Regions Financial Corporation Financial Ratios — RF Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	- -	- -	- -	- -	- -	- -	103.41	75.69	45.55	26.28	51.39	34.13	25.98	20.55	21.38
Return on Assets (%)	-0.17	0.9	0.91	0.97	0.86	0.92	1.01	1.41	1.26	0.8	1.62	1.41	1.35	1.22	1.36
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	12.8	13.64	12.04	10.02	9.67	10.42	9.66	8.02	7.29	6.71	5.76	4.93	3.12	2.03	1.12
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	3.02	31.6	31.07	32.23	28.3	30.21	33.45	33.95	33.96	20.94	49.95	40.14	34.41	33.23	36.45
Profit Margin (%)	-4.03	21.3	20.36	21.98	19.64	21.11	22.72	30.54	27.07	17.43	39.17	31.33	27.38	26.73	28.65
Net Income to Common Margin (%)	-8.04	18.85	19.76	20.99	18.46	19.95	21.56	29.43	25.71	15.79	37.29	29.95	26.08	25.05	27.39
Effective Tax Rate (%)	- -	29.02	33.69	32.58	29.74	30.65	33.28	19.8	20.3	16.74	21.59	21.94	20.44	19.58	21.4
Dvd Payout Ratio (%)	-48	-2.57	12.87	22.83	30.07	29.08	29.4	30.05	38.39	60.04	24.79	30.89	39.83	49.32	44.06
Sustainable Growth Rate (%)	- -	- -	- -	- -	- -	- -	73.01	52.94	28.06	10.5	38.65	23.59	15.63	10.41	11.96

Credit (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	8,844	5,986	4,830	3,962	8,359	7,763	8,632	14,024	9,929	3,569	2,407	2,284	2,330	6,493	4,884
ST Debt	734	125	- -	500	10	- -	500	1,600	2,050	- -	- -	- -	- -	500	750
LT Debt	8,110	5,861	4,830	3,462	8,349	7,763	8,132	12,424	7,879	3,569	2,407	2,284	2,330	5,993	4,134
Total Debt/EBITDA	12.95	8.35	7.49	7.58	15.98	13.52	16.07	30.35	23.31	8.48	6.49	6.47	9.87	45.09	58.14
Net Debt/EBITDA	2.63	0.69	-0.69	0.11	5.82	4.05	8.79	22.7	13.65	-34.17	-72.79	-25.33	-18.94	-29.3	-71.7
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	-3.39	-2.74	-1.88	-0.97	-0.08	0.54	1.32	2.26	2.98	2.56	3.41	4.52	5.39	5.77	6.43
Long-Term Debt/Equity (%)	49.15	37.82	30.63	20.52	49.57	46.59	50.22	82.33	48.35	19.71	13.13	14.32	13.32	33.46	21.64
Long-Term Debt/Capital (%)	101.96	186.36	156.92	94	91.98	83.82	73.31	70.26	52.53	39.63	25.01	20.84	19.02	34.63	25.01
Long-Term Debt/Total Assets (%)	6.38	4.83	4.11	2.9	6.62	6.16	6.54	9.88	6.24	2.42	1.48	1.47	1.53	3.81	2.6
Total Debt/Equity (%)	53.6	38.62	30.63	23.48	49.63	46.59	53.31	92.94	60.93	19.71	13.13	14.32	13.32	36.25	25.57
Total Debt/Capital (%)	111.19	190.33	156.92	107.58	92.09	83.82	77.82	79.31	66.19	39.63	25.01	20.84	19.02	37.51	29.55
Total Debt/Total Assets (%)	6.96	4.93	4.11	3.31	6.63	6.16	6.94	11.16	7.87	2.42	1.48	1.47	1.53	4.13	3.08
Net Debt to Equity	10.9	3.21	-2.81	0.34	18.08	13.96	29.16	69.49	35.69	-79.44	-147.35	-56.07	-25.56	-23.56	-31.53
Net Debt/Capital (%)	197.91	-21.2	20.18	-26.24	80.92	60.82	65.74	74.13	53.42	160.73	136.49	3,362.03	-82.07	-63.96	-107.17
EBITDA	683	717	645	523	523	574	537	462	426	421	371	353	236	144	84
EBITDA-CapEx	482	537	431	260	150	510	346	391	402	362	299	65	79	-2	54
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	-3.39	-2.74	-1.88	-0.97	-0.08	0.54	1.32	2.26	2.98	2.56	3.41	4.52	5.39	5.77	6.43
Long-Term Debt/Equity (%)	49.15	37.82	30.63	20.52	49.57	46.59	50.22	82.33	48.35	19.71	13.13	14.32	13.32	33.46	21.64
Long-Term Debt/Capital (%)	101.96	186.36	156.92	94	91.98	83.82	73.31	70.26	52.53	39.63	25.01	20.84	19.02	34.63	25.01
Long-Term Debt/Total Assets (%)	6.38	4.83	4.11	2.9	6.62	6.16	6.54	9.88	6.24	2.42	1.48	1.47	1.53	3.81	2.6
Total Debt/Equity (%)	53.6	38.62	30.63	23.48	49.63	46.59	53.31	92.94	60.93	19.71	13.13	14.32	13.32	36.25	25.57
Total Debt/Capital (%)	111.19	190.33	156.92	107.58	92.09	83.82	77.82	79.31	66.19	39.63	25.01	20.84	19.02	37.51	29.55
Total Debt/Total Assets (%)	6.96	4.93	4.11	3.31	6.63	6.16	6.94	11.16	7.87	2.42	1.48	1.47	1.53	4.13	3.08
CFO/Total Liabilities	4.3	2.31	3.69	2.05	1.46	1.86	2.12	2.06	2.35	1.8	2.1	2.23	1.71	1.15	1.56
CFO/CapEx	23.65	13.56	17.5	8.01	4.29	31.83	12.03	32.04	107.54	39.39	42.08	10.77	14.7	10.95	72.7
Altman's Z-Score	0.02	0.06	0.1	0.12	0.11	0.15	0.18	0.16	0.18	0.15	0.18	0.2	0.21	0.22	0.25

