Santander Consumer USA Holdings Inc.
New York Stock ExchangeCapital Structure
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in mil. unless spec.Working Capital
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in mil. unless spec.Growth Rates
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in mil. unless spec.Quarterly Revenue
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in mil. unless spec.Quarterly Earnings Per Share
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in mil. unless spec.Quarterly Dividends Per Share
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in mil. unless spec.- CEO
- Mahesh Aditya
- Full Time Employees
- 5,576
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Address
- 1601 Elm St Ste 800 Dallas TX United States of America 75201
- IPO Date
- Jan 23, 2014
- CIK
- 0001580608
- Website
- santanderconsumerusa.com
- Similar Companies
- Business
- Santander Consumer USA Holdings Inc. is a full-service consumer finance company specializing in vehicle finance and third-party servicing in the United States. The company offers a broad range of automotive financial products and services including retail installment contracts, vehicle leases, dealer loans for inventory, construction, real estate, working capital, and revolving lines of credit. It also provides financing related to recreational and marine vehicles, originates vehicle loans through the web-based direct lending platform RoadLoans.com, purchases retail installment contracts from other lenders, and services automobile, recreational, and marine vehicle portfolios for third parties. Additional offerings include private-label loans and leases, personal loans, and point-of-sale financing. Santander Consumer USA operates primarily through indirect origination of retail installment contracts via manufacturer-franchised dealers connected to new and used vehicle sales. Founded in 1995 and headquartered in Dallas, Texas, the company serves over 3.1 million customers across the full credit spectrum with an average managed asset portfolio around $63 billion as of 2022. It is a wholly owned subsidiary of Santander Holdings USA, Inc., itself a subsidiary of Banco Santander, S.A., one of the world’s largest banking groups. Recent major developments include the launch of "Drive Together," a digital retail tool subscription service expanded nationwide in 2025 to help dealers generate pre-qualified leads and provide customers with better affordability insights. The company is also part of a broader strategic digital expansion under Banco Santander globally, highlighted by the 2024 U.S. launch of Openbank, a digital banking platform that offers high yield savings and plans additional products through 2025 to create a comprehensive banking service in the U.S. Santosder Consumer USA continues to innovate its auto financing offerings and dealer support through digital tools and expanded online lending capabilities. Moreover, Banco Santander announced plans in late 2024 and 2025 to merge Openbank with Santander Consumer Finance into a single legal entity to streamline operations and enhance cross-product integration. Santander Consumer USA Holdings Inc. operates exclusively within the United States automotive finance industry, positioning itself as a leading auto lender and third-party servicer with a technologically driven approach and a focus on serving customers across diverse credit profiles.
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