Tompkins Financial Corporation

Tompkins Financial Corporation

TMP
Tompkins Financial CorporationUS flagNew York Stock Exchange American
94.04
USD
-0.50
- -
1.35BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
15.72
15.8
16.14
16.67
17.86
18.82
18.97
20.13
20.53
21.2
15.12
20.76
17.83
17.97
Basic EPS, GAAP
3.51
3.55
3.97
4.01
3.51
5.47
5.48
5.28
6.13
5.93
0.67
4.98
11.3
11.75
Free Cash Flow per Basic Share
5.33
4.67
5.19
5.04
3.4
5.93
6.41
6.59
7.99
6.64
5.77
6.24
2.24
5.77
Dividend per Share
1.55
1.63
1.73
1.8
1.85
1.97
2.06
2.13
2.22
2.34
2.42
2.47
2.53
2.58
Book Value per Share
9.57
11.35
13.51
15.64
17.83
21.34
24.95
28.56
32.72
36.86
35.28
37.88
46.56
47.71
Tangible Book Value per Share
24.14
26.07
27.99
30.07
31.75
34.64
37.86
42.19
43.44
36.44
40.34
43.51
60.62
61.32
Basic Weighted Avg Shares
14
15
15
15
15
15
15
15
15
14
14
14
14
14
Sales/Revenue/Turnover
228
232
238
247
267
283
283
296
299
304
216
295
254
256
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
8
8
8
9
10
11
12
12
12
12
12
10
9
9
Net Income, GAAP
51
52
58
59
52
82
82
78
89
85
10
71
161
167
Effective Tax Rate (%)
28.95
32.75
33.09
31.26
44.75
20.92
20.43
20.4
21.98
22.38
20.58
23.67
28.37
28.29
Profit Margin (%)
22.35
22.44
24.58
24.03
19.65
29.08
28.89
26.22
29.84
28
4.41
24
63.4
65.4
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
369
394
574
922
501
446
436
278
110
50
125
543
169
449
Total Equity
458
490
516
549
576
621
663
718
729
617
670
713
938
947
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
40.89
34.1
31.96
27.56
21.07
28.02
23.59
19.6
19.91
16.92
1.84
13.6
26.8
27.24

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
395
- -
LT Borrowings
445
169
449
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
14
14
14
Market Capitalization
943
1,034
1,124

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,049
1,108
1,162
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
395
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.68%
6.56%
31.53%
Free Cash Flow
-1.79%
-13.54%
-64%
Net Income, GAAP
73.53%
138.85%
127.34%
Sales/Revenue/Turnover
1.92%
-0.68%
-13.92%
Total Cash Common Dividend
3.58%
2.86%
2.98%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
73
73
77
76
295
2025
82
83
87
2
254
2026
84
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.19
1.1
1.31
1.38
4.98
2025
1.38
1.51
1.66
6.74
11.3
2026
1.83
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.6
0.61
0.61
0.64
2.47
2025
0.62
0.62
0.62
0.67
2.53
2026
0.67
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Stephen S. Romaine
Full Time Employees
941
Sector
Financial Services
Industry
Banks - Regional
Address
118 East Seneca Street Ithaca NY United States of America 14851
IPO Date
Jun 2, 1986
Business
Tompkins Financial Corporation operates as a financial holding company, delivering a comprehensive suite of banking and wealth management solutions. The enterprise structures its operations primarily through its Banking and Wealth Management divisions. Within its banking activities, the firm provides various deposit options, including diverse checking and savings accounts, time deposit products, and individual retirement accounts. For lending, Tompkins Financial extends credit for numerous business requirements such as real estate, construction, equipment, accounts receivable, and commercial leasing. It also originates residential mortgage loans, personal financing, home equity lines, commercial and industrial loans, agricultural lending, and other consumer credit products like installment loans and vehicle financing. Additional services encompass letters of credit, automated sweep accounts, credit and debit card offerings, deposit and cash management tools, along with a full array of digital banking services, including online account access, remote deposit capabilities, and mobile banking. The Wealth Management segment provides sophisticated investment management, trust and estate administration, and financial and tax planning expertise. Notably, on November 3, 2025, Tompkins Financial Corporation completed the strategic sale of its Tompkins Insurance Agencies, Inc. subsidiary to Arthur J. Gallagher & Co., marking a significant shift in its service portfolio. The corporation predominantly serves a broad client base that includes individual consumers, corporate executives, small business proprietors, and high-net-worth individuals. It maintains a regional footprint with over 54 banking offices located across New York and Pennsylvania. Tompkins Financial Corporation, established in 1836, is headquartered in Ithaca, New York.

Company News

APIChatGPT
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  • Tompkins Financial Corporation Reports Record Earnings Per Share for the Fourth Quarter of 2025

  • Tompkins Financial Corporation Reports Cash Dividend

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  • Tompkins Financial Corporation Recognized as a Top-Performing Small-Cap Bank by Piper Sandler

  • Creative Planning Buys 1,271 Shares of Tompkins Financial Corporation $TMP

  • 3,224 Shares in Tompkins Financial Corporation $TMP Bought by Commonwealth of Pennsylvania Public School Empls Retrmt SYS