Richmond Mutual Bancorporation, Inc.
NASDAQ Capital MarketTotal Valuation
Richmond Mutual Bancorporation, Inc. carries a market capitalization of 143.85M, placing it among publicly traded companies globally. Its enterprise value stands at 256.62M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 143.85M |
| Enterprise Value | 256.62M |
Share Statistics
Richmond Mutual Bancorporation, Inc. currently has 9.78M shares outstanding.
| Shares Outstanding | 9.78M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Richmond Mutual Bancorporation, Inc. trades at a trailing price-to-earnings ratio of 10.54. The price-to-sales ratio is 2.61, and the price-to-book ratio stands at 1.32.
| PE Ratio | 10.54 |
| PS Ratio | 2.61 |
| PB Ratio | 1.32 |
| P/TBV Ratio | 0.91 |
| P/FCF Ratio | 7.36 |
| P/OCF Ratio | 7.88 |
Enterprise Valuation
On an enterprise value basis, Richmond Mutual Bancorporation, Inc. trades at an EV/EBITDA multiple of 229.41 and an EV/FCF ratio of 14.11.
| EV / Sales | 5.12 |
| EV / EBITDA | 229.41 |
| EV / EBIT | N/A |
| EV / FCF | 14.11 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 176.66 |
| Debt / EBITDA | 228.86 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 12.98 |
| Return on Assets (ROA) | 0.81 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Richmond Mutual Bancorporation, Inc. has paid 2.29M in income taxes, reflecting an effective tax rate of 15.60.
| Income Tax | 2.29M |
| Effective Tax Rate | 15.60 |
Stock Price Statistics
Richmond Mutual Bancorporation, Inc.'s stock has gained approximately 6.11151% over the past 52 weeks. The 50-day moving average sits at 14.90, while the 200-day moving average is 14.13.
| Beta (5Y) | N/A |
| 52-Week Price Change | 6.11151% |
| 50-Day Moving Average | 14.90 |
| 200-Day Moving Average | 14.13 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Richmond Mutual Bancorporation, Inc. generated 50.08M in revenue and converted that into 12.39M in net income, yielding earnings per share of 1.26.
| Revenue | 50.08M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 14.68M |
| Net Income | 12.39M |
| EBITDA | 1.12M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.26 |
Balance Sheet
Richmond Mutual Bancorporation, Inc. holds 130.05M in cash and equivalents against 256.00M in total debt, resulting in a net debt position of 218.38M.
| Cash & Cash Equivalents | 130.05M |
| Total Debt | 256.00M |
| Net Debt | 218.38M |
| Equity (Book Value) | 98.75M |
| Book Value Per Share | 10.25 |
| Working Capital | N/A |
Cash Flow
Richmond Mutual Bancorporation, Inc. produced 16.57M in operating cash flow over the past twelve months. After subtracting -1.61M in capital expenditures, free cash flow totaled 14.96M - equivalent to 1.55 per share.
| Operating Cash Flow | 16.57M |
| Capital Expenditures | -1.61M |
| Free Cash Flow | 14.96M |
| FCF Per Share | 1.55 |
Margins
Richmond Mutual Bancorporation, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 29.32 |
| Profit Margin | 24.75 |
| EBITDA Margin | 2.23 |
Dividends & Yields
The company's payout ratio of 46.86 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.60 |
| Dividend Yield | N/A |
| Payout Ratio | 46.86 |
| Shareholder Yield | 18.72 |
| FCF Yield | 13.59 |
Scores
Richmond Mutual Bancorporation, Inc. posts an Altman Z-Score of 0.18, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.18 |