Southern Michigan Bancorp, Inc.

SOMC

SOMCSouthern Michigan Bancorp, Inc. US flag

Other OTC

30.67

USD

+0.92

- -

140.61MMarket Cap

Income Statement (USD)

API ChatGPT

	2002 Y	2003 Y	2004 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y
As of date	12/31/2002	12/31/2003	12/31/2004	12/31/2007	12/31/2008	12/31/2009	12/31/2010	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018

Sales/Revenue/Turnover	16	17	17	19	24	24	22	22	24	25	25	26	26	29	31
+ Sales & Services Revenue	16	17	17	19	24	24	22	22	24	25	25	26	26	29	31
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	6	7	7	8	12	11	12	12	12	13	12	13	13	15	16
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-6	-7	-7	-8	-12	-11	-12	-12	-12	-13	-12	-13	-13	-15	-16
Operating Income (Loss)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	-1	-4	-5	-6	- -	-2	-4	-4	-6	-6	-7	-8	-8	-8	-10
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	-1	-4	-5	-6	- -	-2	-4	-4	-6	-6	-7	-8	-8	-8	-10
Pretax Income	1	4	5	6	- -	2	4	4	6	6	7	8	8	8	10
- Income Tax Expense (Benefit)	- -	1	1	1	-1	- -	1	1	1	2	2	2	2	3	1
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	1	3	4	4	1	2	3	3	4	4	5	6	6	5	8
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	1	3	4	4	1	2	3	3	4	4	5	6	6	5	8
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	1	3	4	4	1	2	3	3	4	4	5	6	6	5	8
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	1	3	4	4	1	2	3	3	4	4	5	6	6	5	8
EBIT	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	1	1	1	1	2	1	1	1	1	1	1	1	1	1	1
EBITDA Margin (%)	8.09	6.79	5.86	4.34	6.65	5.97	6.02	5.58	5.24	4.7	4.43	4.17	4.73	4.49	4.27
EBITA	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	6.39	18.7	21.8	21.56	3.37	8.17	13.86	15.73	18.28	18.29	19.43	22.29	23.1	19.02	26.03
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	0.31	0.31	0.4	0.42	0.41	0.18	0.1	0.1	0.16	0.25	0.28	0.31	0.36	0.42	0.43
Depreciation Expense	1	1	1	1	2	1	1	1	1	1	1	1	1	1	1
Basic Weighted Avg Shares	4	4	4	4	5	5	5	5	5	5	5	5	5	5	5
Basic EPS, GAAP	0.26	0.84	0.94	1.14	0.18	0.42	0.67	0.73	0.92	0.94	1	1.21	1.27	1.15	1.76
Basic EPS from Cont Ops	0.26	0.84	0.94	1.14	0.18	0.42	0.67	0.73	0.92	0.94	1	1.21	1.27	1.15	1.76
Diluted Weighted Avg Shares	4	4	4	4	5	5	5	5	5	5	5	5	5	5	5
Diluted EPS, GAAP	0.26	0.84	0.93	1.14	0.18	0.42	0.67	0.73	0.92	0.94	1	1.21	1.27	1.15	1.76
Diluted EPS from Cont Ops	0.26	0.84	0.93	1.14	0.18	0.42	0.67	0.73	0.92	0.94	1	1.21	1.27	1.15	1.76

Balance Sheet (USD)

