SB Financial Group, Inc. Financial Ratios — SBFG Stock

Profitability (USD)

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Return on Common Equity (%)	3.54	9.51	9.5	8.92	10.33	11.17	13.23	10.85	8.73	10.71	12.7	9.51	9.96	9.11	10.4
Return on Assets (%)	0.26	0.76	0.82	0.8	1.08	1.13	1.31	1.25	1.18	1.3	1.41	0.94	0.9	0.84	0.96
Return on Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Return on Invested Capital (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
EBITDA Margin (%)	9.44	8.99	7.11	5.59	5.58	6.54	5.94	5.88	7.59	10.22	9.07	6.97	6.26	6.24	6.44
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Incremental Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Pretax Margin (%)	6.72	18.95	21.37	21.77	28.23	29.49	29.88	28.95	27.69	27.93	33.13	26.58	25.82	24.33	26.32
Profit Margin (%)	4.81	13.53	14.93	15.59	19.51	20.08	24.26	23.33	22.66	22.63	26.65	21.73	21.22	20.14	21.31
Net Income to Common Margin (%)	4.81	13.53	14.93	15.59	17.06	17.85	22.13	21.37	20.86	22.63	26.65	21.73	21.22	20.14	21.31
Effective Tax Rate (%)	28.34	28.61	30.12	28.38	30.88	31.91	18.79	19.43	18.17	18.95	19.57	18.25	17.82	17.22	19.01
Dvd Payout Ratio (%)	- -	- -	11.26	14.88	14.75	15.11	13.5	19.6	21.15	20.54	17.17	27.27	29.63	32.87	27.54
Sustainable Growth Rate (%)	3.54	9.51	8.43	7.6	8.81	9.48	11.44	8.73	6.88	8.51	10.52	6.92	7.01	6.11	7.54

Credit (USD)

Credit Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Debt	34	23	17	30	35	26	18	16	16	8	25	80	103	55	55
ST Debt	20	1	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
LT Debt	14	22	17	30	35	26	18	16	16	8	25	80	103	55	55
Total Debt/EBITDA	10.52	7.1	6.69	15.91	16.07	9.26	6.83	5.46	3.99	1.19	4.03	19.83	28.94	15.4	12.96
Net Debt/EBITDA	5.97	1.11	1.39	0.96	6.68	3.32	-3	-11.03	-2.76	-20.54	-20.44	12.37	22.08	7.66	-4.25
Total Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA-CapEx/Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBIT to Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	7.62	8.35	8.91	9.02	9.17	8.89	9.13	11.8	13.1	11.36	10.89	8.87	9.26	9.24	9.14
Long-Term Debt/Equity (%)	29.34	41.2	29.48	39.64	43.08	30.62	19.68	12.27	11.76	5.6	17.28	67.21	83.03	42.89	38.76
Long-Term Debt/Capital (%)	17.09	28.89	22.77	28.39	30.11	23.44	16.44	10.93	10.52	5.3	14.74	40.19	45.36	30.02	27.93
Long-Term Debt/Total Assets (%)	2.24	3.44	2.63	4.38	4.77	3.25	2.11	1.62	1.54	0.64	1.88	5.96	7.69	3.96	3.54
Total Debt/Equity (%)	71.65	42.61	29.48	39.64	43.08	30.62	19.68	12.27	11.76	5.6	17.28	67.21	83.03	42.89	38.76
Total Debt/Capital (%)	41.74	29.88	22.77	28.39	30.11	23.44	16.44	10.93	10.52	5.3	14.74	40.19	45.36	30.02	27.93
Total Debt/Total Assets (%)	5.46	3.56	2.63	4.38	4.77	3.25	2.11	1.62	1.54	0.64	1.88	5.96	7.69	3.96	3.54
Net Debt to Equity	40.68	6.68	6.13	2.38	17.9	10.96	-8.63	-24.81	-8.13	-96.91	-87.7	41.92	63.33	21.33	-12.7
Net Debt/Capital (%)	28.91	6.26	5.78	2.33	15.18	9.88	-9.45	-33	-8.85	-3,140.88	-713.25	29.54	38.77	17.58	-14.55
EBITDA	3	3	2	2	2	3	3	3	4	7	6	4	4	4	4
EBITDA-CapEx	3	2	1	- -	-5	1	-1	1	2	5	4	2	3	2	2
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Liquidity (USD)

