SB Financial Group, Inc.
NASDAQ Capital MarketTotal Valuation
SB Financial Group, Inc. carries a market capitalization of 188.16M, placing it among publicly traded companies globally. Its enterprise value stands at 19.45M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 188.16M |
| Enterprise Value | 19.45M |
Share Statistics
SB Financial Group, Inc. currently has 6.28M shares outstanding.
| Shares Outstanding | 6.28M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
SB Financial Group, Inc. trades at a trailing price-to-earnings ratio of 9.42. The price-to-sales ratio is 2.31, and the price-to-book ratio stands at 1.08.
| PE Ratio | 9.42 |
| PS Ratio | 2.31 |
| PB Ratio | 1.08 |
| P/TBV Ratio | 1.53 |
| P/FCF Ratio | 5.96 |
| P/OCF Ratio | 6.36 |
Enterprise Valuation
On an enterprise value basis, SB Financial Group, Inc. trades at an EV/EBITDA multiple of 4.27 and an EV/FCF ratio of 0.73.
| EV / Sales | 0.28 |
| EV / EBITDA | 4.27 |
| EV / EBIT | N/A |
| EV / FCF | 0.73 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 28.80 |
| Debt / EBITDA | 9.28 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 11.95 |
| Return on Assets (ROA) | 1.08 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, SB Financial Group, Inc. has paid 3.97M in income taxes, reflecting an effective tax rate of 19.15.
| Income Tax | 3.97M |
| Effective Tax Rate | 19.15 |
Stock Price Statistics
SB Financial Group, Inc.'s stock has gained approximately 36.10985% over the past 52 weeks. The 50-day moving average sits at 26.64, while the 200-day moving average is 22.90.
| Beta (5Y) | N/A |
| 52-Week Price Change | 36.10985% |
| 50-Day Moving Average | 26.64 |
| 200-Day Moving Average | 22.90 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, SB Financial Group, Inc. generated 68.36M in revenue and converted that into 16.76M in net income, yielding earnings per share of 2.68.
| Revenue | 68.36M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 20.73M |
| Net Income | 16.76M |
| EBITDA | 4.55M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 2.68 |
Balance Sheet
SB Financial Group, Inc. holds 181.63M in cash and equivalents against 42.26M in total debt, resulting in a net debt position of -98.34M.
| Cash & Cash Equivalents | 181.63M |
| Total Debt | 42.26M |
| Net Debt | -98.34M |
| Equity (Book Value) | 146.74M |
| Book Value Per Share | 23.35 |
| Working Capital | N/A |
Cash Flow
SB Financial Group, Inc. produced 24.80M in operating cash flow over the past twelve months. After subtracting -1.75M in capital expenditures, free cash flow totaled 23.05M - equivalent to 3.69 per share.
| Operating Cash Flow | 24.80M |
| Capital Expenditures | -1.75M |
| Free Cash Flow | 23.05M |
| FCF Per Share | 3.69 |
Margins
SB Financial Group, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 30.32 |
| Profit Margin | 24.51 |
| EBITDA Margin | 6.66 |
Dividends & Yields
The company's payout ratio of 23.30 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.63 |
| Dividend Yield | N/A |
| Payout Ratio | 23.30 |
| Shareholder Yield | -70.56 |
| FCF Yield | 16.78 |
Stock Splits
SB Financial Group, Inc.'s most recent stock split took place on January 20, 2022 with a 20:21 split ratio.
| Last Split Date | 1/20/2022 |
| Split Ratio | 20:21 |
Scores
SB Financial Group, Inc. posts an Altman Z-Score of 0.23, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.23 |