- CEO
- Joseph S. Kassim
- Full Time Employees
- 15
- Sector
- Financial Services
- Industry
- Banks - Regional
- Address
- 304 Meeting Street Charleston SC United States of America 29401
- IPO Date
- Dec 31, 2012
- Business
- First Capital Bancshares, Inc. operates as the holding company for First Capital Bank, a state-chartered community bank headquartered in Charleston, South Carolina. Founded in 1999, it provides a comprehensive suite of commercial banking services primarily in South Carolina and North Carolina through four branches. The company's main products include various deposit accounts such as checking accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. It offers a broad range of loan products encompassing vehicle and boat loans, recreational vehicle (RV) loans, construction loans, deposit-secured loans, overdraft protection for checking accounts, home equity revolving lines of credit, home equity loans, home improvement loans, residential mortgage loans, commercial real estate loans, commercial lines of credit, equipment loans, and agricultural loans.
Recent major developments include the promotion of Tradd Rodenberg to President in November 2025 and the appointment of Executive Chairman Harvey L. Glick to the Board of Trustees of the South Carolina Governor's School for Science & Mathematics, reflecting a strategic emphasis on leadership and community engagement. The company reported consolidated assets of approximately $1.1 billion as of September 30, 2025, supporting its focus on local decision-making and relationship banking. First Capital Bancshares continues to prioritize community-based banking services with a strong commitment to personalized financial solutions tailored for individual and business clients in its regional markets.
The company operates primarily in the financial services industry within the commercial banking market segment, targeting retail, corporate, and personal banking customers. It remains focused on relationship banking, local market growth, and product flexibility to maintain its competitive position in its operating regions in the southeastern United States.
First Capital Bancshares, Inc. maintains a clear operational structure as a bank holding company and operates under federal and state regulatory frameworks, with an emphasis on sustainable growth and community involvement.
This comprehensive profile encapsulates First Capital Bancshares, Inc.’s core banking products and services, its recent leadership and strategic community initiatives, geographic focus, and operational foundation in the financial services sector as of late 2025.