Liquidity Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Cash Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Quick Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
CFO/Avg Current Liab	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Common Equity/Total Assets	7.62	8.35	8.91	9.02	9.17	8.89	9.13	11.8	13.1	11.36	10.89	8.87	9.26	9.24	9.14
Long-Term Debt/Equity (%)	29.34	41.2	29.48	39.64	43.08	30.62	19.68	12.27	11.76	5.6	17.28	67.21	83.03	42.89	38.76
Long-Term Debt/Capital (%)	17.09	28.89	22.77	28.39	30.11	23.44	16.44	10.93	10.52	5.3	14.74	40.19	45.36	30.02	27.93
Long-Term Debt/Total Assets (%)	2.24	3.44	2.63	4.38	4.77	3.25	2.11	1.62	1.54	0.64	1.88	5.96	7.69	3.96	3.54
Total Debt/Equity (%)	71.65	42.61	29.48	39.64	43.08	30.62	19.68	12.27	11.76	5.6	17.28	67.21	83.03	42.89	38.76
Total Debt/Capital (%)	41.74	29.88	22.77	28.39	30.11	23.44	16.44	10.93	10.52	5.3	14.74	40.19	45.36	30.02	27.93
Total Debt/Total Assets (%)	5.46	3.56	2.63	4.38	4.77	3.25	2.11	1.62	1.54	0.64	1.88	5.96	7.69	3.96	3.54
CFO/Total Liabilities	2.57	1.27	2.42	0.82	1.32	1.92	1.25	1.62	2.09	2.14	1.46	2.1	1.15	0.75	1.71
CFO/CapEx	21.93	8.9	12.11	2.62	1.2	8.57	2.64	6.93	9.22	12.07	7.11	13.49	14.6	7.69	9.24
Altman's Z-Score	0.12	0.15	0.17	0.17	0.18	0.2	0.21	0.22	0.25	0.22	0.23	0.21	0.21	0.23	0.22

Working Capital (USD)

Working Capital Ratios API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Accounts Receivable Turnover	18.67	24.79	27.71	25.7	29.97	31.56	27.33	21.47	17.83	19.12	20.41	16.44	13.03	11.91	12.61
Days Sales Outstanding	19.55	14.72	13.17	14.2	12.18	11.57	13.35	17	20.47	19.09	17.88	22.2	28.01	30.66	28.95
Inventory Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Days Inventory Outstanding	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Accounts Payable Turnover Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventory to Cash Days	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Enterprise Value (USD)

Enterprise Value API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Market Capitalization	13	32	38	46	54	78	89	107	153	135	135	118	103	136	140
- Cash & Cash Equivalents	15	19	13	28	20	17	27	48	27	147	152	30	24	27	73
+ Preferred Equity and Hybrid Capital	- -	- -	- -	14	14	14	14	14	- -	- -	- -	- -	- -	- -	- -
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Total Debt	34	23	17	30	35	26	18	16	16	8	25	80	103	55	55
Enterprise Value	-80	-63	-48	-24	-7	11	12	-2	41	-153	-255	-72	-38	77	48
Total Capital	82	76	73	106	116	113	112	146	152	151	170	198	228	182	196
Total Debt/Capital (%)	41.74	29.88	22.77	28.39	30.11	23.44	16.44	10.93	10.52	5.3	14.74	40.19	45.36	30.02	27.93
Total Debt / EV	-0.43	-0.36	-0.35	-1.27	-5.16	2.38	1.58	-6.8	0.39	-0.05	-0.1	-1.11	-2.73	0.71	1.13
EV/Sales	- -	- -	- -	- -	- -	0.25	0.26	- -	0.77	- -	- -	- -	- -	1.35	0.74
EV/EBITDA	- -	- -	- -	- -	- -	3.88	4.32	- -	10.17	- -	- -	- -	- -	21.65	11.43
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/Cash Flow to Firm	- -	- -	- -	- -	- -	0.79	1.19	- -	2.17	- -	- -	- -	- -	8.14	2.01
EV/Free Cash Flow to Firm	- -	- -	- -	- -	- -	0.71	0.87	- -	1.96	- -	- -	- -	- -	7.2	1.81
Diluted Market Cap	13	32	38	46	72	102	117	127	156	140	140	120	106	140	142
Diluted Enterprise Value	32	35	42	62	100	126	123	109	145	1	13	170	185	167	124
EV per Share	- -	- -	- -	- -	- -	2.18	2.32	- -	5.01	- -	- -	- -	- -	11.84	7.7
TTM Sales	35	36	35	34	39	44	46	50	53	66	69	58	57	57	66
TTM EBITDA	3	3	2	2	2	3	3	3	4	7	6	4	4	4	4
TTM Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
TTM Cash Flow to Firm	15	7	14	5	9	14	10	14	19	24	17	26	14	9	24
TTM Free Cash Flow to Firm	16	8	15	7	16	16	14	16	21	26	20	27	15	11	27

Multiples (USD)

