Southern Michigan Bancorp, Inc.
Other OTCTotal Valuation
Southern Michigan Bancorp, Inc. carries a market capitalization of 140.61M, placing it among publicly traded companies globally. Its enterprise value stands at -34.58M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 140.61M |
| Enterprise Value | -34.58M |
Share Statistics
Southern Michigan Bancorp, Inc. currently has 4.63M shares outstanding.
| Shares Outstanding | 4.63M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Southern Michigan Bancorp, Inc. trades at a trailing price-to-earnings ratio of 10.82. The price-to-sales ratio is 2.82, and the price-to-book ratio stands at 1.42.
| PE Ratio | 10.82 |
| PS Ratio | 2.82 |
| PB Ratio | 1.42 |
| P/TBV Ratio | 1.42 |
| P/FCF Ratio | N/A |
| P/OCF Ratio | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 44.56 |
| Debt / EBITDA | N/A |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 13.85 |
| Return on Assets (ROA) | 1.12 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Southern Michigan Bancorp, Inc. has paid 1.44M in income taxes, reflecting an effective tax rate of 15.01.
| Income Tax | 1.44M |
| Effective Tax Rate | 15.01 |
Stock Price Statistics
Southern Michigan Bancorp, Inc.'s stock has gained approximately 33.34783% over the past 52 weeks. The 50-day moving average sits at 30.56, while the 200-day moving average is 26.38.
| Beta (5Y) | N/A |
| 52-Week Price Change | 33.34783% |
| 50-Day Moving Average | 30.56 |
| 200-Day Moving Average | 26.38 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Southern Michigan Bancorp, Inc. generated 31.22M in revenue and converted that into 8.13M in net income, yielding earnings per share of 1.75.
| Revenue | 31.22M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 9.56M |
| Net Income | 8.13M |
| EBITDA | N/A |
| EBIT | N/A |
| Earnings Per Share (EPS) | 1.75 |
Balance Sheet
Southern Michigan Bancorp, Inc. holds 156.18M in cash and equivalents against 33.66M in total debt, resulting in a net debt position of -21.09M.
| Cash & Cash Equivalents | 156.18M |
| Total Debt | 33.66M |
| Net Debt | -21.09M |
| Equity (Book Value) | 61.76M |
| Book Value Per Share | 13.38 |
| Working Capital | N/A |
Margins
Southern Michigan Bancorp, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 30.62 |
| Profit Margin | 26.03 |
| EBITDA Margin | N/A |
Stock Splits
Southern Michigan Bancorp, Inc.'s most recent stock split took place on May 17, 2021 with a 1:2 split ratio.
| Last Split Date | 5/17/2021 |
| Split Ratio | 1:2 |
Scores
Southern Michigan Bancorp, Inc. posts an Altman Z-Score of 0.23, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.23 |