Working Capital (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	13.64	14.91	16.31	16.75	17.19	17.27	16.95	16.18	15.86	17.73	19.36	17.27	13.47	11.94	13.17
Days Sales Outstanding	26.75	24.47	22.37	21.79	21.23	21.14	21.53	22.56	23.01	20.59	18.86	21.14	27.1	30.56	27.72
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	4,278	9,847	13,797	14,520	12,720	18,022	20,494	14,611	17,074	15,459	20,841	20,159	18,140	21,544	24,173
- Cash & Cash Equivalents	7,045	5,489	5,273	3,904	5,314	5,436	3,911	3,538	4,114	17,956	29,411	11,227	6,801	10,712	10,907
+ Preferred Equity and Hybrid Capital	3,419	482	450	884	820	820	820	820	1,310	1,656	1,659	1,659	1,659	1,715	1,369
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	4	64	31	60
+ Total Debt	8,844	5,986	4,830	3,962	8,359	7,763	8,632	14,024	9,929	3,569	2,407	2,284	2,330	6,493	4,884
Enterprise Value	-14,974	-16,418	-7,681	-6,591	-6,125	-2,612	2,632	3,188	1,593	-24,426	-32,985	-15,054	-12,712	-7,153	-5,010
Total Capital	7,954	3,145	3,078	3,683	9,077	9,262	11,092	17,683	15,000	9,005	9,626	10,961	12,249	17,308	16,527
Total Debt/Capital (%)	111.19	190.33	156.92	107.58	92.09	83.82	77.82	79.31	66.19	39.63	25.01	20.84	19.02	37.51	29.55
Total Debt / EV	-0.59	-0.36	-0.63	-0.6	-1.36	-2.97	3.28	4.4	6.23	-0.15	-0.07	-0.15	-0.18	-0.91	-0.97
EV/Sales	- -	- -	- -	- -	- -	- -	0.47	0.55	0.27	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	4.9	6.9	3.74	- -	- -	- -	- -	- -	- -
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	- -	1.15	1.4	0.62	- -	- -	- -	- -	- -	- -
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	- -	1.06	1.36	0.61	- -	- -	- -	- -	- -	- -
Diluted Market Cap	4,296	9,889	13,945	14,647	12,806	18,108	20,701	14,745	17,143	15,507	20,993	20,310	18,178	21,591	24,282
Diluted Enterprise Value	9,514	10,868	13,952	15,589	16,671	21,255	26,242	26,051	24,268	2,776	-4,352	13,030	15,430	19,118	19,688
EV per Share	- -	- -	- -	- -	- -	- -	2.22	2.92	1.6	- -	- -	- -	- -	- -	27.1
TTM Sales	5,335	5,257	5,359	5,218	5,406	5,509	5,560	5,759	5,845	6,275	6,436	7,165	7,576	7,083	7,526
TTM EBITDA	683	717	645	523	523	574	537	462	426	421	371	353	236	144	84
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	4,753	2,441	3,745	2,107	1,599	2,037	2,297	2,275	2,581	2,324	3,030	3,102	2,308	1,598	2,181
TTM Free Cash Flow to Firm	4,954	2,621	3,959	2,370	1,972	2,101	2,488	2,346	2,605	2,383	3,102	3,390	2,465	1,744	2,211

Multiples (USD)

