Banco Santander, S.A.

Banco Santander, S.A.

SAN.MC
Banco Santander, S.A.ES flagMadrid Stock Exchange
12.51
EUR
+0.09
- -
183.60BMarket Cap
Banco Santander, S.A.
SAN.MC
(Madrid Stock Exchange)

Recent

price

12.51

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
4.76
3.66
4.58
3.55
3.49
3.11
3.04
3.09
2.74
2.99
2.7
2.8
3.22
3.51
3.89
4.03
3.81
Revenue per Share
0.9
0.44
0.23
0.37
0.45
0.37
0.39
0.39
0.4
0.35
-0.54
0.44
0.54
0.72
0.85
0.99
1.04
Basic EPS, GAAP
5.16
2.67
2.05
-3.33
-1.19
-0.23
0.9
1.94
-0.48
-0.63
3.33
2.62
1
-0.53
-2.24
-1.51
- -
Free Cash Flow per Basic Share
0.45
0.29
0.13
0.07
0.07
0.1
0.15
0.17
0.17
0.22
- -
0.08
0.11
0.14
0.19
0.22
- -
Dividend per Share
1.36
0.8
0.75
0.86
4.26
3.92
4.22
4.24
4
4.45
3.78
4.46
5.03
5.77
6.61
7.62
7.45
Book Value per Share
5.83
4.33
5.39
4.68
4.68
4.55
4.87
4.86
4.34
4.86
4.36
4.66
4.69
5.22
5.68
6.41
6.14
Tangible Book Value per Share
9,064
12,174
9,863
11,400
12,670
15,226
15,042
16,064
18,150
17,059
17,316
17,272
16,848
16,172
15,498
14,890
15,477
Basic Weighted Avg Shares
43,161
44,578
45,135
40,523
44,158
47,297
45,696
49,599
49,682
51,063
46,757
48,406
54,216
56,687
60,305
60,023
58,931
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1,940
2,098
2,183
2,391
2,287
2,418
2,364
2,593
2,425
3,001
2,810
2,756
2,985
3,086
3,179
3,178
3,184
Depreciation Expense
8,181
5,330
2,283
4,175
5,816
5,966
6,204
6,619
7,810
6,515
-8,771
8,124
9,605
11,076
12,574
14,101
16,154
Net Income, GAAP
24.25
22.33
16.38
27.57
34.82
23.18
30.48
32.12
34.41
35.29
- -
33.64
29.42
25.86
27.92
25.28
24.44
Effective Tax Rate (%)
18.95
11.96
5.06
10.3
13.17
12.61
13.58
13.35
15.72
12.76
-18.76
16.78
17.72
19.54
20.85
23.49
27.41
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
222,982
220,287
224,206
191,615
213,695
226,160
228,869
218,168
246,809
266,319
237,724
248,329
282,254
310,393
327,197
284,939
328,619
LT Debt
80,915
80,814
81,212
79,642
89,714
98,753
102,699
106,833
107,361
110,659
91,322
97,053
97,585
104,241
107,327
112,748
112,548
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
64.41
48.17
26.5
48.3
17.82
10.02
9.54
9.46
10.3
7.97
-13.19
10.6
11.22
13
13.48
13.64
14.61
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
41,273
- -
LT Borrowings
316,623
283,583
328,619
LT Finance Leases
- -
1,356
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
14,818
14,678
14,426
Market Capitalization
142,276
159,370
146,879

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
343,459
197,604
330,483
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
3,537
21,473
3,916
ST Debt
- -
41,273
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
1.58%
4.33%
5.05%
Free Cash Flow
-105.69%
6.44%
-35.27%
Net Income, GAAP
-35.6%
-26.68%
12.14%
Sales/Revenue/Turnover
2.57%
5.2%
-0.47%
Total Cash Common Dividend
-1.29%
-1.79%
8.96%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
16,481
15,490
14,941
15,812
60,305
2025
15,002
14,332
14,177
14,978
60,023
2026
15,444
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.17
0.2
0.2
0.2
0.85
2025
0.21
0.22
- -
0.24
0.99
2026
0.36
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.19
2025
- -
- -
- -
- -
0.22
2026
- -
- -
- -
- -
- -
Business
Banco Santander, S.A. delivers an extensive range of retail, commercial, and investment banking services to a diverse clientele, including individuals, small and medium-sized enterprises, and large corporations across the globe. The institution provides various financial products such as current and savings accounts, flexible mortgages, consumer financing, and comprehensive corporate lending solutions like syndicated loans and structured financing. Its offerings further extend to specialized services in cash management, export and agency finance, trade and working capital, and a full suite of insurance products. Additionally, Santander is a leader in wealth management, private banking, and asset management, while also engaging in robust corporate banking, treasury operations, risk hedging, foreign trade, and investment banking activities, including its dedicated PagoNxt payment solutions segment. Operating through a widespread global network, the company continually enhances its digital platforms to provide seamless, personalized, and fair banking experiences, with a strategic focus on digital transformation and sustainability. The company, founded in 1857, established its current identity as Banco Santander, S.A. in June 2007 and maintains its operational headquarters in Boadilla del Monte, Madrid, Spain.

Company News

APIChatGPT
  • Banco Santander, S.A. $SAN Stock Position Decreased by New York State Common Retirement Fund

  • Truist Financial Corp Buys 78,161 Shares of Banco Santander, S.A. $SAN