River Valley Community Bancorp

River Valley Community Bancorp

RVCB
River Valley Community BancorpUS flagOther OTC
24.05
USD
+0.05
- -
75.46MMarket Cap
River Valley Community Bancorp
RVCB
(Other OTC)

Recent

price

24.05

P/E

ratio

- -

div

yld

- -

ROIC.AI

2006
2017
2018
2019
2020
2021
2022
2023
2024
2025
FRC
0.29
3.12
3.8
4.59
5.88
5.56
6.3
6.45
5.98
- -
Revenue per Share
-0.08
0.86
1.22
1.4
1.39
1.77
2.24
1.91
1.4
- -
Basic EPS, GAAP
- -
0.55
1.04
1.72
0.67
1.7
2.65
1.58
1.89
- -
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
-0.08
9.39
10.61
11.94
13.45
15.19
17.42
19.07
20.37
- -
Book Value per Share
4.82
9.41
10.03
12.7
15.77
16.4
11.97
14.95
16.55
- -
Tangible Book Value per Share
3
3
3
3
3
3
3
3
3
- -
Basic Weighted Avg Shares
1
9
11
14
17
17
19
20
19
21
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
2
1
1
1
1
1
- -
- -
- -
Depreciation Expense
- -
3
4
4
4
5
7
6
4
4
Net Income, GAAP
- -
40.59
25.74
26.8
26.44
27.16
27.1
26.82
27.12
26.11
Effective Tax Rate (%)
-27.11
27.6
32.25
30.46
23.69
31.91
35.57
29.62
23.4
20.82
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
50
60
65
- -
- -
- -
- -
- -
30
LT Debt
13
28
30
38
47
49
37
46
52
60
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
12.24
12.37
10.94
12.49
13.84
10.52
7.11
6.71
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Working Capital

FRC

in mil. unless spec.
No data availableFinancial data will appear here once available

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
6.78%
16.45%
Free Cash Flow
- -
30.77%
-42.41%
Net Income, GAAP
- -
3.78%
1.28%
Sales/Revenue/Turnover
- -
4.36%
13.86%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
20
2024
- -
- -
- -
- -
19
2025
- -
- -
- -
- -
21

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
1.91
2024
- -
- -
- -
- -
1.4
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
Business
River Valley Community Bancorp (RVCB) is a bank holding company that, through its wholly owned subsidiary River Valley Community Bank, provides a range of retail and commercial banking products and services to small and middle-market businesses, professionals, and individuals primarily in Northern California. River Valley Community Bank offers deposit products including personal and business checking accounts, savings accounts, certificates of deposit, and IRA accounts; loan products such as consumer term loans, agricultural real estate and land development loans, construction loans, SBA 504 loans, home equity lines of credit, commercial loans and lines of credit, and agricultural operating loans and lines; and additional services comprising debit, credit, money, and gift cards, online banking and bill payment, ACH origination, text message banking, electronic statements, remote deposit capture, merchant card processing, payroll, cheques, automatic teller machines, drive-up teller windows, safe deposit boxes, notary services, night depository, overdraft protection, bank by mail, direct deposit, wire transfers, mobile banking, and card services. The company operates branches in Yuba City, Grass Valley, Auburn, Marysville, and plans to open a full-service branch in Roseville in mid-2025 by converting its existing loan production office there, marking expansion from its original single branch since founding. Founded in 2006 and headquartered in Yuba City, California, River Valley Community Bancorp targets $1 billion in assets through relationship-focused growth in the Sacramento Valley amid regional banking consolidation; recent developments include appointing Robert F. Sinclair as director in September 2025, promoting personnel such as Phil Tissier to Vice President/Commercial Loan Officer for northern Nevada in 2022 and building a Roseville team led by SVP/Market Manager Andrew Tagg and Carol Garcia in 2025, strengthening agricultural and commercial lending teams in Yuba Sutter and Grass Valley, and reporting Q1 2025 net income of $1.2 million with loans up 19% to $351.7 million and deposits up 13.7% to $577.7 million.

Company News

APIChatGPT
  • River Valley Community Bancorp Announces Financial Results (Unaudited) for the Quarter Ended March 31, 2026, and Quarterly Dividend

  • River Valley Community Bancorp Announces Increased Authorization to Stock Repurchase Plan

  • Sutter County Agribusiness Leader and RVCB Founding Director Named Businesswoman of the Year

  • River Valley Community Bancorp Announces Financial Results (Unaudited) for the Quarter and Year Ended December 31, 2025, and Quarterly Dividend

  • River Valley Community Bancorp Announces 3rd Quarter Results (Unaudited)

  • River Valley Community Bancorp Announces Commencement of Regular Quarterly Cash Dividend

  • River Valley Community Bank Builds Depth and Expands Presence in Roseville with Proven Banking Professional Carol Garcia

  • River Valley Community Bancorp Appoints Robert F. Sinclair, Director

  • River Valley Community Bank Expands Experienced Grass Valley Team with Return of Cheri Hall

  • River Valley Community Bank Strengthens Agricultural & Commercial Lending with Expanded Yuba Sutter Team

  • River Valley Community Bancorp Announces 2nd Quarter Results (Unaudited)

  • River Valley Community Bank Builds Experienced Banking Team in Roseville

  • River Valley Community Bancorp Brings Local Banking to Roseville

  • River Valley Community Bancorp Announces 1st Quarter Results (Unaudited)

  • River Valley Community Bancorp Announces 4th Quarter and Annual Results (Unaudited) and Stock Repurchase Plan

  • River Valley Community Bancorp Announces Director Retirements

  • River Valley Community Bancorp Announces 3rd Quarter Results (Unaudited)

  • River Valley Community Bancorp Announces 2nd Quarter Results (Unaudited)

  • River Valley Community Bancorp Announces 1st Quarter Results (Unaudited)

  • River Valley Community Bancorp profiled as an “Exceptional Bank” by The Findley Companies