NatWest Group plc

NatWest Group plc

RBSPF
NatWest Group plcUS flagOther OTC
8.13
USD
+0.10
- -
64.74BMarket Cap
NatWest Group plc
RBSPF
(Other OTC)

Recent

price

7.99

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
2.61
4.31
1.38
1.54
1.39
1.21
1.14
1.15
1.2
1.05
0.95
0.96
1.35
1.61
1.73
2.06
2.12
Revenue per Share
-0.11
-0.4
-0.59
-0.86
-0.29
-0.18
-0.51
0.11
0.18
0.31
-0.04
0.3
0.36
0.51
0.57
0.72
0.75
Basic EPS, GAAP
1.72
-0.03
-4.56
-3.01
-2.01
0.01
-0.42
3.14
-0.66
-0.32
2.55
4.85
-4.55
-2.07
0.08
0.72
- -
Free Cash Flow per Basic Share
0.43
0.01
0.03
0.04
0.04
0.04
0.16
0.06
0.07
0.31
0.03
0.09
0.32
0.19
0.21
0.29
- -
Dividend per Share
3.65
6.45
1.68
0.73
0.27
0.71
-0.1
2.64
2.36
2.32
2.19
2.27
2.2
2.34
2.55
3.03
3.19
Book Value per Share
6.27
11.52
5.57
4.51
4.83
4.45
3.95
3.86
3.58
3.3
3.3
3.25
2.97
3.22
3.76
4.38
4.55
Tangible Book Value per Share
9,958
5,313
10,216
10,396
10,545
10,693
10,857
11,019
11,151
11,205
11,278
10,785
9,882
9,173
8,447
8,057
8,003
Basic Weighted Avg Shares
25,944
22,912
14,149
16,024
14,663
12,931
12,366
12,716
13,341
11,719
10,760
10,340
13,352
14,784
14,653
16,609
16,973
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
2,220
1,875
1,854
1,410
1,109
1,180
919
837
768
1,220
914
923
833
934
1,058
1,154
1,168
Depreciation Expense
-1,001
-2,151
-5,754
-8,597
-2,771
-1,594
-5,258
1,473
2,159
3,539
-372
3,268
3,589
4,636
4,802
5,831
5,994
Net Income, GAAP
- -
- -
- -
- -
72.23
- -
- -
32.65
35.96
11.02
- -
25.91
24.84
23.21
23.65
24.31
24.33
Effective Tax Rate (%)
-3.86
-9.39
-40.67
-53.65
-18.9
-12.33
-42.52
11.58
16.18
30.2
-3.46
31.61
26.88
31.36
32.77
35.11
35.31
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
241,582
187,824
120,290
90,792
72,079
49,842
45,308
12,563
49,909
56,876
56,530
58,331
55,316
60,074
65,922
71,826
6,642
LT Debt
76,851
76,053
70,448
59,215
58,709
54,147
49,404
49,093
46,490
43,556
43,824
41,803
36,496
37,188
39,378
42,613
43,671
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
-3.5
-6.09
-23.44
-72.26
-59.31
-36.08
- -
- -
7.13
13.36
-1.57
13.23
15.55
21.46
22.31
25.35
24.77
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
8,030
7,995
7,971
Market Capitalization
41,901
52,712
43,473

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
84,686
85,348
78,966
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-2.17%
-0.26%
8.22%
Free Cash Flow
-492.96%
93.8%
734.29%
Net Income, GAAP
-81.27%
-182.9%
21.43%
Sales/Revenue/Turnover
3.15%
9.68%
13.35%
Total Cash Common Dividend
184.77%
78.63%
32%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3,475
3,650
3,744
3,775
14,653
2025
3,980
3,991
4,332
4,292
16,609
2026
4,358
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.11
- -
0.15
0.16
0.57
2025
0.17
- -
- -
0.18
0.72
2026
0.19
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.21
2025
- -
- -
- -
- -
0.29
2026
- -
- -
- -
- -
- -
Business
NatWest Group plc is a UK-focused banking and insurance holding company headquartered in Edinburgh, Scotland, and founded in 1968 as the successor to The Royal Bank of Scotland Group, which was renamed in July 2020. The group serves over 20 million customers through its four main franchises: Retail Banking via NatWest, Royal Bank of Scotland, and Ulster Bank brands offering current accounts, mortgages, personal unsecured lending, personal deposits, and related financial services in the UK and Republic of Ireland; Commercial & Institutional providing banking, finance, risk management, asset finance via Lombard, and investment banking via NatWest Markets including debt financing, advisory services, and securities operations in the UK, US, and Western Europe; Private Banking for high-net-worth individuals via Coutts, Drummonds, and premier services encompassing banking, lending, and wealth management through its Investment Centre of Excellence; and offshore banking via NatWest International, RBS International, and Isle of Man Bank in the Channel Islands serving personal, business, and corporate clients. It issues banknotes in Scotland and Northern Ireland and supports operations with central functions in procurement, technology, payments, HR, risk, and governance. Recent developments include full divestment of UK government ownership in May 2025 following crisis-era bailouts; integration of acquired Sainsbury's Bank customers with enhanced app features linking credit cards and Nectar points; mortgage expansion via new first-time buyer offers, family-backed products, and buy-to-let collaboration with Landbay; unsecured lending growth of 17% alongside £10.8 billion in EPC A/B-rated residential lending by Q3 2025 meeting sustainability targets; £7.6 billion in Q3 2025 climate and transition finance toward a £200 billion 2025-2030 goal; university partnerships with Oxford, Manchester, Brighton, and York for startup growth; IP-backed loans launch by Royal Bank of Scotland for high-growth Scottish businesses; and robust Q3 2025 performance with 4.4% lending growth to £388 billion, 26.4% Retail Banking return on equity, and platform decommissioning for simplification.

Company News

APIChat
  • Critical Comparison: NatWest Group (OTCMKTS:RBSPF) and Bank Hapoalim (OTCMKTS:BKHYY)

  • NatWest Group PLC (OTCMKTS:RBSPF) Sees Large Growth in Short Interest

  • NatWest Group PLC (OTCMKTS:RBSPF) Sees Large Drop in Short Interest

  • NatWest Group (OTCMKTS:RBSPF) vs. National Australia Bank (OTCMKTS:NABZY) Head-To-Head Comparison

  • NatWest Group (OTCMKTS:RBSPF) Shares Gap Up – Time to Buy?

  • China Construction Bank (OTCMKTS:CICHY) vs. NatWest Group (OTCMKTS:RBSPF) Financial Analysis