Regions Financial Corporation

Regions Financial Corporation

RF
Regions Financial CorporationUS flagNew York Stock Exchange
30.95
USD
-0.16
- -
26.41BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
3.84
3.79
4.08
4.39
4.69
5.27
5.87
6.54
6.73
7.66
8.09
7.73
8.44
6.56
Basic EPS, GAAP
0.76
0.8
0.75
0.88
1.01
1.55
1.51
1.03
2.51
2.3
2.11
1.94
2.31
1.84
Free Cash Flow per Basic Share
2.53
1.34
0.93
1.57
1.78
2.02
2.57
2.36
3.09
3.01
2.3
1.59
2.41
1.6
Dividend per Share
0.12
0.22
0.28
0.3
0.35
0.47
0.66
0.73
0.75
0.81
0.95
1.09
1.12
0.86
Book Value per Share
-1.58
-0.85
-0.08
0.54
1.38
2.6
3.78
3.94
5.82
7.5
8.76
9.9
11.45
- -
Tangible Book Value per Share
7.1
7.74
8.03
8.28
8.39
8.16
9.74
11.31
10.67
8.02
9.6
10.14
12.21
- -
Basic Weighted Avg Shares
1,395
1,375
1,325
1,255
1,186
1,092
995
959
956
935
936
916
892
870
Sales/Revenue/Turnover
5,359
5,218
5,406
5,509
5,560
5,759
5,845
6,275
6,436
7,165
7,576
7,083
7,526
5,710
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
645
523
523
574
537
462
426
421
371
353
236
144
84
66
Net Income, GAAP
1,091
1,147
1,062
1,163
1,263
1,759
1,582
1,094
2,521
2,245
2,074
1,893
2,156
1,662
Effective Tax Rate (%)
33.69
32.58
29.74
30.65
33.28
19.8
20.3
16.74
21.59
21.94
20.44
19.58
21.4
21.97
Profit Margin (%)
20.36
21.98
19.64
21.11
22.72
30.54
27.07
17.43
39.17
31.33
27.38
26.73
28.65
29.11
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
4,830
3,462
8,349
7,763
8,132
12,424
7,879
3,569
2,407
2,284
2,330
5,993
4,134
- -
Total Equity
15,768
16,873
16,844
16,664
16,192
15,090
16,295
18,111
18,326
15,951
17,493
17,910
19,103
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
- -
103.41
75.69
45.55
26.28
51.39
34.13
25.98
20.55
21.38
33.29

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
750
2,000
- -
LT Borrowings
4,134
3,137
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
1,369
1,369
- -
Shares Outstanding
867
854
- -
Market Capitalization
24,180
23,025
26,289

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
35,496
35,520
- -
Accounts Receivable, Net
571
569
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
750
2,000
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.54%
1.39%
6.66%
Free Cash Flow
9.47%
3.56%
48.14%
Net Income, GAAP
13.35%
23.41%
13.89%
Sales/Revenue/Turnover
3.47%
3.88%
6.25%
Total Cash Common Dividend
- -
- -
3.77%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,747
1,731
1,790
1,815
7,083
2025
1,784
1,905
1,916
1,921
7,526
2026
1,873
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.37
0.52
0.49
0.56
1.94
2025
0.51
0.59
0.62
0.59
2.31
2026
0.62
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.27
0.27
0.27
0.28
1.09
2025
0.28
0.28
0.28
0.29
1.12
2026
0.29
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
John Turner Jr.
Full Time Employees
19,969
Sector
Financial Services
Industry
Banks - Regional
Address
1900 Fifth Avenue North Birmingham AL United States of America 35203
IPO Date
Mar 17, 1980
Business
Regions Financial Corporation Regions Financial Corporation (NYSE:RF) is a member of the S&P 500 Index and one of the largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services in the United States. Headquartered in Birmingham, Alabama, the company traces its origins to 1971 when First Alabama Bancshares was formed through the merger of three Alabama banks, later rebranding to Regions Financial Corporation in 1994 to reflect its regional expansion. Regions Bank, its primary banking subsidiary, operates approximately 1,300 branches and over 2,000 ATMs across 15 states primarily in the South, Midwest, and Texas, serving retail customers with checking and savings accounts, CDs, personal loans, credit cards including Cash Rewards Visa Debit and prepaid cards, home equity lines, mortgages, personal credit lines, and digital investing via InvestPath; commercial clients through the Corporate Bank segment offering commercial and industrial lending, commercial real estate and investor real estate loans, equipment lease financing, deposit products, capital markets services such as securities underwriting, loan syndication, and foreign exchange; as well as wealth management, trust services, securities brokerage, insurance products, and mortgage origination and servicing. The company targets individuals, small businesses, middle-market firms, nonprofits, healthcare providers, and institutional investors, maintaining leadership as the largest deposit holder in Alabama and Tennessee, and among the top in Arkansas, Florida, Louisiana, and Mississippi. In recent years, Regions Financial has pursued inorganic growth through strategic acquisitions including Clearsight Advisors and EBank USA in 2021 to bolster technology and professional services M&A advisory, Sabal Capital Partners in late 2021 for small balance commercial real estate lending, and BlackArch Partners to expand mid-market M&A advisory capabilities, while expressing intent to capitalize on market disruptions from competitor mergers and pursue additional nonbank opportunities in wealth management and specialized lending amid expectations of net interest income growth of 3-5% in 2025.

Company News

APIChatGPT
  • Dividend Champion, Contender, And Challenger Highlights: Week Of July 19

  • Regions Bank's Mobile Upgrade Drives Digital Transactions to 80%

  • Regions Financial Corporation (RF) Q2 2026 Earnings Call Transcript

  • Regions Financial Q2 Earnings Call Highlights

  • Regions Financial (RF) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

  • Regions Financial Q2 Earnings Beat Estimates, NII, Expenses Up Y/Y

  • Regions Financial (RF) Q2 Earnings Beat Estimates

  • Regions Reports Earnings of $549 Million and EPS of $0.64 in 2Q 2026

  • Regions Financial Corp. Announces 13% Increase in Common Stock Dividend and Declares Preferred Stock Dividends

  • NII, Fee Income Growth to Aid Regions Financial's Q2 Earnings

  • Regions Financial Likely To Report Higher Q2 Earnings; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings Call

  • Regions Financial (RF) Earnings Expected to Grow: Should You Buy?

  • Regions Financial: Recent Acquisition Underpins Growth Case For This Sunbelt Regional Bank

  • Regions Financial Gains 8.4% in the Past 3 Months: How to Approach Now?

  • Regions Bank Launches Personalized Insights for Mobile Banking Customers

  • Regions Financial (RF) Could Be a Great Choice

  • Here Are Monday’s Best Wall Street Analyst Research Calls: Agnico Eagle Mines, Datadog, Delta Air Lines, Gilead Sciences, Okta, Pfizer, Regions Financial, T-Mobile, and More

  • Buy In July: 8 IDEAL 'Safer' S&P 500 DiviDogs

  • RF Acquires Frazer Lanier to Deepen Capital Markets Capabilities

  • Regions Financial Corp. to Acquire The Frazer Lanier Company, Expanding Municipal and Corporate Investment Banking Services