Rainier Pacific Financial Group Inc.

Rainier Pacific Financial Group Inc.

RPFG
Rainier Pacific Financial Group Inc.US flagOther OTC
0.00
USD
- -
- -
9,662.00Market Cap
Rainier Pacific Financial Group Inc.
RPFG
(Other OTC)

Recent

price

0.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

2000
2001
2002
2003
2004
2005
2006
2007
2008
TTM
FRC
0.9
1.46
3.84
4.38
4.9
5.15
5.7
6
6
5.96
Revenue per Share
0.41
0.47
0.54
-0.33
0.49
0.41
0.47
0.64
-2.44
-9.59
Basic EPS, GAAP
- -
- -
0.91
1.61
0.66
0.62
1.56
1.19
1.36
-0.57
Free Cash Flow per Basic Share
- -
- -
- -
- -
0.22
0.27
0.27
0.28
0.3
0.07
Dividend per Share
- -
- -
5.22
15.62
14.25
14.83
7.27
7.49
4.74
-0.58
Book Value per Share
4.07
4.72
5.32
14.74
13.35
13.74
14.78
14.51
4.89
2.14
Tangible Book Value per Share
8
8
8
8
7
6
6
6
6
6
Basic Weighted Avg Shares
7
12
30
34
36
32
34
36
36
36
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
1
2
4
5
5
3
4
3
Depreciation Expense
3
4
4
-3
4
3
3
4
-15
-57
Net Income, GAAP
- -
57.22
34.16
- -
25.02
37.6
38.84
38.94
- -
- -
Effective Tax Rate (%)
45.81
32.17
14.09
-7.47
9.99
8.03
8.22
10.73
-40.67
-160.95
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
157
237
296
340
345
320
291
279
LT Debt
32
37
42
115
99
85
88
87
29
13
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
20.75
-3.13
3.2
2.59
4.14
8.76
-39.9
-156.1
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Mar'09
Jun'09
Sep'09
ST Debt
- -
- -
- -
LT Borrowings
300
281
279
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
7
7
6
Market Capitalization
3
5
5

Working Capital

FRC

in mil. unless spec.
Mar'09
Jun'09
Sep'09
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
70
56
49
Accounts Receivable, Net
3
3
3
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
5
3
2
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
-18.35%
-66.26%
Free Cash Flow
- -
10.42%
13.79%
Net Income, GAAP
- -
-140.74%
-479.22%
Sales/Revenue/Turnover
- -
1.35%
0.03%
Total Cash Common Dividend
- -
- -
6.06%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2007
9
9
9
9
36
2008
9
9
9
9
36
2009
11
8
8
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2007
0.15
0.16
0.18
- -
0.64
2008
0.24
0.17
-0.49
- -
-2.44
2009
-0.77
-0.62
-5.82
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2007
0.07
0.07
0.07
- -
0.28
2008
0.08
0.08
0.08
- -
0.3
2009
- -
- -
- -
- -
- -
Business
Rainier Pacific Financial Group Inc. (OTC:RPFG) operates as the holding company for Rainier Pacific Savings Bank, which provides a comprehensive range of deposit and lending services to individual consumers, professionals, and small-to-medium-sized businesses. The company's deposit products include checking accounts, money market deposit accounts, savings accounts, certificates of deposit, and individual retirement accounts; its lending products encompass one-to-four family residential mortgages, multifamily residential loans, commercial real estate loans, real estate construction loans including residential construction, single-family land acquisition and development loans, and lot inventory loans, as well as consumer installment loans such as auto, boat, recreational vehicle, home equity, and personal loans, unsecured personal lines of credit, home equity lines of credit, and credit cards. Founded in 1932 and headquartered at 1498 Pacific Avenue in Tacoma, Washington, the company primarily serves customers in the regional banking sector with a focus on the U.S. Pacific Northwest market. No significant partnerships, acquisitions, funding rounds, new product launches, or major strategic shifts have been reported for Rainier Pacific Financial Group Inc. in the last 1-2 years, reflecting a period of operational dormancy consistent with its minimal market activity and outdated financial reporting, the last of which dates to December 31, 2009. The company maintains its structure without noted subsidiaries beyond Rainier Pacific Savings Bank or affiliations with parent entities.