1. South Africa Stocks

  2. •

    Financial Services

  3. •

    Insurance - Diversified
OUTsurance Group Limited

OUTsurance Group Limited

RMRHF
OUTsurance Group LimitedUS flagOther OTC
1.87
USD
- -
- -
6.38BMarket Cap
OUTsurance Group Limited
RMRHF
(Other OTC)

Recent

price

1.87

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
FRC
4.05
4.95
6.07
7.67
7.73
9.35
9.84
9.8
10.27
10.65
12.31
13.92
16.96
21.07
25
Revenue per Share
1.19
1.52
1.52
2.06
2.22
2.01
2.24
2.58
2.65
1.04
1.89
14.63
1.95
2.65
3.06
Basic EPS, GAAP
1.55
1.14
1.98
1.39
2.94
2.44
1.89
1.63
2.24
2.49
2.3
0.32
1.31
2
3.79
Free Cash Flow per Basic Share
0.71
0.71
1.54
1.06
1.18
1.27
1.36
1.37
1.5
1.5
0.59
2.22
0.99
1.48
2.42
Dividend per Share
27.98
9.96
9.9
10.19
10.5
10.95
11.89
12.85
13.62
14.07
19.8
10.15
11.11
2.15
2.75
Book Value per Share
23.58
9.38
9.64
10.96
12.15
13.24
13.72
15.59
17.06
17.94
18.84
8.54
9.59
9.89
10.23
Tangible Book Value per Share
493
1,481
1,483
1,484
1,483
1,482
1,486
1,513
1,526
1,529
1,529
1,531
1,532
1,530
1,537
Basic Weighted Avg Shares
1,994
7,335
9,000
11,384
11,467
13,860
14,629
14,821
15,677
16,283
18,822
21,303
25,986
32,239
38,432
Sales/Revenue/Turnover
39.37
28.75
30.88
36.71
36.08
20.23
24.27
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
30
102
144
148
194
195
224
241
225
231
162
190
182
215
290
Depreciation Expense
587
2,248
2,255
3,053
3,292
2,977
3,327
3,897
4,047
1,592
2,893
22,396
2,980
4,061
4,707
Net Income, GAAP
32.26
17.55
13.73
20.82
16.07
21.3
22.41
21.03
20.07
36.34
35.39
37.61
29.92
28.54
32.05
Effective Tax Rate (%)
29.44
30.65
25.06
26.82
28.71
21.48
22.74
26.29
25.81
9.78
15.37
105.13
11.47
12.6
12.25
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
15
287
15
19
15
60
2,611
2,730
2,736
2,333
118
82
80
294
379
LT Debt
11,654
13,943
14,341
16,377
18,083
19,726
20,490
23,704
26,141
27,545
29,014
13,302
14,926
15,387
15,944
Total Equity
- -
13.15
16.57
21.46
20.09
11.56
12.72
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
13.76
13.19
17.85
18.85
15.56
15.38
16
15.59
5.23
9.03
88.78
14.34
31.25
78.3
Return on Capital (%)
- -
15.75
15.32
20.48
21.45
18.73
19.63
21
20.12
7.53
11.17
97.76
18.31
39.99
125.27
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

•

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.44%
-5.98%
3.62%
Free Cash Flow
36.16%
72.61%
90.01%
Net Income, GAAP
68.39%
144.27%
15.91%
Sales/Revenue/Turnover
13.14%
18.8%
19.21%
Total Cash Common Dividend
30.08%
54.49%
64.41%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
32,239
2025
- -
- -
- -
- -
38,432
2026
- -
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
2.65
2025
- -
- -
- -
- -
3.06
2026
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
1.48
2025
- -
- -
- -
- -
2.42
2026
- -
- -
- -
- -
- -
Similar Companies
Power Corporation of Canada (PWCDF)
European Reliance General Insurance Company S.A. (ERPRF)
AIA Group Limited (81299.HK)
The Phoenix Holdings Ltd. (PHOE.TA)
Chubb Arabia Cooperative Insurance Company (8240.SR)
AXA S.A. (AXA.DE)
Business
OUTsurance Group Limited (RMRHF) is a South Africa-based financial services holding company that provides short-term and life insurance products through its subsidiaries in South Africa, Australia, and Ireland. The group operates through key segments including Personal Insurance, offering coverage for cars and other vehicles, home contents, buildings, portable items, bicycles, watercraft, personal accident, and essential items; Business Insurance, encompassing fleet, agricultural, engineering, motor traders, hospitality, and contractors all risk policies; Youi CTP for compulsory third-party vehicle insurance in Australia; OUTsurance Central for administration services; OUTsurance Ireland for car and home insurance; and Life Insurance, providing life, funeral, and pet coverage. It also maintains a portfolio of fintech investments and asset management entities, serving individuals, small and medium-sized businesses with a focus on direct-to-consumer distribution via multi-channel platforms emphasizing technology and data science. Founded in 1998 and headquartered at 1241 Embankment Road, Centurion, South Africa, the company, formerly known as Rand Merchant Investment Holdings Limited, changed its name to OUTsurance Group Limited in December 2022 following the disposal of its investment business; in early 2025, it reached an agreement to dispose of its equity stake in Merchant Capital through a tranched share buy-back expected to yield R92 million over 15 months, reflecting ongoing portfolio optimization.