Richmond Mutual Bancorporation, Inc.

Richmond Mutual Bancorporation, Inc.

RMBI
Richmond Mutual Bancorporation, Inc.US flagNASDAQ Capital Market
15.35
USD
-0.07
- -
148.70MMarket Cap
Richmond Mutual Bancorporation, Inc.
RMBI
(NASDAQ Capital Market)

Recent

price

15.35

P/E

ratio

- -

div

yld

- -

ROIC.AI

2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
2.13
2.43
2.73
3.27
3.83
4.31
4.05
4.29
5.04
5.2
Revenue per Share
0.21
0.44
-1.13
0.82
0.98
1.2
0.91
0.93
1.2
1.29
Basic EPS, GAAP
0.44
0.55
0.73
1.2
-0.9
1.65
1.11
1.42
1.51
1.55
Free Cash Flow per Basic Share
- -
0.04
- -
0.15
0.82
0.41
0.57
0.57
0.6
0.6
Dividend per Share
5.51
5.95
5.64
6.39
7.07
8.2
8.47
9.1
10.08
10.25
Book Value per Share
6.2
6.5
14.98
15.57
15.75
12.11
12.78
12.99
14.88
14.85
Tangible Book Value per Share
13
13
12
12
11
11
10
10
10
10
Basic Weighted Avg Shares
28
32
34
40
44
46
42
43
49
50
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1
1
1
1
2
1
1
1
1
1
Depreciation Expense
3
6
-14
10
11
13
9
9
12
12
Net Income, GAAP
52.26
18.38
- -
19.83
17.93
17.67
13.78
13.68
15.21
15.6
Effective Tax Rate (%)
9.77
17.95
-41.33
24.95
25.6
27.96
22.55
21.69
23.74
24.75
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
104
136
154
170
180
180
271
265
252
256
LT Debt
82
86
188
193
180
132
135
133
146
145
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
7.61
-19.07
13.48
14.04
15.39
10.76
10.44
12.24
12.98
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
254
252
256
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
10
10
10
Market Capitalization
139
136
131

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
131
287
130
Accounts Receivable, Net
6
6
6
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
3
3
3
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
-4.58%
9.72%
Free Cash Flow
- -
-90.44%
2.21%
Net Income, GAAP
- -
4.61%
23.45%
Sales/Revenue/Turnover
- -
4.25%
12.78%
Total Cash Common Dividend
- -
76.99%
2.42%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
11
11
11
11
43
2025
11
12
13
13
49
2026
13
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.23
0.2
0.25
0.25
0.93
2025
0.2
0.27
0.37
0.35
1.2
2026
0.29
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.14
0.14
0.14
0.14
0.57
2025
0.15
0.15
0.15
0.15
0.6
2026
0.15
- -
- -
- -
- -
Business
Richmond Mutual Bancorporation, Inc. operates as the holding company for First Bank Richmond, an Indiana state-chartered commercial bank that provides retail and commercial banking services to individuals and businesses throughout eastern Indiana and western Ohio. First Bank Richmond offers deposit products including savings accounts, money market deposit accounts, NOW and demand accounts, and certificates of deposit; lending products such as multi-family and commercial real estate loans, commercial and industrial loans, construction and development loans, one- to four-family residential real estate loans, consumer loans, and home equity lines of credit; lease financing through direct financing leases for equipment including technology-related assets like computer systems and medical equipment; and fee-based financial services comprising trust and estate administration, investment management, retirement plan administration, and private banking. The bank delivers these services through eight full-service branches in Indiana, five branches and one loan production office in Ohio operating as Mutual Federal, a division of First Bank Richmond, and supports digital banking tools for account opening, bill pay, mobile deposits, debit card management, and person-to-person payments. Richmond Mutual Bancorporation, Inc., a Maryland corporation originally established in 1887 and headquartered at 31 North 9th Street in Richmond, Indiana, maintains its common stock listing on the Nasdaq Capital Market under the ticker symbol RMBI. In November 2025, the company entered into a definitive agreement for a transformational all-stock merger with The Farmers Bancorp, holding company for The Farmers Bank, in a transaction valued at approximately $82 million or $44.71 per Farmers Bancorp share, which upon completion will create a $2.6 billion asset community bank with 24 branches across Indiana and Ohio, enhanced lending limits, expanded product offerings, improved trading liquidity, and significant earnings per share accretion for shareholders.

Company News

APIChatGPT
  • RICHMOND MUTUAL BANCORPORATION, INC. ANNOUNCES COMPLETION OF MERGER WITH THE FARMERS BANCORP, FRANKFORT, INDIANA

  • MERGER BETWEEN RICHMOND MUTUAL BANCORPORATION, INC. AND THE FARMERS BANCORP, FRANKFORT, INDIANA RECEIVES SHAREHOLDER APPROVAL

  • RICHMOND MUTUAL BANCORPORATION, INC. ANNOUNCES QUARTERLY DIVIDEND

  • RICHMOND MUTUAL BANCORPORATION, INC. ANNOUNCES 2026 FIRST QUARTER FINANCIAL RESULTS

  • Farmers Bancorp Investor Alert: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of The Farmers Bancorp, Frankfort, Indiana - FABP

  • Richmond Mutual: Resilient Operating Performance And Merger With The Farmers Bancorp Leads To 'Buy' Rating

  • RICHMOND MUTUAL BANCORPORATION, INC. ANNOUNCES QUARTERLY DIVIDEND

  • Reviewing Horizon Bancorp (IN) (NASDAQ:HBNC) & Richmond Mutual Bancorporation (NASDAQ:RMBI)

  • RICHMOND MUTUAL BANCORPORATION, INC. ANNOUNCES 2025 FOURTH QUARTER AND FISCAL YEAR END FINANCIAL RESULTS

  • Halper Sadeh LLC Encourages GIFI, MOVE, RMBI, CDTX Shareholders to Contact the Firm to Discuss Their Rights

  • RICHMOND MUTUAL BANCORPORATION, INC. ANNOUNCES QUARTERLY DIVIDEND

  • Farmers Bancorp Investor Alert By The Former Attorney General Of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of The Farmers Bancorp, Frankfort, Indiana - FABP

  • RMBI Stock Alert: Halper Sadeh LLC is Investigating Whether the Merger of Richmond Mutual Bancorporation, Inc. is Fair to Shareholders

  • RICHMOND MUTUAL AND THE FARMERS BANCORP ANNOUNCE TRANSFORMATIONAL STRATEGIC MERGER

  • RICHMOND MUTUAL BANCORPORATION, INC. ANNOUNCES 2025 THIRD QUARTER FINANCIAL RESULTS

  • RICHMOND MUTUAL BANCORPORATION, INC. ANNOUNCES QUARTERLY DIVIDEND

  • Richmond Mutual Bancorporation: Interesting Yield Is Still Not Enough To Offset Potential Lower Rates Ahead

  • RICHMOND MUTUAL BANCORPORATION, INC. ANNOUNCES 2025 SECOND QUARTER FINANCIAL RESULTS

  • RICHMOND MUTUAL BANCORPORATION, INC. ANNOUNCES QUARTERLY DIVIDEND

  • RICHMOND MUTUAL BANCORPORATION, INC. ANNOUNCES 2025 FIRST QUARTER FINANCIAL RESULTS