Dukhan Bank Q.P.S.C.

Dukhan Bank Q.P.S.C.

QQSE:DUBK
2.95
QAR
+0.00
(-0.17%)
17.48BMarket Cap
Mar 17Next Earn
Dukhan Bank Q.P.S.C.
QSE:DUBK
(Qatar Stock Exchange)

Recent

price

2.95

P/E

ratio

- -

div

yld

- -

ROIC.AI

2019
2020
2021
2022
2023
2024
2025
TTM
QAR
0.35
0.53
0.55
0.51
0.47
0.51
0.54
- -
Revenue per Share
0.15
0.11
0.23
0.24
0.25
0.26
0.27
- -
Basic EPS, GAAP
-0.24
0.34
-3.7
0.13
1.15
-1.6
0.31
-1.34
Free Cash Flow per Basic Share
0.09
0.1
0.1
0.14
0.16
0.24
0.16
- -
Dividend per Share
2.2
2.2
2.67
2.74
2.81
2.82
2.93
2.98
Book Value per Share
1.89
1.99
2.48
2.56
2.65
2.68
2.8
2.85
Tangible Book Value per Share
5,196
5,196
5,196
5,196
5,206
5,206
5,219
5,220
Basic Weighted Avg Shares
1,816
2,737
2,855
2,669
2,454
2,677
2,828
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
78
110
136
134
135
141
188
- -
Depreciation Expense
765
567
1,193
1,253
1,302
1,343
1,411
- -
Net Income, GAAP
0.18
0.25
0.14
0.16
0.08
0.06
0.07
- -
Effective Tax Rate (%)
42.14
20.7
41.8
46.94
53.06
50.15
49.9
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
2,772
1,337
1,130
295
2,196
4,607
6,559
3,664
LT Debt
11,504
11,504
13,987
14,336
14,713
14,779
15,350
15,581
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
4.18
8.54
8.42
8.26
7.4
6.84
- -
Return on Capital (%)
- -
4.93
9.36
8.85
8.97
9.1
9.37
- -
Return on Common Equity (%)

Capital Structure

QAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
5,234
5,234
5,234
Market Capitalization
18,298
18,120
17,477

Working Capital

QAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
6,215
7,031
5,216
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

QAR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
6.21%
3.87%
Free Cash Flow
- -
-176.65%
-119.59%
Net Income, GAAP
- -
25.56%
5.13%
Sales/Revenue/Turnover
- -
0.89%
5.64%
Total Cash Common Dividend
- -
- -
-33.13%

Quarterly Revenue

QAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
652
625
660
740
2,677
2025
688
670
- -
694
2,828
2026
688
772
- -
- -
- -

Quarterly Earnings Per Share

QAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.08
0.07
0.07
0.04
0.26
2025
0.08
0.07
- -
0.04
0.27
2026
0.08
0.07
- -
- -
- -

Quarterly Dividends Per Share

QAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.16
- -
0.08
- -
0.24
2025
0.08
- -
- -
- -
0.16
2026
- -
- -
- -
- -
- -
Business
Dukhan Bank Q.P.S.C. is a Qatar-based Shariah-compliant financial institution that provides a full spectrum of banking and financial services to retail, private, corporate, and institutional clients, with a focus on Islamic finance solutions. The group operates through Wholesale Banking, Retail and Private Banking, Treasury and Investments, and a network of subsidiaries, offering a comprehensive range of products across personal banking, business banking, treasury activities, and asset and wealth management. Main products and services - Personal banking: current accounts, savings accounts, time deposits; debit, credit, and prepaid cards; personal financing products including vehicle and home financing; salary advances; wealth protection and planning services; cash management for individuals - Private banking: bespoke wealth management, investment advisory, discretionary portfolio management, fiduciary and trust services, high-net-worth client solutions, liquidity and succession planning - Corporate and commercial banking: corporate lending, working capital facilities, trade finance, letters of credit and guarantees, structured finance, project and structured finance, syndication and advisory, corporate finance solutions, asset-based lending, cash management services - Islamic finance and Shariah-compliant products: murabaha, istisna’a, forward ijara, ijara, wakala-based structures, sukuk and Shariah-compliant investment products, Shariah-compliant treasury and funding activities - Treasury and investments: foreign exchange, money markets, liquidity management, short-term and long-term investments, portfolio diversification, risk management products - Trade services and transaction banking: documentary credits, guarantees, shipping guarantees, payment execution, trade finance advisory, supply-chain finance - Digital banking and fintech: online and mobile banking platforms for retail and business customers, digital wallet capabilities, electronic onboarding, remote account opening, e-payments and card management - Asset management and wealth services: mutual funds, portfolio solutions, wealth planning, custody and safekeeping services for institutional clients - Corporate and investment services: advisory for mergers and acquisitions, financing arrangements, capital markets execution support, structuring and syndication services Latest major company changes - Strategic growth and partnerships: expansion of digital banking capabilities and enhancements to Shariah-compliant product suites; ongoing collaboration with regional fintech and payment partners to broaden digital transaction capabilities - Capital and corporate actions: ongoing refinement of capital structure and funding approaches to support growth in both retail and corporate segments; continued governance enhancements aligned with global financial standards - Product launches and offerings: introduction of enhanced personal finance campaigns and competitive financing propositions aimed at retail customers; expanded wealth and asset management offerings to serve high-net-worth and institutional clients - Geographic and operational expansion: continued expansion of Qatar-based retail network and corporate services footprint; enhancement of cross-border transaction capabilities to better support regional trade and investment flows - Organizational changes: formalization of strategic initiatives and potential organizational realignments to strengthen core banking franchises and Shariah-compliant product development Note: Specific partner names, funding rounds, acquisition details, or exact dates are not disclosed here; please refer to the company’s official disclosures and press releases for precise, up-to-date information. Industry, markets, and structure - Industry: Commercial and Islamic banking - Business segments: Wholesale Banking, Retail and Private Banking, Treasury and Investments, Subsidiaries - Target markets: individuals, small and medium enterprises, large corporate and institutional clients, high-net-worth individuals; focus on Qatar with regional opportunities - Geographic footprint: primarily Qatar, with international transaction capabilities and cross-border services within the Gulf region - Corporate structure: parent company Dukhan Bank Q.P.S.C. with multiple subsidiaries and affiliations under a unified Shariah-compliant framework - Founding and headquarters: originally associated with Barwa Bank and the International Bank of Qatar merger; rebranded and reorganized as Dukhan Bank Q.P.S.C. with headquarters in Qatar Notes for investors and researchers - The bank emphasizes Shariah-compliant product design across its core lines, complemented by conventional banking capabilities in select operations to serve a broad client base - Information provided reflects publicly available corporate materials and sector analyses; for the most current and precise data, refer to the latest annual reports, investor presentations, and regulatory filings from Dukhan Bank Q.P.S.C.