Regions Financial Corporation

Regions Financial Corporation

RF
Regions Financial CorporationUS flagNew York Stock Exchange
27.20
USD
-0.25
- -
23.17BMarket Cap
Regions Financial Corporation
RF
(New York Stock Exchange)

Recent

price

27.20

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
4.59
5.36
3.81
3.84
3.79
4.08
4.39
4.69
5.27
5.87
6.54
6.73
7.66
8.09
7.73
8.44
8.75
Revenue per Share
-0.62
-0.43
0.72
0.76
0.8
0.75
0.88
1.01
1.55
1.51
1.03
2.51
2.3
2.11
1.94
2.31
2.47
Basic EPS, GAAP
3.29
4.57
1.64
2.53
1.34
0.93
1.57
1.78
2.02
2.57
2.36
3.09
3.01
2.3
1.59
2.41
2.01
Free Cash Flow per Basic Share
0.19
0.23
0.07
0.12
0.22
0.28
0.3
0.35
0.47
0.66
0.73
0.75
0.81
0.95
1.09
1.12
1.15
Dividend per Share
10.63
10.39
10.63
11.12
11.81
12.35
13.04
13.55
13.88
15.65
17.13
17.69
15.29
17.1
17.79
20.38
20.49
Book Value per Share
5.68
6.06
6.84
7.19
7.86
8.2
8.56
8.78
8.67
10.12
11.29
10.83
8.02
9.68
10.19
12.49
12.49
Tangible Book Value per Share
1,227
995
1,381
1,395
1,375
1,325
1,255
1,186
1,092
995
959
956
935
936
916
892
870
Basic Weighted Avg Shares
5,626
5,335
5,257
5,359
5,218
5,406
5,509
5,560
5,759
5,845
6,275
6,436
7,165
7,576
7,083
7,526
7,617
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
732
683
717
645
523
523
574
537
462
426
421
371
353
236
144
84
90
Depreciation Expense
-539
-215
1,120
1,091
1,147
1,062
1,163
1,263
1,759
1,582
1,094
2,521
2,245
2,074
1,893
2,156
2,232
Net Income, GAAP
- -
- -
29.02
33.69
32.58
29.74
30.65
33.28
19.8
20.3
16.74
21.59
21.94
20.44
19.58
21.4
21.63
Effective Tax Rate (%)
-9.58
-4.03
21.3
20.36
21.98
19.64
21.11
22.72
30.54
27.07
17.43
39.17
31.33
27.38
26.73
28.65
29.3
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
13,190
8,110
5,861
4,830
3,462
8,349
7,763
8,132
12,424
7,879
3,569
2,407
2,284
2,330
5,993
4,134
4,628
LT Debt
16,734
16,499
15,499
15,768
16,873
16,844
16,664
16,192
15,090
16,295
18,111
18,326
15,951
17,493
17,910
19,103
18,911
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
-5.52
-3.25
7.05
6.98
7
6.23
6.9
7.68
11.44
10.28
6.3
14.49
13.87
13.15
11.11
12.18
12.37
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
750
2,000
2,800
LT Borrowings
4,134
3,137
4,628
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
1,369
1,369
1,369
Shares Outstanding
867
854
853
Market Capitalization
23,496
22,315
25,752

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
35,496
35,520
34,702
Accounts Receivable, Net
571
569
495
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
750
2,000
2,800
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.54%
1.39%
6.66%
Free Cash Flow
9.47%
3.56%
48.14%
Net Income, GAAP
13.35%
23.41%
13.89%
Sales/Revenue/Turnover
3.47%
3.88%
6.25%
Total Cash Common Dividend
- -
- -
3.77%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,747
1,731
1,790
1,815
7,083
2025
1,784
1,905
1,916
1,921
7,526
2026
1,873
1,907
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.37
0.52
0.49
0.56
1.94
2025
0.51
0.59
0.62
0.59
2.31
2026
0.62
0.64
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.27
0.27
0.27
0.28
1.09
2025
0.28
0.28
0.28
0.29
1.12
2026
0.29
0.29
- -
- -
- -
Business
Regions Financial Corporation Regions Financial Corporation (NYSE:RF) is a member of the S&P 500 Index and one of the largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services in the United States. Headquartered in Birmingham, Alabama, the company traces its origins to 1971 when First Alabama Bancshares was formed through the merger of three Alabama banks, later rebranding to Regions Financial Corporation in 1994 to reflect its regional expansion. Regions Bank, its primary banking subsidiary, operates approximately 1,300 branches and over 2,000 ATMs across 15 states primarily in the South, Midwest, and Texas, serving retail customers with checking and savings accounts, CDs, personal loans, credit cards including Cash Rewards Visa Debit and prepaid cards, home equity lines, mortgages, personal credit lines, and digital investing via InvestPath; commercial clients through the Corporate Bank segment offering commercial and industrial lending, commercial real estate and investor real estate loans, equipment lease financing, deposit products, capital markets services such as securities underwriting, loan syndication, and foreign exchange; as well as wealth management, trust services, securities brokerage, insurance products, and mortgage origination and servicing. The company targets individuals, small businesses, middle-market firms, nonprofits, healthcare providers, and institutional investors, maintaining leadership as the largest deposit holder in Alabama and Tennessee, and among the top in Arkansas, Florida, Louisiana, and Mississippi. In recent years, Regions Financial has pursued inorganic growth through strategic acquisitions including Clearsight Advisors and EBank USA in 2021 to bolster technology and professional services M&A advisory, Sabal Capital Partners in late 2021 for small balance commercial real estate lending, and BlackArch Partners to expand mid-market M&A advisory capabilities, while expressing intent to capitalize on market disruptions from competitor mergers and pursue additional nonbank opportunities in wealth management and specialized lending amid expectations of net interest income growth of 3-5% in 2025.

Company News

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  • Regions Financial Corporation (RF) Q3 2026 Earnings Call Transcript

  • Regions Financial Q3 Earnings Call Highlights

  • First Week of Q3 Earnings in the Books

  • RF Q3 Earnings Beat Estimates on Higher NII, Revenues Rise Y/Y

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  • Regions Financial's 13% Dividend Raise Looks Impressive. The Next One Could Be Harder

  • Regions Financial (RF) Q3 Earnings Surpass Estimates

  • Regions Financial Posts Higher Profit, Revenue

  • Regions Reports Earnings of $611 Million and EPS of $0.71 in 3Q 2026

  • Regions Financial Corporation (NYSE:RF) Stock Now Rated “Hold” by Sell-Side Brokerages

  • Regions Financial Corp. Declares Quarterly Common and Preferred Stock Dividends

  • Regions Financial's Q3 Earnings Coming Up: Here's What You Should Know

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