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    Banks - Regional
Southern Community Bancshares, Inc.

Southern Community Bancshares, Inc.

SCBS
Southern Community Bancshares, Inc.US flagOther OTC
34.00
USD
- -
- -
16.56MMarket Cap
Southern Community Bancshares, Inc.
SCBS
(Other OTC)

Recent

price

34.00

P/E

ratio

- -

div

yld

- -

ROIC.AI

1996
1997
1998
1999
2000
2019
2020
2021
2022
2024
TTM
FRC
0.38
0.16
0.2
0.2
0.41
- -
9.92
9.75
10.19
- -
0.46
Revenue per Share
0.19
0.66
0.91
0.7
0.83
- -
1.71
2.13
2.33
- -
0.89
Basic EPS, GAAP
0.18
0.56
1.18
0.22
1.92
- -
1.69
1.92
2.5
- -
2.35
Free Cash Flow per Basic Share
- -
0.11
2.74
2.68
0.46
- -
0.06
0.06
0.2
- -
0.46
Dividend per Share
5.16
5.38
5.36
3.83
4.78
- -
17.76
19.91
21.95
- -
4.99
Book Value per Share
5
12.06
12.21
10.45
12.12
- -
23.64
25.78
27.6
- -
12.77
Tangible Book Value per Share
1
1
1
1
1
- -
- -
- -
- -
- -
1
Basic Weighted Avg Shares
- -
- -
- -
- -
- -
5
5
5
5
4
- -
Sales/Revenue/Turnover
-355.89
- -
-846.11
-994.84
-542.17
- -
- -
- -
- -
- -
-371.94
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
1
1
1
1
1
1
1
1
1
1
Net Income, GAAP
34.81
35.55
36.12
40.17
36.35
23.05
21.84
23.15
23.62
22.56
34.41
Effective Tax Rate (%)
51.1
422.43
457.96
352.77
203.73
18.68
17.27
21.82
22.84
17.31
193.54
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
18
13
10
14
8
1
LT Debt
6
14
11
9
9
11
12
13
13
13
9
Total Equity
- -
- -
-7.6
-9.95
-11.67
- -
- -
- -
- -
- -
-8.03
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
12.85
14.53
14.48
18.11
15.81
10.11
11.28
11.15
6.26
18.6
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Jun'00
Sep'00
Dec'19
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
1
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1
1
1
Market Capitalization
4
3
3

Working Capital

FRC

•

in mil. unless spec.
Jun'00
Sep'00
Dec'19
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
4
1
7
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
9.18%
-0.5%
Free Cash Flow
- -
22.64%
114.11%
Net Income, GAAP
- -
6.9%
-41.66%
Sales/Revenue/Turnover
- -
301.44%
-23.02%
Total Cash Common Dividend
- -
47.75%
84.25%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
5
2024
- -
- -
- -
- -
4

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
2.33
2024
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2022
- -
- -
- -
- -
0.2
2024
- -
- -
- -
- -
- -
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Business
Southern Community Bancshares, Inc. (SCBS) is a bank holding company that operates through its wholly owned subsidiary, First Community Bank of Cullman, providing retail and commercial banking products and services in northern Alabama, primarily in Cullman and surrounding areas; deposit products include checking, savings, money market, individual retirement accounts, certificates of deposit, Christmas club, and kids club savings accounts; loan products encompass consumer loans, business loans, purchase mortgages, home improvement loans, refinance loans, construction loans, conventional loans, FHA loans, VA loans, USDA loans, commercial loans, financial loans, and industrial loans; additional services comprise Visa debit cards, business credit cards, consumer credit cards, online banking, and mobile banking. Founded in 1905 and headquartered at 420 2nd Ave SW, Cullman, Alabama, the company employs 21 people and targets individual consumers, businesses, corporations, partnerships, and sole proprietorships in the regional banking sector. In March 2025, Legacy Community Federal Credit Union entered into a definitive agreement to acquire First Community Bank of Cullman from Southern Community Bancshares in an all-cash transaction valued based on the subsidiary's $104 million in total assets and $13 million in total common equity as of December 31, 2024, with the deal subject to regulatory and board approvals and expected to close later in 2025.