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Chayo Group Public Company Limited

Chayo Group Public Company Limited

1.31
THB
0.00
(0.00%)
-0.38EPS
1.41BMarket Cap
Nov 05Next Earn
Chayo Group Public Company Limited
SET:CHAYO
(Stock Exchange of Thailand)

Recent

price

1.31

P/E

ratio

- -

div

yld

0.00%

ROIC.AI

2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
THB
0.14
0.26
0.27
0.26
0.35
0.58
0.7
0.86
1.31
1.78
1.88
1.72
Revenue per Share
0.07
0.09
0.08
0.09
0.13
0.19
0.21
0.22
0.34
0.21
-0.47
-0.44
Basic EPS, GAAP
-0.02
0.13
-0.08
-0.24
-0.41
-0.93
-1.29
-1.77
-1.65
-0.11
0.25
0.33
Free Cash Flow per Basic Share
- -
- -
- -
0.06
0.03
0.01
- -
- -
- -
0.03
- -
- -
Dividend per Share
0.2
0.27
0.33
0.73
0.9
1.29
2.32
2.54
2.87
3.04
2.58
2.75
Book Value per Share
0.2
0.27
0.32
0.73
0.9
1.28
2.32
2.54
2.87
3.04
2.57
2.75
Tangible Book Value per Share
1,025
769
769
974
855
824
1,027
1,158
1,166
1,137
1,155
1,166
Basic Weighted Avg Shares
141
197
206
257
297
479
720
999
1,527
2,027
2,166
2,004
Sales/Revenue/Turnover
57.76
47.62
42.56
39.68
40.08
43.15
40.97
45.19
47.32
35.61
-11.45
-14.14
Operating Margin (%)
- -
- -
4
5
6
6
7
9
11
13
13
12
Depreciation Expense
69
71
58
85
111
155
219
251
391
241
-543
-516
Net Income, GAAP
15.19
22.63
32.9
21.82
20.68
20.74
17.07
21.49
21.28
23.52
- -
- -
Effective Tax Rate (%)
48.81
35.96
28.23
33.19
37.53
32.43
30.4
25.14
25.61
11.9
-25.08
-25.75
Profit Margin (%)
-25
62
22
122
172
360
1,398
1,615
984
-100
1,717
648
Working Capital
17
2
32
18
432
1,124
1,146
3,035
3,483
2,547
3,672
3,643
LT Debt
205
276
333
763
1,002
1,147
3,474
3,850
4,296
4,573
4,095
4,304
Total Equity
- -
27.85
17.12
14.14
9.18
8.95
8.04
6.59
8.01
6.52
- -
- -
Return on Invested Capital (%)
- -
29.29
17.79
14.83
9.89
9.17
8.06
5.93
6.7
3.9
- -
- -
Return on Capital (%)
- -
29.53
19.13
15.8
12.84
14.67
11.73
9.03
12.41
7
-16.58
-14.9
Return on Common Equity (%)

Capital Structure

THB

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
613
593
514
LT Borrowings
3,663
3,581
3,635
LT Finance Leases
9
9
8
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,166
1,166
1,166
Market Capitalization
1,539
1,212
1,410

Working Capital

THB

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
2,484
1,412
1,349
Cash, Cash Equivalents & STI
241
271
284
Accounts Receivable, Net
218
247
164
Inventories
- -
- -
- -
Total Current Liabilities
767
780
701
Payables & Accruals
112
167
166
ST Debt
613
593
514
Deferred Revenue
24
- -
- -

Growth Rates

THB

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
45.17%
44.28%
-10.46%
Free Cash Flow
-58.68%
-59.42%
-325.23%
Net Income, GAAP
-15.07%
-50.44%
-325.24%
Sales/Revenue/Turnover
32.72%
36.3%
6.88%
Total Cash Common Dividend
- -
159.41%
-96.02%

Quarterly Revenue

THB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
493
479
526
528
2,027
2025
549
529
586
503
2,166
2026
466
450
- -
- -
- -

Quarterly Earnings Per Share

THB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
0.07
0.09
0.05
0.21
2025
0.07
0.08
0.02
-0.64
-0.47
2026
0.09
0.08
- -
- -
- -

Quarterly Dividends Per Share

THB

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.01
0.02
- -
- -
0.03
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
Chayo Group Public Company Limited (CHAYO.BK) is a Thailand-based holding company listed on the Stock Exchange of Thailand that specializes in debt negotiation, collection, and management services for non-performing loans and assets. Founded in 1997 and headquartered in Bangkok, the company, through its subsidiaries, provides debt collection services for financial institutions including commercial banks and credit card debts, personal loans, and utility bills; non-performing asset management involving purchases and auctions of secured and unsecured debts from financial institutions and non-financial entities; credit facilities such as nano finance and personal loans via Chayo Capital Public Company Limited; call center and customer service operations; recruitment and labor services through 555 Service Company Limited; and property services including negotiation and tracking. Its subsidiaries include Chayo Service Company Limited for collection and customer services, Chayo Asset Management Company Limited for debt purchasing, Chayo JV Company Limited for non-performing loan investments and auctions, and others focused on related financial and support services, primarily serving clients in Thailand's financial and ICT sectors. Recent developments include plans for opportune non-performing loan acquisitions in 2024-2025 to capitalize on market conditions; portfolio expansion in lending through Chayo Capital with upgraded growth forecasts of 35% year-over-year in 2024; a new joint venture established in January 2025 to develop programs and platforms; and ongoing capital adjustments such as reductions and increases to support dividends, with the latest financial performance reported for Q3 2025.