1. Finland Stocks

  2. •

    Financial Services

  3. •

    Insurance - Diversified
Sampo Oyj

Sampo Oyj

SAMPO.HE
Sampo OyjFI flagNASDAQ Helsinki
9.30
EUR
-0.04
- -
24.69BMarket Cap
Sampo Oyj
SAMPO.HE
(NASDAQ Helsinki)

Recent

price

9.30

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
2.23
1.75
2.12
2.18
2.16
2.18
2.23
2.49
2.79
3.07
3.05
3.65
2.9
3.36
3.59
3.84
3.81
Revenue per Share
0.39
0.37
0.5
0.52
0.55
0.59
0.59
0.79
0.61
0.41
0.01
0.93
0.79
0.52
0.45
0.74
0.43
Basic EPS, GAAP
0.05
0.03
0.39
0.08
0.59
0.12
0.07
0.45
-0.07
0.55
0.29
0.43
0.01
0.38
0.46
0.59
0.56
Free Cash Flow per Basic Share
0.2
0.23
0.24
0.27
0.33
0.39
0.43
0.46
0.52
0.57
0.3
0.34
0.82
0.52
0.35
0.34
- -
Dividend per Share
2.34
2.47
2.71
2.95
3.13
3.37
3.5
3.85
3.98
3.66
3.38
3.63
3.23
2.56
1.67
1.87
1.47
Book Value per Share
2.9
2.91
3.3
3.53
3.65
3.82
4.04
4.07
3.92
3.74
3.06
3.54
2.52
1.6
1.34
1.71
1.19
Tangible Book Value per Share
2,806
2,805
2,800
2,800
2,800
2,800
2,800
2,800
2,775
2,775
2,775
2,770
2,654
2,530
2,561
2,685
2,766
Basic Weighted Avg Shares
6,270
4,914
5,943
6,097
6,042
6,101
6,234
6,975
7,750
8,532
8,467
10,114
7,698
8,511
9,203
10,322
10,533
Sales/Revenue/Turnover
0.41
- -
27.21
27.36
29.11
30.96
30.01
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
29
18
17
18
21
16
18
29
59
78
122
187
170
158
180
211
196
Depreciation Expense
1,104
1,038
1,408
1,452
1,540
1,656
1,650
2,216
1,687
1,130
37
2,567
2,107
1,323
1,154
1,998
1,202
Net Income, GAAP
16.44
15.39
13.19
12.95
12.51
12.29
11.81
9.79
15.14
19.73
70.26
13.34
19.02
22.89
21.17
18.02
21.51
Effective Tax Rate (%)
17.61
21.12
23.69
23.81
25.49
27.14
26.47
31.77
21.77
13.24
0.44
25.38
27.37
15.54
12.54
19.36
11.41
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
1,693
2,103
2,134
2,169
2,337
2,296
3,384
3,530
4,677
5,024
5,096
2,016
3,582
2,958
3,083
2,715
2,837
LT Debt
8,886
8,920
10,020
10,644
10,923
11,411
11,934
13,508
13,014
12,543
12,258
13,456
10,178
7,687
7,059
8,092
6,840
Total Equity
0.2
- -
10.97
10.72
11
11.49
10.54
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
14.11
11.97
14.91
14.48
14.33
14.58
13.11
15.38
10.15
6.4
-0.03
17.92
16.09
11.55
13.49
27.2
15.85
Return on Capital (%)
17.6
15.38
19.37
18.3
18.09
18.22
17.17
21.53
15.45
10.66
0.38
26.43
22.63
17.57
21.47
42.97
23.42
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
2,949
2,979
2,837
LT Finance Leases
134
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2,691
2,691
2,691
Market Capitalization
21,384
24,727
25,251

Working Capital

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
962
1,819
1,321
Accounts Receivable, Net
8
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-2.44%
-6.52%
14.63%
Free Cash Flow
228.81%
569.06%
34.51%
Net Income, GAAP
672.34%
1,368.62%
73.14%
Sales/Revenue/Turnover
6.09%
5.28%
12.16%
Total Cash Common Dividend
6.81%
15%
1.33%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3,291
2,469
2,097
2,308
9,203
2025
3,346
2,782
2,903
- -
10,322
2026
3,152
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.14
0.12
- -
0.06
0.45
2025
0.11
0.16
0.2
- -
0.74
2026
-0.02
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.35
2025
- -
- -
- -
- -
0.34
2026
- -
- -
- -
- -
- -
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Business
Sampo Oyj functions as a leading insurance provider, concentrating on property and casualty offerings across Northern Europe. The group maintains a significant presence in the Nordic countries, the United Kingdom, and the Baltic states. Its operations are primarily channeled through its recognized brands: If, Topdanmark, and Hastings. The company delivers a broad spectrum of non-life coverage, including policies for private homes, vehicles, travel, personal accidents, marine assets, livestock, forests, as well as various property, liability, and business interruption risks. Following the strategic demerger of its life insurance and wealth management arm in late 2023, Sampo fully integrated Topdanmark in 2024, further solidifying its focus as a pure P&C insurer. Established in 1909, Sampo Oyj is headquartered in Helsinki, Finland.