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	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	0.87	3.77	3.52	6.18	6.49	8.62	8.32	6.29	6.58	6.51	6.77	5.99	7.37	12.38	10.98
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-14,974	-16,418	-7,681	-6,591	-6,125	-2,612	2,632	3,188	1,593	-24,426	-32,985	-15,054	-12,712	-7,153	-5,010
Low Price	2.82	4.21	7.13	8.85	8.54	7	13	12.39	13.11	6.94	15.72	18.01	13.72	17.42	17.74
EV/Sales	- -	- -	- -	- -	- -	- -	0.47	0.55	0.27	- -	- -	- -	- -	- -	- -
EV/EBITDA	- -	- -	- -	- -	- -	- -	4.9	6.9	3.74	- -	- -	- -	- -	- -	- -
Price/Earnings	- -	9.94	13.03	13.26	12.75	16.4	17.09	8.62	11.36	15.6	8.68	9.39	9.18	12.14	11.73
Price/Earnings Average	-13.27	9.01	11.87	12.92	12.95	11.09	14.64	11.68	10.21	12.16	8.36	9.47	8.87	10.97	10.4
Price/Earnings High	-18.76	10.77	13.86	14.49	14.43	16.82	17.39	13.02	11.61	16.74	9.91	11.14	11.52	14.44	12.11
Price/Earnings Low	-6.54	5.87	9.39	11.11	11.34	7.99	12.86	7.98	8.68	6.72	6.26	7.85	6.5	8.99	7.68
Price/Book Value	-0.99	-2.96	-6.27	-12.48	-124.71	26.54	12.5	5.15	4.54	4.09	3.75	2.87	2.21	2.38	2.37
Price/Book Value Average	-1.32	-2.69	-5.71	-12.16	-126.71	17.95	10.7	6.98	4.08	3.19	3.61	2.9	2.14	2.15	2.1
Price/Book Value High	-1.87	-3.21	-6.66	-13.64	-141.2	27.23	12.71	7.77	4.64	4.39	4.28	3.41	2.78	2.82	2.44
Price/Book Value Low	-0.65	-1.75	-4.52	-10.46	-110.94	12.94	9.4	4.77	3.47	1.76	2.7	2.4	1.57	1.76	1.55
Price/Tangible Book Value	0.56	1.02	1.39	1.36	1.2	1.73	2.06	1.64	1.76	1.43	2.04	2.69	2.02	2.32	2.22
Price/Tangible Book Value Average	0.75	0.92	1.27	1.33	1.22	1.17	1.76	2.22	1.58	1.11	1.97	2.71	1.95	2.1	1.97
Price/Tangible Book Value High	1.05	1.1	1.48	1.49	1.35	1.78	2.09	2.48	1.8	1.53	2.33	3.19	2.53	2.76	2.29
Price/Tangible Book Value Low	0.37	0.6	1	1.14	1.06	0.85	1.55	1.52	1.35	0.61	1.47	2.25	1.43	1.72	1.45
Price/Sales	0.8	1.87	2.57	2.78	2.35	3.27	3.69	2.54	2.92	2.46	3.24	2.81	2.39	3.04	3.21
Price/Sales Average	1.07	1.7	2.34	2.71	2.39	2.21	3.16	3.44	2.62	1.92	3.12	2.84	2.31	2.75	2.85
Price/Sales High	1.51	2.03	2.74	3.04	2.66	3.36	3.75	3.83	2.99	2.64	3.7	3.34	3.01	3.62	3.32
Price/Sales Low	0.53	1.11	1.86	2.33	2.09	1.59	2.77	2.35	2.23	1.06	2.34	2.35	1.7	2.25	2.1
Price/Cash Flow	0.9	4.03	3.68	6.89	7.95	8.85	8.92	6.42	6.62	6.65	6.88	6.5	7.86	13.48	11.08
Price/Cash Flow Average	1.2	3.66	3.36	6.71	8.08	5.98	7.64	8.71	5.94	5.18	6.63	6.55	7.6	12.18	9.83
Price/Cash Flow High	1.69	4.37	3.92	7.53	9.01	9.08	9.08	9.7	6.76	7.14	7.85	7.71	9.87	16.03	11.44
Price/Cash Flow Low	0.59	2.38	2.66	5.78	7.08	4.31	6.71	5.95	5.05	2.86	4.96	5.43	5.56	9.99	7.26
Price/Free Cash Flow Average	1.15	3.42	3.21	6.02	6.6	5.83	7.13	8.52	5.91	5.07	6.52	6.04	7.13	11.19	9.74
Price/Free Cash Flow High	1.63	4.09	3.75	6.75	7.35	8.84	8.46	9.49	6.73	6.98	7.73	7.11	9.26	14.72	11.34
Price/Free Cash Flow Low	0.57	2.23	2.54	5.18	5.78	4.2	6.26	5.82	5.03	2.8	4.88	5	5.22	9.17	7.19
EV/Sales Average	2.05	1.88	2.35	2.89	3.11	2.78	4.15	5.4	3.84	- -	- -	1.82	1.95	2.4	2.24
EV/Sales High	2.49	2.22	2.74	3.22	3.38	3.93	4.75	5.8	4.2	0.62	- -	2.32	2.64	3.27	2.71
EV/Sales Low	1.5	1.29	1.86	2.51	2.81	2.17	3.77	4.31	3.45	- -	- -	1.33	1.33	1.9	1.49
EV/EBITDA Average	15.98	13.82	19.49	28.84	32.1	26.72	43	67.34	52.74	-1.62	-14.2	36.95	62.65	118.01	200.47
EV/EBITDA High	19.43	16.25	22.76	32.14	34.93	37.69	49.15	72.24	57.69	9.17	-4.18	47.1	84.85	160.68	242.43
EV/EBITDA Low	11.75	9.47	15.43	25.07	29.03	20.79	39.03	53.76	47.35	-14.43	-27.81	27.08	42.77	93.64	133.69
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	4.3	7.13	9.89	10.56	9.6	14.36	17.28	13.38	17.16	16.12	21.8	21.56	19.38	23.52	27.1
High Price	8.09	7.73	10.52	11.54	10.87	14.73	17.58	20.21	17.54	17.3	24.89	25.57	24.33	27.96	27.98
Enterprise Value Average	10,913	9,909	12,572	15,084	16,789	15,338	23,094	31,111	22,468	-683	-5,269	13,044	14,786	16,994	16,839
Enterprise Value High	13,268	11,654	14,682	16,810	18,268	21,633	26,391	33,375	24,577	3,860	-1,550	16,628	20,025	23,138	20,364
Enterprise Value Low	8,024	6,793	9,953	13,111	15,180	11,932	20,959	24,836	20,169	-6,076	-10,317	9,559	10,094	13,484	11,230

