1. United Arab Emirates Stocks

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    Financial Services

  3. •

    Insurance - Diversified
Islamic Arab Insurance Co. (Salama)

Islamic Arab Insurance Co. (Salama)

SALAMA.AE
Islamic Arab Insurance Co. (Salama)AE flagDubai Financial Market
1.57
AED
-0.08
- -
1.28BMarket Cap
Islamic Arab Insurance Co. (Salama)
SALAMA.AE
(Dubai Financial Market)

Recent

price

1.57

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
1.67
2.03
1.89
1.05
0.64
0.84
0.74
0.67
0.84
0.92
0.89
0.77
0.84
1.05
1.04
1.06
1.46
Revenue per Share
0.08
0.08
-0.42
-0.06
0.05
-0.17
-0.2
0.03
0.02
0.06
0.17
0.04
0.02
-0.16
0.01
- -
0.04
Basic EPS, GAAP
0.26
0.64
0.39
-0.15
-0.37
-0.25
0.23
0.41
0.16
0.06
0.1
0.34
-0.68
0.1
-0.09
-0.07
-0.16
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.08
0.11
0.03
- -
- -
- -
- -
Dividend per Share
- -
- -
- -
- -
1.27
1.04
0.77
0.8
0.78
0.84
0.91
0.85
0.5
0.32
0.31
0.62
0.57
Book Value per Share
- -
- -
- -
- -
1.1
0.9
0.63
0.66
0.65
0.71
0.78
0.72
0.37
0.25
0.24
0.48
0.49
Tangible Book Value per Share
921
923
923
923
923
923
923
923
923
923
923
923
923
982
923
830
714
Basic Weighted Avg Shares
1,535
1,874
1,743
970
588
772
680
617
771
851
821
706
773
1,035
955
878
1,041
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
9
7
11
9
9
5
4
4
5
9
8
7
7
7
7
6
5
Depreciation Expense
74
72
-388
-56
46
-156
-184
28
14
59
152
40
19
-158
13
4
25
Net Income, GAAP
10.52
8.57
- -
- -
- -
- -
- -
13.5
25.15
16.3
7.17
16.18
19.91
- -
32.85
33.27
17.45
Effective Tax Rate (%)
4.8
3.85
-22.26
-5.79
7.8
-20.21
-27.04
4.46
1.82
6.96
18.56
5.67
2.44
-15.3
1.37
0.46
2.41
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
214
160
161
162
148
5
- -
- -
- -
6
4
30
9
2
4
4
5
LT Debt
1,572
1,623
1,263
1,227
1,239
1,033
767
807
787
845
910
858
528
369
334
360
532
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
5.5
4.67
- -
- -
- -
- -
- -
2.31
2.09
6.87
16.64
3.84
0.71
- -
0.45
-0.9
4.24
Return on Capital (%)
4.93
4.65
-27.91
-4.77
3.94
-14.63
-22.02
3.79
1.92
7.92
18.96
4.96
3.05
-41.84
4.49
1.37
6.54
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
2
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
4
5
5
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
483
483
820
Market Capitalization
194
251
640

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
180
335
308
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
2
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-8.4%
-15.19%
7.67%
Free Cash Flow
-53.91%
-75.95%
-27.03%
Net Income, GAAP
-91.02%
-248.48%
-69.34%
Sales/Revenue/Turnover
2.42%
2.71%
-8.15%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
343
342
303
255
955
2025
192
291
334
206
878
2026
126
375
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.01
- -
0.01
- -
0.01
2025
- -
0.01
- -
- -
- -
2026
0.02
0.02
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
Islamic Arab Insurance Co. (Salama) PJSC is a joint stock company, which engages in the business of writing all classes of general takaful and family takaful business. It operates through the General Takaful and Family Takaful segments. The company was founded on April 29, 1979 and is headquartered in Dubai, United Arab Emirates.