Skandinaviska Enskilda Banken AB (publ)

Skandinaviska Enskilda Banken AB (publ)

SEBC.F
Skandinaviska Enskilda Banken AB (publ)undefined flagFrankfurt Stock Exchange
17.70
EUR
-0.02
- -
34.51BMarket Cap
Skandinaviska Enskilda Banken AB (publ)
SEBC.F
(Frankfurt Stock Exchange)

Recent

price

17.70

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
23.22
21.74
23.99
22.78
27.94
20.08
19.78
21.03
21.11
23.01
22.96
25.7
30.17
38.19
39.83
38.71
39.71
Revenue per Share
3.07
4.93
5.31
6.74
8.79
7.57
4.88
7.47
10.69
9.33
7.28
11.75
12.58
18.2
17.5
15.6
16.34
Basic EPS, GAAP
-1.32
98.14
-3.99
-16.23
-68.21
9.27
19.91
22.02
12.59
-28.95
87.99
60.54
-33.31
-18.83
-17.39
16.76
-63.96
Free Cash Flow per Basic Share
1
1.48
1.73
2.74
3.99
4.75
5.28
5.51
5.76
6.51
- -
8.2
6.03
6.78
11.57
11.57
- -
Dividend per Share
31.05
47.5
51.11
54.61
59.61
62.26
62.23
63.12
67.72
70.44
77.63
80.51
85.6
95.97
99.73
101.52
95
Book Value per Share
37.66
38.68
42.09
48.22
53.65
57.38
59.49
61.44
64.99
68.23
75.88
85.84
92.16
102.6
108.65
111.72
103.04
Tangible Book Value per Share
2,194
2,194
2,191
2,191
2,187
2,191
2,178
2,168
2,164
2,162
2,163
2,164
2,137
2,094
2,049
1,991
2,021
Basic Weighted Avg Shares
50,941
47,692
52,560
49,901
61,096
44,006
43,072
45,601
45,682
49,753
49,654
55,606
64,466
79,960
81,611
77,063
80,272
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1,566
1,734
1,833
1,833
1,881
969
760
829
730
1,701
1,815
1,903
1,886
1,963
2,170
2,366
2,367
Depreciation Expense
6,745
10,819
11,632
14,771
19,218
16,581
10,618
16,197
23,134
20,177
15,746
25,423
26,877
38,116
35,865
31,063
33,024
Net Income, GAAP
22.56
19.67
14.7
18.41
17.68
20.53
28.58
21.98
15.22
18.95
20.66
17.63
20.34
20.53
22.11
20.14
21.82
Effective Tax Rate (%)
13.24
22.69
22.13
29.6
31.46
37.68
24.65
35.52
50.64
40.55
31.71
45.72
41.69
47.67
43.95
40.31
41.14
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
749,079
677,199
744,602
843,951
755,840
688,930
720,369
675,876
736,700
916,331
790,096
765,442
830,984
904,977
953,911
890,456
944,420
LT Debt
99,543
102,739
109,513
122,814
134,576
142,798
140,976
141,237
148,789
155,700
171,943
193,228
204,141
221,775
231,148
230,263
216,574
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
10.09
12.56
10.76
12.75
15.37
12.43
7.81
11.89
16.33
13.5
9.84
14.86
15.05
19.86
17.7
15.28
17.21
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2,020
2,004
1,989
Market Capitalization
309,802
346,135
340,150

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
275,619
537,870
526,707
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.99%
6.1%
-0.38%
Free Cash Flow
-108.66%
-86.69%
-193.68%
Net Income, GAAP
11.44%
17.94%
-13.39%
Sales/Revenue/Turnover
6.11%
9.69%
-5.57%
Total Cash Common Dividend
- -
14.62%
-2.83%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
20,683
20,312
20,908
19,986
81,611
2025
19,821
19,557
18,894
- -
77,063
2026
18,405
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4.6
4.58
4.63
3.69
17.5
2025
3.89
4.13
3.71
- -
15.6
2026
3.83
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
11.57
2025
- -
- -
- -
- -
11.57
2026
- -
- -
- -
- -
- -
Business
Skandinaviska Enskilda Banken AB (publ) (SEB) is a leading Nordic financial services group offering a comprehensive range of banking and financial solutions across corporate, institutional, and private client segments. The company provides core products and services including corporate and investment banking; asset management and advisory services; wealth management; retail banking services such as savings accounts and loans; securities brokerage; pensions and insurance products; capital markets access; trade and supply chain finance; and custody services. SEB operates primarily in Sweden, the Baltic countries, Denmark, Finland, Norway, Germany, and the United Kingdom, with a presence in over 20 countries worldwide. Founded in 1856 and headquartered in Stockholm, Sweden, SEB serves business clients and private individuals through various subsidiaries and branches, including SEB Asset Management AB and Skandinaviska Enskilda Banken AB's Helsinki Branch. The group employs approximately 16,500 people and manages assets totaling several trillion Swedish kronor, demonstrating a significant footprint in the Nordic financial sector. Recent major developments include SEB's acquisition in November 2024 of 100% ownership in Boye Advisory AB, a leading Swedish provider of non-financial services to business families, strengthening its Private Wealth Management and Family Office offerings. In 2025, SEB has also launched collaborative initiatives such as joining nine European banks to develop a euro-denominated stablecoin and partnering with S&P Global to adopt a new cloud-based custody platform. Additionally, SEB has engaged in technological innovations by joining a Swedish consortium to develop an AI factory in partnership with Nvidia, signaling strategic expansion in digital transformation and fintech. The bank has actively invested in fintech ventures including the expansion of its relationship with Lumera, a player in insurance administration software, and has implemented new post-trade processing solutions to streamline securities business operations domestically and internationally. SEB’s strategic focus remains on delivering tailored financial solutions across multiple asset classes, including equities, fixed income, commodities, and private equity, alongside continued growth in its capital markets and advisory capabilities. The bank has maintained robust financial performance with positive credit rating outlooks, supported by its diverse product portfolio and strong operational presence throughout the Nordic and broader European markets. This comprehensive financial services provider remains a pivotal institution in Northern Europe with ongoing initiatives to innovate and expand both the scope and quality of its banking, investment, and wealth management services.