Regions Financial Corporation

Regions Financial Corporation

RF
Regions Financial CorporationUS flagNew York Stock Exchange
27.40
USD
-0.63
- -
23.38BMarket Cap
Regions Financial Corporation
RF
(New York Stock Exchange)

Recent

price

27.40

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
4.59
5.36
3.81
3.84
3.79
4.08
4.39
4.69
5.27
5.87
6.54
6.73
7.66
8.09
7.73
8.44
8.64
Revenue per Share
-0.62
-0.43
0.72
0.76
0.8
0.75
0.88
1.01
1.55
1.51
1.03
2.51
2.3
2.11
1.94
2.31
2.42
Basic EPS, GAAP
3.29
4.57
1.64
2.53
1.34
0.93
1.57
1.78
2.02
2.57
2.36
3.09
3.01
2.3
1.59
2.41
2.22
Free Cash Flow per Basic Share
0.19
0.23
0.07
0.12
0.22
0.28
0.3
0.35
0.47
0.66
0.73
0.75
0.81
0.95
1.09
1.12
1.14
Dividend per Share
-3.29
-4.33
-2.41
-1.58
-0.85
-0.08
0.54
1.38
2.6
3.78
3.94
5.82
7.5
8.76
9.9
11.45
11.94
Book Value per Share
5.82
7.67
7
7.1
7.74
8.03
8.28
8.39
8.16
9.74
11.31
10.67
8.02
9.6
10.14
12.21
12.09
Tangible Book Value per Share
1,227
995
1,381
1,395
1,375
1,325
1,255
1,186
1,092
995
959
956
935
936
916
892
882
Basic Weighted Avg Shares
5,626
5,335
5,257
5,359
5,218
5,406
5,509
5,560
5,759
5,845
6,275
6,436
7,165
7,576
7,083
7,526
7,615
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
732
683
717
645
523
523
574
537
462
426
421
371
353
236
144
84
85
Depreciation Expense
-539
-215
1,120
1,091
1,147
1,062
1,163
1,263
1,759
1,582
1,094
2,521
2,245
2,074
1,893
2,156
2,225
Net Income, GAAP
- -
- -
29.02
33.69
32.58
29.74
30.65
33.28
19.8
20.3
16.74
21.59
21.94
20.44
19.58
21.4
21.54
Effective Tax Rate (%)
-9.58
-4.03
21.3
20.36
21.98
19.64
21.11
22.72
30.54
27.07
17.43
39.17
31.33
27.38
26.73
28.65
29.22
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
13,190
8,110
5,861
4,830
3,462
8,349
7,763
8,132
12,424
7,879
3,569
2,407
2,284
2,330
5,993
4,134
3,137
LT Debt
16,734
16,499
15,499
15,768
16,873
16,844
16,664
16,192
15,090
16,295
18,111
18,326
15,951
17,493
17,910
19,103
18,844
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
103.41
75.69
45.55
26.28
51.39
34.13
25.98
20.55
21.38
21.53
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
1,300
750
2,000
LT Borrowings
4,785
4,134
3,137
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
1,369
1,369
1,369
Shares Outstanding
884
867
854
Market Capitalization
23,766
24,180
23,025

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
35,956
35,496
35,520
Accounts Receivable, Net
574
571
569
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
1,300
750
2,000
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.54%
1.39%
6.66%
Free Cash Flow
9.47%
3.56%
48.14%
Net Income, GAAP
13.35%
23.41%
13.89%
Sales/Revenue/Turnover
3.47%
3.88%
6.25%
Total Cash Common Dividend
- -
- -
3.77%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,747
1,731
1,790
1,815
7,083
2025
1,784
1,905
1,916
1,921
7,526
2026
1,873
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.37
0.52
0.49
0.56
1.94
2025
0.51
0.59
0.62
0.59
2.31
2026
0.62
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.27
0.27
0.27
0.28
1.09
2025
0.28
0.28
0.28
0.29
1.12
2026
0.29
- -
- -
- -
- -
Business
Regions Financial Corporation Regions Financial Corporation (NYSE:RF) is a member of the S&P 500 Index and one of the largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services in the United States. Headquartered in Birmingham, Alabama, the company traces its origins to 1971 when First Alabama Bancshares was formed through the merger of three Alabama banks, later rebranding to Regions Financial Corporation in 1994 to reflect its regional expansion. Regions Bank, its primary banking subsidiary, operates approximately 1,300 branches and over 2,000 ATMs across 15 states primarily in the South, Midwest, and Texas, serving retail customers with checking and savings accounts, CDs, personal loans, credit cards including Cash Rewards Visa Debit and prepaid cards, home equity lines, mortgages, personal credit lines, and digital investing via InvestPath; commercial clients through the Corporate Bank segment offering commercial and industrial lending, commercial real estate and investor real estate loans, equipment lease financing, deposit products, capital markets services such as securities underwriting, loan syndication, and foreign exchange; as well as wealth management, trust services, securities brokerage, insurance products, and mortgage origination and servicing. The company targets individuals, small businesses, middle-market firms, nonprofits, healthcare providers, and institutional investors, maintaining leadership as the largest deposit holder in Alabama and Tennessee, and among the top in Arkansas, Florida, Louisiana, and Mississippi. In recent years, Regions Financial has pursued inorganic growth through strategic acquisitions including Clearsight Advisors and EBank USA in 2021 to bolster technology and professional services M&A advisory, Sabal Capital Partners in late 2021 for small balance commercial real estate lending, and BlackArch Partners to expand mid-market M&A advisory capabilities, while expressing intent to capitalize on market disruptions from competitor mergers and pursue additional nonbank opportunities in wealth management and specialized lending amid expectations of net interest income growth of 3-5% in 2025.

Company News

APIChat
  • Regions Bank Provides Free Resources for First-Time Homebuyers During National Homeownership Month

  • Regions Bank Ranked No. 1 in JD Power 2026 U.S. Online Banking Satisfaction Study

  • Regions Bank Appoints Todd Nelson to Serve as Head of Regions Home Improvement Financing

  • MTB vs. RF: Which Regional Bank Stock Has Better Growth Potential?

  • AmpliTech Group Reports Strong First Quarter 2026 Revenue Growth and Significant Q1 Gross Margin Expansion YoY

  • Why Regions Financial (RF) is a Top Momentum Stock for the Long-Term

  • Regions Financial to Participate in Morgan Stanley U.S. Financials Conference

  • Regions Bank Appoints Christina Clemmons as Texas Consumer Banking Executive

  • Regions Financial: When Smaller Bests Bigger

  • Regions Bank Names Veteran Banker Amy Barrentine as Head of Regions Business Capital

  • AI and Earnings Set Semiconductor Stocks on Record Rally: 5 Top Picks

  • Regions Bank + Dash Solutions Collaborate on New Treasury Management Solution to Modernize Client Payment Operations

  • Greystone Financial Group LLC Has $10.43 Million Position in Regions Financial Corporation $RF

  • Regions Financial Corp (RF) Q1 2026 Earnings Call Highlights: Strong Earnings Growth Amid Competitive Market Challenges

  • Regions Financial: Q1 Review, Credit Improvement Continues

  • Q1 Brings Some Improvements To Regions Financial

  • Regions Financial Corporation (RF) Q1 2026 Earnings Call Transcript

  • Regions Financial Q1 Earnings Top Estimates on Higher NII & Fee Income

  • Regions Financial (RF) Q1 Earnings: How Key Metrics Compare to Wall Street Estimates

  • Regions Financial (RF) Tops Q1 Earnings Estimates