First Capital Bancshares, Inc.

First Capital Bancshares, Inc.

FCPB
First Capital Bancshares, Inc.US flagOther OTC
12.63
USD
+0.01
- -
7.12MMarket Cap
1999 Y
2000 Y
2001 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.09
0.35
0.86
0.86
1.5
1.9
2.6
2.64
2.86
- -
0.74
Basic EPS, GAAP
-0.53
-0.76
-0.67
-0.24
0.19
0.15
0.48
0.48
0.55
- -
-0.22
Free Cash Flow per Basic Share
-2.35
-1.17
-1.09
-0.17
-0.18
0.06
0.14
0.42
0.63
- -
0.26
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
-0.81
-1.57
-2.25
0.4
0.59
0.74
1.14
1.22
1.61
- -
-2.34
Tangible Book Value per Share
8.22
7.46
6.82
6.21
6.55
6.67
8.97
8.62
9.63
- -
6.73
Basic Weighted Avg Shares
1
1
1
5
5
5
6
8
9
- -
1
Sales/Revenue/Turnover
- -
- -
- -
4
8
10
15
21
26
35
- -
Operating Margin (%)
- -
-610
-246.43
- -
- -
- -
- -
- -
- -
- -
-321.1
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
1
- -
Net Income, GAAP
- -
- -
- -
-1
1
1
3
4
5
10
- -
Effective Tax Rate (%)
- -
- -
- -
- -
6.62
24.47
23.99
21.35
23.8
21.33
34.53
Profit Margin (%)
-618.31
-216.96
-77.87
-28.6
12.47
7.77
18.3
18.12
19.15
27.01
-29.94
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
- -
- -
2
12
18
25
44
71
91
92
3
Total Equity
5
4
4
32
33
34
51
69
88
100
4
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
- -
37.66
22.2
52.7
47.02
41.16
48.97
- -

Capital Structure

FRC

in mil. unless spec.
Mar'19
Jun'19
Sep'19
ST Debt
- -
- -
- -
LT Borrowings
2
3
3
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1
1
1
Market Capitalization
- -
- -
- -

Working Capital

FRC

in mil. unless spec.
Mar'19
Jun'19
Sep'19
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1
5
4
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
25.68%
12.81%
Free Cash Flow
- -
83.46%
-4.45%
Net Income, GAAP
- -
80.21%
90.09%
Sales/Revenue/Turnover
- -
36.25%
34.8%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
21
2024
- -
- -
- -
- -
26
2025
- -
- -
- -
- -
35

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.48
2024
- -
- -
- -
- -
0.55
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
- -
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Joseph S. Kassim
Full Time Employees
15
Sector
Financial Services
Industry
Banks - Regional
Address
304 Meeting Street Charleston SC United States of America 29401
IPO Date
Dec 31, 2012
Business
First Capital Bancshares, Inc. operates as the holding company for First Capital Bank, a state-chartered community bank headquartered in Charleston, South Carolina. Founded in 1999, it provides a comprehensive suite of commercial banking services primarily in South Carolina and North Carolina through four branches. The company's main products include various deposit accounts such as checking accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. It offers a broad range of loan products encompassing vehicle and boat loans, recreational vehicle (RV) loans, construction loans, deposit-secured loans, overdraft protection for checking accounts, home equity revolving lines of credit, home equity loans, home improvement loans, residential mortgage loans, commercial real estate loans, commercial lines of credit, equipment loans, and agricultural loans. Recent major developments include the promotion of Tradd Rodenberg to President in November 2025 and the appointment of Executive Chairman Harvey L. Glick to the Board of Trustees of the South Carolina Governor's School for Science & Mathematics, reflecting a strategic emphasis on leadership and community engagement. The company reported consolidated assets of approximately $1.1 billion as of September 30, 2025, supporting its focus on local decision-making and relationship banking. First Capital Bancshares continues to prioritize community-based banking services with a strong commitment to personalized financial solutions tailored for individual and business clients in its regional markets. The company operates primarily in the financial services industry within the commercial banking market segment, targeting retail, corporate, and personal banking customers. It remains focused on relationship banking, local market growth, and product flexibility to maintain its competitive position in its operating regions in the southeastern United States. First Capital Bancshares, Inc. maintains a clear operational structure as a bank holding company and operates under federal and state regulatory frameworks, with an emphasis on sustainable growth and community involvement. This comprehensive profile encapsulates First Capital Bancshares, Inc.’s core banking products and services, its recent leadership and strategic community initiatives, geographic focus, and operational foundation in the financial services sector as of late 2025.