API ChatGPT

	2002 Y	2003 Y	2004 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y
As of date	12/31/2002	12/31/2003	12/31/2004	12/31/2007	12/31/2008	12/31/2009	12/31/2010	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	19	16	10	14	28	25	79	133	115	108	88	111	126	123	156
+ Cash & Cash Equivalents	19	16	10	14	28	25	79	42	50	32	15	13	16	17	55
+ ST Investments	- -	- -	- -	- -	- -	- -	- -	90	65	76	73	97	110	105	101
+ Accounts & Notes Receiv	2	2	2	3	3	2	2	2	2	2	2	3	3	3	3
+ Accounts Receivable, Net	2	2	2	3	3	2	2	2	2	2	2	3	3	3	3
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-21	-18	-11	-18	-31	-27	-81	-135	-117	-111	-91	-113	-129	-126	-159
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	- -	- -	- -	- -	13	13	13	13	12	12	12	13	13	14	14
+ Property, Plant & Equip	- -	- -	- -	- -	25	25	29	29	28	29	25	26	27	28	29
- Accumulated Depreciation	- -	- -	- -	- -	11	12	17	17	16	16	13	14	15	13	14
+ LT Investments & Receivables	49	54	45	78	66	57	59	90	65	76	73	97	110	105	101
+ LT Investments	49	54	45	78	66	57	59	90	65	76	73	97	110	105	101
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-49	-54	-45	-78	-79	-70	-72	-103	-77	-88	-85	-110	-123	-119	-116
+ Total Intangible Assets	1	1	1	17	16	16	15	15	15	14	14	14	14	13	14
+ Goodwill	- -	- -	- -	- -	13	13	13	13	13	13	13	13	13	13	13
+ Other Intangible Assets	1	1	1	17	3	2	2	2	1	1	1	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-50	-55	-46	-94	-95	-86	-87	-118	-92	-103	-99	-124	-136	-133	-129
Total Assets	321	322	313	480	475	462	494	509	529	539	543	583	642	712	739
+ Payables & Accruals	- -	- -	- -	- -	4	4	4	5	6	6	6	6	7	7	8
+ Accounts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	4	4	4	5	6	6	6	6	7	7	8
+ ST Debt	5	10	10	15	12	11	10	5	- -	- -	- -	- -	- -	- -	- -
+ ST Borrowings	5	10	10	15	12	11	10	5	- -	- -	- -	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	-5	-10	-10	-15	-17	-15	-15	-10	-6	-6	-6	-6	-7	-7	-8
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	-5	-10	-10	-15	-17	-15	-15	-10	-6	-6	-6	-6	-7	-7	-8
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	23	18	17	5	5	5	5	13	6	5	15	15	15	45	34
+ LT Borrowings	23	18	17	5	5	5	5	13	6	5	15	15	15	45	34
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	-23	-18	-17	-5	-5	-5	-5	-13	-6	-5	-15	-15	-15	-45	-34
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	-23	-18	-17	-5	-5	-5	-5	-13	-6	-5	-15	-15	-15	-45	-34
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	296	295	286	436	431	417	446	457	474	483	480	515	571	642	663
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	13	13	12	23	24	24	24	24	23	23	26	26	25	21	21
+ Common Stock	4	4	4	6	6	6	6	6	6	6	6	6	6	6	6
+ Additional Paid in Capital	9	8	7	17	18	18	18	18	18	18	20	20	19	15	15
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	11	13	16	22	21	22	25	28	31	34	38	42	46	50	56
+ Other Equity	- -	- -	- -	- -	- -	- -	- -	1	- -	-1	- -	- -	-1	-1	-1
Equity Before Minority Interest	25	26	27	44	44	46	48	52	55	57	63	68	70	70	76
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	25	26	27	44	44	46	48	52	55	57	63	68	70	70	76
Total Liabilities & Equity	321	322	313	480	475	462	494	509	529	539	543	583	642	712	739
Shares Outstanding	4	4	4	4	5	4	5	5	5	5	5	5	5	5	5
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	8	11	18	5	-10	-9	-64	-24	-44	-27	- -	2	-1	27	-21
Net Debt to Equity	33.61	42.83	63.72	12.3	-23.28	-19.3	-132.93	-46.51	-80.79	-47.88	-0.35	2.46	-1.38	38.89	-27.92
Tangible Common Equity Ratio	7.53	7.99	8.56	5.98	6.16	6.71	6.78	7.44	7.76	8.07	9.26	9.47	9	8.1	8.52
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2002 Y	2003 Y	2004 Y	2007 Y	2008 Y	2009 Y	2010 Y	2011 Y	2012 Y	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y
As of date	12/31/2002	12/31/2003	12/31/2004	12/31/2007	12/31/2008	12/31/2009	12/31/2010	12/31/2011	12/31/2012	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018

