Regional S.A.B. de C.V.
RA.MX
Mexican Stock Exchange134.55
MXN
-0.41
- -
Regional S.A.B. de C.V.
RA.MX
(Mexican Stock Exchange)
Recent
price
134.55
P/E
ratio
- -
div
yld
- -
ROIC.AI
Capital Structure
FRC
•
in mil. unless spec.Working Capital
FRC
•
in mil. unless spec.Growth Rates
FRC
•
in mil. unless spec.Quarterly Revenue
FRC
•
in mil. unless spec.Quarterly Earnings Per Share
FRC
•
in mil. unless spec.Quarterly Dividends Per Share
FRC
•
in mil. unless spec.- Similar Companies
- Business
- Regional S.A.B. de C.V. (RA.MX) operates as a financial holding company that provides comprehensive banking products and services through its subsidiaries, including Banregio, primarily targeting small, medium-sized enterprises, preferred individual clients, and automotive financing in Mexico. The company offers loans for working capital and investment projects to medium-sized businesses (greater than MXN 20-30 million); credits, point-of-sale terminals, insurance products, and related services for small businesses (up to MXN 20-30 million); personalized credit cards, personal loans, and mortgages for home/land acquisition, construction, renovations, and refinancing in its preferred banking segment; automotive credits for transport equipment; consumer credits including credit cards and personal loans for middle- and high-income segments; leasing for machinery, equipment, forklifts, computers, and auto fleets via pure or financial leasing for individuals and businesses; as well as savings/investment products, currency exchange, investment fund distribution, electronic banking, derivatives, collections, and credit letters. Founded in 1994 and headquartered in San Pedro Garza Garcia, Nuevo Leon, Mexico, Regional maintains a network of over 170 branches across more than 20 states, including Aguascalientes, Baja California, Chihuahua, Coahuila, Mexico City, Durango, Guanajuato, Jalisco, Nuevo Leon, San Luis Potosi, Sinaloa, Sonora, and Tamaulipas. In recent years, the company restructured in 2018 to form Regional S.A.B. de C.V. from Banregio (BMV: GFREGIO), enhancing flexibility for financial and technology ventures while retaining Banregio's brand; expanded geographically with acquisitions of leasing firms Master Lease in 2009 (auto fleets) and CIT Mexico in 2015 (technology and machinery); achieved 10% loan portfolio growth led by SMEs and consumer segments as of 3Q25; grew core deposits by 9% with a loan-to-deposit ratio of 103%; launched product updates including a business credit card with a lower 34.1% CAT (valid through November 2025) and a no-minimum-balance digital account option; and introduced a Concierge Program for premium clients in key cities like Guadalajara, Mexico City, and Monterrey.