Valuation Multiples API ChatGPT

	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Price/Free Cash Flow	0.82	3.84	2.54	6.7	4.52	6.54	8.69	8.01	7.48	5.39	7.12	4.37	7.1	13.08	5.34
EV/EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Enterprise Value	-80	-63	-48	-24	-7	11	12	-2	41	-153	-255	-72	-38	77	48
Low Price	2.24	2.48	6.18	7.34	8.74	9.28	13.75	15.29	15.01	8.59	15.26	16.28	11.82	13.01	17.1
EV/Sales	- -	- -	- -	- -	- -	0.25	0.26	- -	0.77	- -	- -	- -	- -	1.35	0.74
EV/EBITDA	- -	- -	- -	- -	- -	3.88	4.32	- -	10.17	- -	- -	- -	- -	21.65	11.43
Price/Earnings	7.67	6.57	7.36	8.7	8.17	10.03	8.83	9.56	11.53	9.31	7.62	9.48	8.67	12.14	10.15
Price/Earnings Average	9.01	5.75	7.53	7.99	7.79	7.28	8.2	11.05	10.24	8.09	7.17	10.03	8.05	9.48	9.25
Price/Earnings High	13.84	8.1	8.93	8.98	8.7	11.52	9.91	11.93	11.71	10.44	7.78	11.66	9.77	13.35	11.16
Price/Earnings Low	6.87	2.63	6.07	7.14	6.73	6.09	6.89	9.33	9.23	4.59	6.21	9.11	6.67	7.55	7.79
Price/Book Value	0.27	0.59	0.68	0.74	0.81	1.07	1.11	0.92	1.12	0.94	0.93	0.99	0.83	1.06	0.99
Price/Book Value Average	0.31	0.52	0.7	0.68	0.77	0.78	1.03	1.06	1	0.82	0.88	1.05	0.77	0.83	0.9
Price/Book Value High	0.48	0.73	0.83	0.77	0.86	1.23	1.24	1.15	1.14	1.06	0.95	1.22	0.93	1.17	1.09
Price/Book Value Low	0.24	0.24	0.56	0.61	0.67	0.65	0.86	0.9	0.9	0.47	0.76	0.95	0.64	0.66	0.76
Price/Tangible Book Value	0.48	1	1.14	1.16	1.25	1.63	1.65	1.21	1.42	1.19	1.23	1.44	1.18	1.52	1.41
Price/Tangible Book Value Average	0.56	0.88	1.17	1.07	1.19	1.18	1.53	1.39	1.26	1.04	1.16	1.52	1.1	1.19	1.29
Price/Tangible Book Value High	0.86	1.23	1.38	1.2	1.33	1.87	1.85	1.51	1.45	1.34	1.26	1.77	1.33	1.67	1.55
Price/Tangible Book Value Low	0.43	0.4	0.94	0.95	1.03	0.99	1.29	1.18	1.14	0.59	1.01	1.38	0.91	0.94	1.09
Price/Sales	0.37	0.89	1.1	1.36	1.39	1.79	1.95	2.04	2.41	2.11	2.03	2.06	1.84	2.45	2.16
Price/Sales Average	0.43	0.78	1.12	1.25	1.33	1.3	1.82	2.36	2.14	1.83	1.91	2.18	1.71	1.91	1.97
Price/Sales High	0.67	1.1	1.33	1.4	1.48	2.06	2.19	2.55	2.44	2.36	2.07	2.53	2.07	2.69	2.38
Price/Sales Low	0.33	0.36	0.91	1.11	1.15	1.09	1.53	1.99	1.93	1.04	1.65	1.98	1.42	1.52	1.66
Price/Cash Flow	0.86	4.27	2.75	9.15	6.32	5.58	9.09	7.36	6.75	5.82	8.07	4.64	7.49	14.74	5.9
Price/Cash Flow Average	1.01	3.73	2.81	8.4	6.02	4.06	8.44	8.51	5.99	5.06	7.59	4.91	6.96	11.5	5.38
Price/Cash Flow High	1.54	5.26	3.33	9.44	6.73	6.41	10.2	9.19	6.85	6.52	8.24	5.71	8.45	16.21	6.49
Price/Cash Flow Low	0.77	1.71	2.26	7.5	5.2	3.39	7.09	7.18	5.4	2.87	6.58	4.46	5.77	9.17	4.53
Price/Free Cash Flow Average	0.96	3.35	2.6	6.16	4.32	4.75	8.07	9.26	6.64	4.68	6.7	4.62	6.59	10.21	4.87
Price/Free Cash Flow High	1.48	4.73	3.09	6.92	4.82	7.51	9.75	10	7.59	6.04	7.28	5.37	8.01	14.39	5.87
Price/Free Cash Flow Low	0.73	1.53	2.1	5.5	3.73	3.97	6.78	7.82	5.99	2.66	5.8	4.2	5.47	8.14	4.1
EV/Sales Average	1	0.88	1.22	1.71	2.06	1.83	1.93	2.11	2.36	- -	- -	3.02	3.06	2.34	1.67
EV/Sales High	1.23	1.2	1.43	1.87	2.22	2.58	2.31	2.31	2.73	0.19	0.16	3.37	3.42	3.1	2.07
EV/Sales Low	0.89	0.46	1.01	1.58	1.88	1.62	1.65	1.72	2.11	- -	- -	2.82	2.78	1.96	1.36
EV/EBITDA Average	10.57	9.77	17.21	30.68	36.96	27.94	32.57	35.89	31.06	-3.18	0.04	43.35	48.92	37.5	25.92
EV/EBITDA High	13.03	13.31	20.15	33.45	39.74	39.41	38.87	39.25	35.92	1.85	1.8	48.39	54.67	49.7	32.12
EV/EBITDA Low	9.48	5.07	14.13	28.29	33.7	24.69	27.71	29.33	27.73	-10.68	-2.7	40.5	44.34	31.44	21.16
EV/EBIT Average	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT High	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EV/EBIT Low	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Last Price	2.5	6.2	7.5	8.95	10.61	15.29	17.61	15.67	18.75	17.41	18.73	16.95	15.35	20.91	22.27
High Price	4.51	7.64	9.1	9.24	11.3	17.56	19.76	19.55	19.04	19.51	19.13	20.85	17.3	23	24.48
Enterprise Value Average	34	31	43	58	80	80	88	105	125	-21	- -	174	175	133	109
Enterprise Value High	43	43	50	63	87	113	105	115	144	13	11	194	195	177	136
Enterprise Value Low	31	16	35	53	73	71	75	86	111	-72	-17	163	158	112	89

