Regions Financial Corporation

Regions Financial Corporation

RF-PB
Regions Financial CorporationUS flagNew York Stock Exchange
0.31
USD
+0.00
- -
159.99MMarket Cap
Regions Financial Corporation
RF-PB
(New York Stock Exchange)

Recent

price

0.31

P/E

ratio

- -

div

yld

- -

ROIC.AI

2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
TTM
FRC
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Revenue per Share
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- -
- -
- -
- -
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- -
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- -
- -
- -
- -
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Basic EPS, GAAP
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- -
- -
- -
- -
- -
- -
- -
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- -
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Free Cash Flow per Basic Share
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Dividend per Share
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Book Value per Share
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Tangible Book Value per Share
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- -
- -
- -
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- -
- -
- -
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Basic Weighted Avg Shares
6,893
5,983
5,626
5,335
5,257
5,359
5,218
5,406
5,509
5,560
5,759
5,845
6,275
6,436
7,164
7,574
7,077
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
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Operating Margin (%)
371
284
732
683
717
645
523
523
574
537
462
426
421
371
353
236
176
Depreciation Expense
-5,596
-1,031
-539
-215
1,120
1,091
1,147
1,062
1,163
1,263
1,759
1,582
1,094
2,521
2,245
2,074
1,750
Net Income, GAAP
- -
- -
- -
- -
29.02
33.69
32.58
29.74
30.65
33.28
19.8
20.3
16.74
21.59
21.94
20.44
19.28
Effective Tax Rate (%)
-81.18
-17.23
-9.58
-4.03
21.3
20.36
21.98
19.64
21.11
22.72
30.54
27.07
17.43
39.17
31.34
27.38
24.73
Profit Margin (%)
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- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
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Working Capital
19,231
18,464
13,190
8,110
5,861
4,830
3,462
8,349
7,763
8,132
12,424
7,879
3,569
2,407
2,284
2,330
6,016
LT Debt
16,813
17,881
16,734
16,499
15,499
15,768
16,873
16,844
16,664
16,192
15,090
16,295
18,111
18,326
15,951
17,493
18,727
Total Equity
- -
- -
- -
- -
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Return on Invested Capital (%)
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Return on Capital (%)
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103.41
75.69
45.55
26.28
51.39
34.13
25.98
19.39
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Mar'24
Jun'24
Sep'24
ST Debt
1,000
513
1,500
LT Borrowings
3,327
5,083
6,016
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
1,659
1,659
1,715
Shares Outstanding
918
915
911
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Mar'24
Jun'24
Sep'24
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
36,819
34,515
36,392
Accounts Receivable, Net
588
608
596
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
1,000
513
1,500
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.32%
3.41%
9.67%
Free Cash Flow
-0.22%
1.35%
-23.56%
Net Income, GAAP
12.61%
14.19%
-7.62%
Sales/Revenue/Turnover
3.58%
5.69%
5.72%
Total Cash Common Dividend
- -
- -
18.7%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
1,599
1,748
1,867
1,997
7,164
2023
1,951
1,957
1,857
1,809
7,574
2024
1,747
1,731
1,790
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- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
- -
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
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- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
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2023
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2024
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Business
Regions Financial Corporation (NYSE: RF; RF-PB), headquartered in Birmingham, Alabama and founded in 1971, operates as a financial holding company and one of the nation's largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services through its subsidiary Regions Bank. The company conducts its operations across the Southern and Midwestern United States and Texas, maintaining approximately 1,250 banking offices and over 2,000 ATMs in 15 states; it serves individual, small business, middle-market, and large corporate customers with a diversified portfolio spanning three main segments: Corporate Bank, offering commercial and industrial lending, commercial real estate loans, and investor real estate financing; Consumer Bank, providing residential mortgages, home equity lines of credit, consumer credit cards, personal loans, deposit accounts including checking and savings, prepaid cards, and debit cards; and Wealth Management, delivering trust administration, investment management, asset management, retirement planning, estate planning, brokerage services, and digital investing via InvestPath. Core consumer offerings further encompass cash rewards programs, relationship rewards, CDs, IRAs, personal credit lines, Visa debit cards, and foreign currency exchange; commercial capabilities include leasing, accounts receivable factoring, specialty mortgage financing, and credit-related services for sectors such as healthcare and not-for-profits. Recent strategic developments include a focus on organic growth and household expansion amid market M&A disruptions in its footprint, with management emphasizing deposit growth and nonbank tuck-in opportunities following prior bolt-on acquisitions like Sabal Capital Partners in 2021 for commercial real estate lending and Highland Associates in 2019 to bolster wealth management in healthcare and not-for-profits; the company reported full-year 2024 net income of $1.8 billion and anticipates net interest income growth of 3-5% in 2025.