ageas SA/NV

ageas SA/NV

AGESY
ageas SA/NVUS flagOther OTC
78.96
USD
+0.96
- -
16.24BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
55
61.76
61
61.21
58.71
56.27
73.27
61.57
69.12
26.57
42.9
47.09
48.09
64.23
Basic EPS, GAAP
2.49
2.13
3.57
0.13
3.09
4.11
5.09
6.07
4.52
5.96
5.19
6.1
9.1
0.13
Free Cash Flow per Basic Share
10.41
7.9
-1.96
1.39
-4.1
3.76
1.44
-8.98
-6.49
4.66
-0.64
3.5
13.7
1.39
Dividend per Share
1.19
1.39
1.53
1.62
2.08
2.05
2.16
2.58
2.6
4.15
2.94
3.18
3.49
- -
Book Value per Share
10.04
9.8
11.26
7.82
10.77
11.75
12.89
14.06
12.57
13.65
8.18
8.19
8.45
7.81
Tangible Book Value per Share
34.61
42.24
48.42
43.1
44.8
52.97
63.77
66.75
68.8
35.4
38.22
39.1
37.82
43.05
Basic Weighted Avg Shares
229
223
216
209
202
197
193
188
187
184
184
183
188
209
Sales/Revenue/Turnover
12,582
13,777
13,148
12,764
11,846
11,073
14,106
11,571
12,909
4,894
7,880
8,637
9,044
13,410
Operating Margin (%)
7.89
5.76
8.87
3.41
- -
- -
- -
- -
- -
- -
- -
- -
- -
3.24
Depreciation Expense
800
951
749
749
743
675
654
854
833
389
342
310
357
749
Net Income, GAAP
570
476
770
27
623
809
979
1,141
845
1,097
953
1,118
1,712
27
Effective Tax Rate (%)
24.64
17.3
19.39
48.75
23.3
20.23
17.79
15.2
17.47
13.77
17.58
16.89
12.06
48.75
Profit Margin (%)
4.53
3.45
5.86
0.21
5.26
7.31
6.94
9.86
6.55
22.42
12.09
12.94
18.93
0.2
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
3,508
3,887
4,285
3,702
3,551
3,480
4,906
4,709
4,732
4,443
4,585
4,749
7,127
3,702
Total Equity
9,330
10,912
11,975
10,205
10,162
11,520
13,481
13,774
14,172
7,936
8,499
8,797
11,503
10,205
Return on Invested Capital (%)
4.86
4.28
5.44
1.33
- -
- -
- -
- -
- -
- -
- -
- -
- -
1.45
Return on Capital (%)
7.25
5.98
9.96
-1.62
7.7
9.82
9.88
11.26
8.23
12.08
12.67
16.11
19.55
-1.42
Return on Common Equity (%)
22.41
21.22
33.41
1.34
32.78
36.09
40.86
44.54
33.87
45.14
47.47
74.43
110.74
1.34

Capital Structure

FRC

in mil. unless spec.
Jun'16
Sep'16
Dec'16
ST Debt
- -
- -
- -
LT Borrowings
3,698
3,718
3,682
LT Finance Leases
21
20
20
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
208
207
205
Market Capitalization
6,535
6,785
7,855

Working Capital

FRC

in mil. unless spec.
Jun'16
Sep'16
Dec'16
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
64,907
65,460
63,778
Accounts Receivable, Net
2,299
2,218
600
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.76%
0.05%
30.76%
Free Cash Flow
-216.75%
-131.12%
301.25%
Net Income, GAAP
223.17%
12.24%
53.13%
Sales/Revenue/Turnover
1.76%
4.96%
4.71%
Total Cash Common Dividend
- -
- -
12.5%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
7,880
2024
- -
- -
- -
- -
8,637
2025
- -
- -
- -
- -
9,044

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
5.19
2024
- -
- -
- -
- -
6.1
2025
- -
- -
- -
- -
9.1

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
2.94
2024
- -
- -
- -
- -
3.18
2025
- -
- -
- -
- -
3.49

Company Description

APIChat
CEO
Hans Jozef Josephina de Cuyper
Full Time Employees
16,797
Sector
Financial Services
Industry
Insurance - Diversified
Address
Rue du Marquis 1/Markiesstraat 1 Brussels Belgium 1000
IPO Date
Feb 20, 1996
Website
ageas.com
Business
ageas SA/NV is a multinational insurance group that provides life and non-life insurance products and services to individuals, professionals and businesses through wholly owned subsidiaries and joint ventures. The company offers a broad range of products including individual and group life insurance such as savings, protection, health, life and death risk coverage; non-life insurance encompassing property, casualty, motor, homeowners, disability and medical insurance; as well as reinsurance, asset management and real estate services. ageas operates primarily in Europe and Asia across segments including Belgium, Europe, Asia, Reinsurance and the United States, with leading market positions in Belgium where AG Insurance serves nearly half of households as the top provider in both life and non-life sectors; it also maintains strong presence in the United Kingdom, Portugal, Turkey, China and other markets in over 16 countries. Founded in 1824 with roots in AG Insurance and headquartered in Brussels, Belgium, ageas employs approximately 16,800 people and focuses on customer-centric solutions to mitigate risks related to property, casualty, life and pensions. In recent developments, ageas completed the acquisition of UK motor insurer esure in 2025 for GBP 1.295 billion (EUR 1.510 billion) from Bain Capital to expand its non-life operations and scale in the UK market; it also formalized a 20-year strategic partnership with Saga in December 2024 including the acquisition of Saga's underwriting business Acromas Insurance Company for GBP 67.5 million, aligning with its Elevate27 strategy for growth in non-life and capital diversification; additionally, the company raised EUR 525 million through a private placement of new shares in April 2025 to support these expansions and ongoing operations.

Company News

APIChat
  • ageas: A Look At Whether Value Remains Following The Rally In Recent Years

  • Ageas and BNP Paribas S.A.: Transparency notification

  • Ageas announces the Ordinary and Extraordinary General Meetings of Shareholders of ageas SA/NV

  • Ageas publishes its 2025 reports

  • Financial Comparison: Ageas (OTCMKTS:AGESY) vs. American International Group (NYSE:AIG)

  • Ageas (OTCMKTS:AGESY) Stock Price Crosses Above 50-Day Moving Average – Should You Sell?

  • ageas SA/NV (AGESY) Q4 2025 Earnings Call Transcript

  • Ageas (OTCMKTS:AGESY) versus Waterdrop (NYSE:WDH) Head-To-Head Survey

  • Ageas announces Net Operating Result guidance update

  • ageas: Recent Capital Deploy Support Income And Value Appeal

  • Ageas announces intragroup repurchase of own shares

  • Are Investors Undervaluing Ageas (AGESY) Right Now?

  • Ageas SA (OTCMKTS:AGESY) Short Interest Down 87.1% in December

  • AGESY or AXAHY: Which Is the Better Value Stock Right Now?

  • Is Ageas (AGESY) Stock Undervalued Right Now?

  • Ageas successfully places EUR 450 million restricted Tier 1 Notes

  • BNP Paribas Just Flipped the Script on Insurance--And Bagged €820M in the Process

  • ageas SA/NV (AGESY) M&A Call Transcript

  • BNP Paribas Increases Stake in Belgian Insurer Ageas as Part of $3.5 Billion Deal

  • Belgian insurer Ageas to pay $2.2 bln to BNP Paribas to buy full control of AG Insurance