Provident Bancorp, Inc.

Provident Bancorp, Inc.

PVBC
Provident Bancorp, Inc.US flagNASDAQ Capital Market
13.50
USD
+0.40
- -
240.07MMarket Cap
Provident Bancorp, Inc.
PVBC
(NASDAQ Capital Market)

Recent

price

13.50

P/E

ratio

- -

div

yld

- -

ROIC.AI

2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
TTM
FRC
2.54
2.62
2.85
3.33
4.57
4.47
2.65
3.21
3.93
4.87
3.86
3.3
3.47
Revenue per Share
0.42
0.48
0.4
0.69
0.86
1.01
0.6
0.66
0.96
-1.3
0.66
0.43
0.74
Basic EPS, GAAP
0.21
0.74
0.53
0.84
0.66
1.55
0.63
0.95
1.43
1.31
0.31
0.69
0.95
Free Cash Flow per Basic Share
0.02
0.02
0.02
- -
- -
- -
- -
0.09
0.15
0.12
- -
- -
- -
Dividend per Share
5.43
5.89
6.31
7.22
8.05
9.02
5.25
5.79
7.05
5.75
6.42
6.8
7.21
Book Value per Share
5.55
6.17
10.68
11.89
12.59
13.59
12.86
13.04
13.94
12.59
13.38
13.81
14.31
Tangible Book Value per Share
9
9
9
9
9
9
18
18
17
16
17
17
17
Basic Weighted Avg Shares
24
25
27
31
42
41
48
58
66
80
64
55
58
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
1
1
1
1
1
1
1
1
1
1
Depreciation Expense
4
5
4
6
8
9
11
12
16
-21
11
7
13
Net Income, GAAP
28.6
24.16
26.28
32.3
48.38
25.77
26.07
27.84
26.95
- -
25.87
22.49
26.33
Effective Tax Rate (%)
16.61
18.33
14.12
20.75
18.84
22.58
22.75
20.66
24.49
-26.75
17.09
13.15
21.45
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
41
39
57
50
27
68
29
18
18
23
14
13
10
LT Debt
70
76
101
109
116
126
231
236
234
208
222
231
241
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
8.49
6.6
10.05
11.28
11.85
12.16
12.04
14.48
-20.15
10.88
6.6
10.9
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Mar'25
Jun'25
Sep'25
ST Debt
118
25
3
LT Borrowings
10
9
4
LT Finance Leases
4
6
6
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
18
18
18
Market Capitalization
192
210
211

Working Capital

FRC

in mil. unless spec.
Mar'25
Jun'25
Sep'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
125
147
148
Accounts Receivable, Net
5
5
4
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
118
25
3
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
14.1%
0.22%
4.14%
Free Cash Flow
24.68%
25.49%
121.1%
Net Income, GAAP
-26.39%
-74.42%
-33.62%
Sales/Revenue/Turnover
9.61%
4.72%
-13.74%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
18
16
15
15
64
2024
14
13
14
15
55
2025
14
15
14
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.13
0.21
0.15
0.18
0.66
2024
0.3
-0.2
0.04
0.29
0.43
2025
0.13
0.17
0.16
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
Business
Provident Bancorp, Inc. historically served as the bank holding entity for BankProv, a financial institution providing diverse banking solutions to both individuals and businesses across the United States. Its offerings encompassed a comprehensive suite of deposit products, including checking, term certificates, NOW, money market, and savings accounts, alongside certificates of deposit. The bank also facilitated various lending activities, such as commercial real estate, multi-family residential, commercial business, construction and land development, mortgage warehouse, one-to-four family residential, and consumer loans, as well as home equity lines of credit. BankProv was recognized for combining traditional banking with innovative, technology-driven financial solutions, notably engaging in specialized sectors like digital asset banking. The institution maintained a presence through various branches and loan production offices in northeastern Massachusetts, southern and central New Hampshire, and a loan office in Florida. Established in Amesbury, Massachusetts, in 1828, making it one of the nation's oldest banks, Provident Bancorp, Inc. officially completed its merger with NB Bancorp, Inc., the holding company for Needham Bank, on November 14, 2025.

Company News

APIChatGPT
  • Provident Bank Names Annamaria Vitelli EVP, Chief Wealth Officer and President of Beacon Trust

  • NB Bancorp, Inc. and Provident Bancorp, Inc. Announce Closing of Merger

  • NB Bancorp, Inc. and Provident Bancorp, Inc. Announce Closing of Merger

  • NB Bancorp, Inc. and Provident Bancorp, Inc. Announce Final Proration of Merger Consideration

  • Short Interest in Provident Bancorp, Inc. (NASDAQ:PVBC) Expands By 61.3%

  • NB Bancorp, Inc. and Provident Bancorp, Inc. Announce Confirmation of Election Deadline for Merger Consideration and Expected Closing Date

  • Provident Bancorp, Inc. Reports Net Income of $2.7 Million for the Quarter Ended September 30, 2025

  • NB BANCORP, INC. AND PROVIDENT BANCORP, INC. ANNOUNCE THE RECEIPT OF ALL REGULATORY APPROVALS TO MERGE AND ANTICIPATED CLOSING DATE

  • NB Bancorp, Inc. and Provident Bancorp, Inc. Announce Mailing of Stock/Cash Election Form

  • PROVIDENT BANCORP INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Provident Bancorp, Inc. - PVBC

  • Provident Bancorp, Inc. Reports Net Income of $2.8 Million for the Quarter Ended June 30, 2025

  • SHAREHOLDER INVESTIGATION: Halper Sadeh LLC Investigates PVBC, KNW, HLGN on Behalf of Shareholders

  • PROVIDENT BANCORP INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Provident Bancorp, Inc. - PVBC

  • PVBC STOCK ALERT: Halper Sadeh LLC is Investigating Whether the Sale of Provident Bancorp, Inc. is Fair to Shareholders

  • SHAREHOLDER NOTICE: Brodsky & Smith Announces an Investigation of Provident Bancorp, Inc. (Nasdaq - PVBC)

  • PVBC Stock Alert: Halper Sadeh LLC Is Investigating Whether the Sale of Provident Bancorp, Inc. Is Fair to Shareholders

  • NB Bancorp, Inc. and Provident Bancorp, Inc. Enter Into Definitive Merger Agreement

  • Provident Bancorp, Inc. Reports Results for the March 31, 2025 Quarter

  • What Makes Provident Bancorp (PVBC) a New Strong Buy Stock

  • Provident Bancorp, Inc. Reports Fourth Quarter Net Income of $4.9 Million