Richmond Mutual Bancorporation, Inc.

Richmond Mutual Bancorporation, Inc.

RMBI
Richmond Mutual Bancorporation, Inc.US flagNASDAQ Capital Market
16.01
USD
+0.15
- -
256.71MMarket Cap

Total Valuation

Richmond Mutual Bancorporation, Inc. carries a market capitalization of 256.71M, placing it among publicly traded companies globally. Its enterprise value stands at 155.30M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap256.71M
Enterprise Value155.30M

Share Statistics

Richmond Mutual Bancorporation, Inc. currently has 9.78M shares outstanding.

Shares Outstanding9.78M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

Richmond Mutual Bancorporation, Inc. trades at a trailing price-to-earnings ratio of 15.67.

PE Ratio15.67
PS Ratio4.01
PB RatioN/A
P/TBV RatioN/A
P/FCF Ratio12.34
P/OCF Ratio13.08

Enterprise Valuation

On an enterprise value basis, Richmond Mutual Bancorporation, Inc. trades at an EV/EBITDA multiple of 182.34 and an EV/FCF ratio of 12.22.

EV / Sales4.06
EV / EBITDA182.34
EV / EBITN/A
EV / FCF12.22

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity530.91
Debt / EBITDAN/A
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)14.80
Return on Assets (ROA)1.30
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, Richmond Mutual Bancorporation, Inc. has paid 1.91M in income taxes, reflecting an effective tax rate of 16.31.

Income Tax1.91M
Effective Tax Rate16.31

Stock Price Statistics

Richmond Mutual Bancorporation, Inc.'s stock has gained approximately 8.76359% over the past 52 weeks. The 50-day moving average sits at 15.65, while the 200-day moving average is 14.53.

Beta (5Y)N/A
52-Week Price Change8.76359%
50-Day Moving Average15.65
200-Day Moving Average14.53
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, Richmond Mutual Bancorporation, Inc. generated 38.28M in revenue and converted that into 9.79M in net income, yielding earnings per share of 0.99.

Revenue38.28M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income11.70M
Net Income9.79M
EBITDA851,733.00
EBITN/A
Earnings Per Share (EPS)0.99

Cash Flow

Richmond Mutual Bancorporation, Inc. produced 11.73M in operating cash flow over the past twelve months. After subtracting -983,002.00 in capital expenditures, free cash flow totaled 10.75M - equivalent to 1.11 per share.

Operating Cash Flow11.73M
Capital Expenditures-983,002.00
Free Cash Flow10.75M
FCF Per Share1.11

Margins

Richmond Mutual Bancorporation, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin30.56
Profit Margin25.58
EBITDA Margin2.23

Dividends & Yields

The company's payout ratio of 44.60 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share0.45
Dividend YieldN/A
Payout Ratio44.60
Shareholder Yield3.41
FCF Yield8.11

Scores

Richmond Mutual Bancorporation, Inc. posts an Altman Z-Score of 0.54, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.54