Shares Outstanding	5	5	5	5	5	5	5	7	8	8	7	7	7	6	6
Diluted Weighted Avg Shares	5	5	5	5	7	7	7	8	8	8	7	7	7	7	6
Basic Weighted Avg Shares	5	5	5	5	5	5	5	7	7	8	7	7	7	7	6
Revenue per Share	6.77	6.97	6.82	6.6	7.61	8.54	9.02	7.67	7.8	8.26	9.22	8.23	8.35	8.55	10.29
EBITDA per Share	0.64	0.63	0.49	0.37	0.42	0.56	0.54	0.45	0.59	0.84	0.84	0.57	0.52	0.53	0.66
Operating Income per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic EPS, GAAP	0.33	0.94	1.02	1.03	1.3	1.52	1.99	1.64	1.63	1.87	2.46	1.79	1.77	1.72	2.19
Basic EPS from Cont Ops	0.33	0.94	1.02	1.03	1.49	1.72	2.19	1.79	1.77	1.87	2.46	1.79	1.77	1.72	2.19
Diluted EPS, GAAP	0.33	0.94	1.02	1.02	0.99	1.17	1.51	1.32	1.32	1.86	2.44	1.77	1.75	1.72	2.19
Diluted EPS from Cont Ops	0.33	0.94	1.02	1.02	1.13	1.31	1.66	1.44	1.44	1.86	2.44	1.77	1.75	1.72	2.19
Dividend per Share	- -	- -	0.11	0.15	0.38	0.42	0.46	0.47	0.48	0.38	0.42	0.49	0.52	0.57	0.6
Cash Flow per Share	2.92	1.45	2.73	0.98	1.68	2.74	1.94	2.13	2.78	2.99	2.32	3.65	2.05	1.42	3.77
Free Cash Flow per Basic Share	2.79	1.29	2.5	0.61	0.28	2.42	1.2	1.82	2.48	2.74	1.99	3.38	1.91	1.23	3.37
Cash & Equivalents per Share	24.84	23.09	20.13	22.16	21.47	21.06	21.74	20.4	15.7	38.23	57.47	38.75	36.34	17.49	23.3
Book Value per Share	9.39	10.44	11	12.05	13.1	14.27	15.9	17.05	16.7	18.46	20.05	17.08	18.5	19.64	22.5
Tangible Book Value per Share	5.24	6.19	6.58	7.69	8.5	9.38	10.67	12.99	13.16	14.61	15.18	11.78	12.98	13.77	15.75

SB Financial Group, Inc.

Profitability (USD)

Credit (USD)

Liquidity (USD)

Working Capital (USD)

Enterprise Value (USD)

Multiples (USD)

Per Share Data Items (USD)