Shares Outstanding	1,259	1,413	1,378	1,354	1,297	1,215	1,134	1,028	957	960	942	934	922	908	867
Diluted Weighted Avg Shares	999	1,387	1,410	1,387	1,334	1,261	1,198	1,102	999	962	963	942	938	918	896
Basic Weighted Avg Shares	995	1,381	1,395	1,375	1,325	1,255	1,186	1,092	995	959	956	935	936	916	892
Revenue per Share	5.36	3.81	3.84	3.79	4.08	4.39	4.69	5.27	5.87	6.54	6.73	7.66	8.09	7.73	8.44
EBITDA per Share	0.69	0.52	0.46	0.38	0.39	0.46	0.45	0.42	0.43	0.44	0.39	0.38	0.25	0.16	0.09
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	-0.43	0.72	0.76	0.8	0.75	0.88	1.01	1.55	1.51	1.03	2.51	2.3	2.11	1.94	2.31
Basic EPS from Cont Ops	0.19	0.85	0.79	0.82	0.81	0.92	1.05	1.44	1.59	1.14	2.64	2.4	2.22	2.07	2.42
Diluted EPS, GAAP	-0.43	0.71	0.75	0.79	0.75	0.87	1	1.54	1.5	1.03	2.49	2.28	2.11	1.93	2.3
Diluted EPS from Cont Ops	0.19	0.85	0.78	0.82	0.81	0.92	1.04	1.42	1.58	1.14	2.62	2.38	2.21	2.06	2.41
Dividend per Share	0.23	0.07	0.12	0.22	0.28	0.3	0.35	0.47	0.66	0.73	0.75	0.81	0.95	1.09	1.12
Cash Flow per Share	4.78	1.77	2.68	1.53	1.21	1.62	1.94	2.08	2.59	2.42	3.17	3.32	2.47	1.74	2.45
Free Cash Flow per Basic Share	4.57	1.64	2.53	1.34	0.93	1.57	1.78	2.02	2.57	2.36	3.09	3.01	2.3	1.59	2.41
Cash & Equivalents per Share	31.67	23.7	19.18	18.88	21.15	23.28	23.03	24.05	26.85	47.04	60.56	41.88	37.29	40.32	39.79
Book Value per Share	-4.33	-2.41	-1.58	-0.85	-0.08	0.54	1.38	2.6	3.78	3.94	5.82	7.5	8.76	9.9	11.45
Tangible Book Value per Share	7.67	7	7.1	7.74	8.03	8.28	8.39	8.16	9.74	11.31	10.67	8.02	9.6	10.14	12.21

Regions Financial Corporation

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)