |
Cash Flow
Provident Bancorp, Inc. produced 16.43M in operating cash flow over the past twelve months. After subtracting -423,000.00 in capital expenditures, free cash flow totaled 16.01M - equivalent to 0.95 per share.
| Operating Cash Flow | 16.43M |
| Capital Expenditures | -423,000.00 |
| Free Cash Flow | 16.01M |
| FCF Per Share | 0.95 |
Margins
Provident Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 29.11 |
| Profit Margin | 21.45 |
| EBITDA Margin | 1.51 |
Dividends & Yields
| Dividend Per Share | N/A |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | 82.11 |
| FCF Yield | 7.93 |
Stock Splits
Provident Bancorp, Inc.'s most recent stock split took place on October 17, 2019 with a 1000:2021 split ratio.
| Last Split Date | 10/17/2019 |
| Split Ratio | 1000:2021 |
Scores
Provident Bancorp, Inc. posts an Altman Z-Score of 0.25, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.25 |