+ Net Income	1	3	4	4	1	2	3	3	4	4	5	6	6	5	8
+ Depreciation & Amortization	1	1	1	1	2	1	1	1	1	1	1	1	1	1	1
+ Non-Cash Items	4	1	- -	- -	7	3	- -	4	2	3	1	1	2	2	2
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	1
+ Deferred Income Taxes	- -	- -	- -	- -	- -	1	- -	- -	- -	- -	- -	- -	- -	1	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	4	1	- -	- -	7	2	- -	4	1	3	1	1	1	- -	1
+ Chg in Non-Cash Work Cap	- -	- -	1	- -	-2	-1	1	- -	1	-1	1	1	-2	-2	1
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	1	1	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	-1	- -	- -	- -	1	1	- -	1	- -	- -	2
+ Inc (Dec) in Other	- -	- -	1	- -	-1	-2	- -	- -	- -	-2	1	- -	-2	-1	-1
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	6	6	6	5	8	5	6	9	8	8	8	8	8	7	12
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	- -	- -	- -	-1	-1	-1	-1	-1	-1	-1	-2	-1	-3	-1
+ Acq of Fixed Prod Assets	- -	- -	- -	- -	-1	-1	-1	-1	-1	-1	-1	-2	-1	-3	-1
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	-1	- -	- -	- -	- -	- -	- -	-1	-3	-5	-1
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	-1	- -	- -	- -	- -	- -	- -	-1	-3	-5	-1
+ Net Change in LT Investment	13	-6	8	8	12	9	-3	-31	25	-14	3	-24	-16	5	3
+ Dec in LT Investment	26	18	24	40	76	64	56	38	43	36	37	16	41	19	20
+ Inc in LT Investment	-13	-24	-17	-32	-63	-55	-59	-69	-18	-50	-33	-40	-56	-14	-18
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	-25	-1	-9	-19	- -	-1	24	-25	-38	-17	-26	-17	-41	-73	8
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	-12	-7	-1	-11	11	7	20	-56	-14	-32	-23	-42	-58	-70	9
+ Dividends Paid	-1	-1	-2	-2	-2	-1	- -	- -	-1	-1	-1	-1	-2	-2	-2
+ Net Cash From Debt	-2	5	-1	- -	-2	-2	-1	-2	-7	-1	10	- -	- -	29	-11
+ Cash From Debt	1	6	11	- -	1	8	5	- -	- -	- -	41	10	- -	40	30
+ Repayments of Debt	-3	-1	-12	- -	-3	-10	-6	-2	-7	-1	-31	-10	- -	-11	-41
+ Other Financing Activities	5	-6	-10	12	-1	-12	29	14	22	9	-10	35	57	42	31
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	2	-2	-12	11	-6	-15	28	11	14	6	-1	32	53	64	16
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	-4	-3	-7	5	14	-3	54	-37	8	-18	-17	-2	3	1	37
EBITDA	1	1	1	1	2	1	1	1	1	1	1	1	1	1	1
EBITDA Margin (%)	8.09	6.79	5.86	4.34	6.65	5.97	6.02	5.58	5.24	4.7	4.43	4.17	4.73	4.49	4.27
Free Cash Flow	6	6	6	5	7	4	5	8	7	7	7	7	6	4	11
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	6	6	6	5	- -	4	5	8	7	7	7	7	6	4	11
Free Cash Flow to Equity	4	11	5	5	4	3	4	6	- -	6	17	7	7	34	- -
Free Cash Flow per Basic Share	1.54	1.6	1.52	1.51	1.46	0.94	1.02	1.74	1.5	1.42	1.42	1.4	1.33	0.87	2.32
Price/Free Cash Flow	2.39	3.1	4.27	3.66	0.91	3.75	4.75	2.66	4.45	4.92	6.07	6.14	8.33	8.98	6.57
Cash Flow to Net Income	5.87	1.89	1.62	1.32	9.72	2.58	1.78	2.64	1.82	1.71	1.58	1.43	1.23	1.28	1.48
Capital Expenditures	- -	- -	- -	- -	-1	-1	-1	-1	-1	-1	-1	-2	-1	-3	-1