1. Malaysia Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
RHB Bank Bhd.

RHB Bank Bhd.

RHBAF
RHB Bank Bhd.US flagOther OTC
1.22
USD
- -
- -
5.29BMarket Cap
RHB Bank Bhd.
RHBAF
(Other OTC)

Recent

price

1.22

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1.76
1.84
2
2.2
2.31
0.9
1.54
1.53
1.7
1.76
1.87
1.94
1.91
1.83
1.96
2.03
2.03
Revenue per Share
0.62
0.72
0.74
0.68
0.74
0.24
0.44
0.49
0.57
0.62
0.51
0.65
0.64
0.66
0.72
0.77
0.77
Basic EPS, GAAP
0.12
2.25
1.93
-3.25
0.83
0.08
0.14
-0.88
1.16
1.48
0.06
2.79
1.3
-0.34
0.08
-1.39
-1.39
Free Cash Flow per Basic Share
0.16
0.2
0.19
0.21
0.03
0.03
0.06
0.12
0.18
0.26
0.18
0.17
0.27
0.36
0.32
0.43
0.15
Dividend per Share
2.12
2.46
2.85
3.02
3.48
1.63
3.16
5.09
5.49
5.71
6.13
6.55
6.59
6.54
6.88
7.14
7.14
Book Value per Share
2.63
3.31
4.19
4.36
4.98
2.14
4.86
5
5.02
5.62
5.93
6.09
6.06
6.42
6.7
7.05
7.05
Tangible Book Value per Share
2,303
2,330
2,416
2,686
2,736
6,873
3,856
4,010
4,010
4,010
4,010
4,050
4,186
4,272
4,332
4,361
4,361
Basic Weighted Avg Shares
4,050
4,283
4,821
5,911
6,321
6,214
5,923
6,148
6,816
7,063
7,482
7,837
7,992
7,824
8,509
8,833
8,833
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
99
100
128
170
183
193
189
200
220
325
304
323
362
391
410
402
402
Depreciation Expense
1,429
1,688
1,785
1,831
2,038
1,665
1,682
1,950
2,305
2,482
2,033
2,618
2,678
2,806
3,120
3,363
3,363
Net Income, GAAP
24.79
24.88
24.95
25.39
24.55
25.86
24.39
23.54
25.97
25.4
24.2
25.66
35.13
25.12
22.29
23.06
23.06
Effective Tax Rate (%)
35.27
39.41
37.02
30.98
32.24
26.79
28.39
31.72
33.82
35.15
27.16
33.41
33.51
35.87
36.67
38.08
38.08
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
7,929
7,720
10,495
9,729
12,386
10,737
12,974
8,757
8,858
7,315
7,053
7,178
8,345
12,818
12,738
15,669
15,669
LT Debt
9,964
11,627
15,340
16,943
18,894
17,692
21,774
23,184
23,396
25,811
27,057
28,031
28,764
30,911
32,531
34,190
34,190
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
31.62
31.75
28.28
24.43
23.13
16.07
14.39
11.97
10.86
11.05
8.56
10.25
9.9
10.11
10.8
11.03
11.03
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Jun'25
Sep'25
Dec'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
4,362
4,362
- -
Market Capitalization
22,451
22,435
21,626

Working Capital

FRC

•

in mil. unless spec.
Jun'25
Sep'25
Dec'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
9,623
8,103
7,233
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.96%
4.8%
5.1%
Free Cash Flow
145.69%
499.5%
-1,885.43%
Net Income, GAAP
7.96%
10.97%
7.79%
Sales/Revenue/Turnover
3.67%
3.43%
3.8%
Total Cash Common Dividend
32.16%
23.5%
37%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
1,915
1,904
1,967
2,037
7,824
2024
2,080
2,080
2,188
2,161
8,509
2025
2,038
2,158
2,302
2,334
8,833

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.18
0.19
0.15
0.14
0.66
2024
0.17
0.17
0.19
0.19
0.72
2025
0.17
0.18
0.21
0.21
0.77

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
0.15
0.36
2024
- -
- -
0.15
- -
0.32
2025
- -
- -
0.15
- -
0.43
Similar Companies
Altabancorp (ALTA)
CNB Bank Shares, Inc. (CNBN)
First Citizens BancShares, Inc. (FCNCO)
Main Street Financial Services Corp. (MSWV)
Bankwell Financial Group, Inc. (BWFG)
Bank of San Francisco (BSFO)
Business
RHB Bank Berhad is a Malaysian-based financial services group providing a comprehensive range of banking and financial products and services primarily in the ASEAN region. Founded in 1999 and headquartered in Kuala Lumpur, the bank operates through six main segments: Corporate Banking, Retail Banking, Business Banking, Group Treasury, Group International Business, and Others including nominee services and property investments. Its core offerings include conventional and Shariah-compliant consumer banking solutions, SME financing and business banking, wealth management, bancassurance, mortgages, auto and personal financing, credit cards, payments and deposits, as well as treasury products such as foreign exchange, derivatives, capital markets, and structured products. The bank also provides asset management, investment advisory, private mandates, and trustee services, catering to a broad range of corporate, institutional, retail, and high net worth clients across Malaysia, Singapore, Indonesia, Thailand, Brunei, Cambodia, Hong Kong, Vietnam, and Myanmar. In the last 1-2 years, RHB Bank Berhad has executed several strategic initiatives including the enhancement of its SME e-Solutions, becoming the first Malaysian bank to offer direct API connectivity with third-party business solutions for value-added features such as point-of-sale terminals, payroll and accounting, and cash management on a single platform. The bank reported record-high quarterly profits driven by growth in net fund-based income and non-fund based income as well as improved operational efficiency and sustainable finance initiatives under its Together We Progress 2024 corporate strategy. Additionally, RHB continues to leverage digital innovation and sustainable finance to drive growth and maintain leadership in SME financial supply chain products. The group maintains a strong regional presence with over 14,000 employees across nine ASEAN markets and a commitment to expanding operational and business capabilities aligned with evolving market demands. RHB Bank Berhad is part of the larger RHB Banking Group, which includes key subsidiaries such as RHB Investment Bank Berhad, RHB Islamic Bank Berhad, RHB Insurance Berhad, and RHB Asset Management Sdn Bhd, offering integrated financial services across retail, commercial, corporate, investment, Islamic banking, insurance, asset management, private equity, and stockbroking. The bank is publicly listed on Bursa Malaysia and continues to prioritize digital transformation, customer-centric innovations, and cross-border regional expansion within the ASEAN economic landscape. The latest corporate strategy aims for sustained income growth, enhanced cost efficiency, and stronger returns on equity focused through broad-based financial solutions serving SMEs, corporates, and individual clients.