South Plains Financial, Inc.

South Plains Financial, Inc.

SPFI
South Plains Financial, Inc.US flagNASDAQ Global Select
43.88
USD
-0.35
- -
713.48MMarket Cap

Total Valuation

South Plains Financial, Inc. carries a market capitalization of 713.48M, placing it among publicly traded companies globally. Its enterprise value stands at 731.56M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap713.48M
Enterprise Value731.56M

Valuation Ratios

South Plains Financial, Inc. trades at a trailing price-to-earnings ratio of 15.86.

PE Ratio15.86
PS Ratio4.64
PB RatioN/A
P/TBV RatioN/A
P/FCF Ratio13.39
P/OCF Ratio13.85

Enterprise Valuation

On an enterprise value basis, South Plains Financial, Inc. trades at an EV/EBITDA multiple of 167.14 and an EV/FCF ratio of 12.84.

EV / Sales4.64
EV / EBITDA167.14
EV / EBITN/A
EV / FCF12.84

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity36.89
Debt / EBITDAN/A
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)21.75
Return on Assets (ROA)2.11
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)N/A
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, South Plains Financial, Inc. has paid 11.99M in income taxes, reflecting an effective tax rate of 20.63.

Income Tax11.99M
Effective Tax Rate20.63

Stock Price Statistics

South Plains Financial, Inc.'s stock has gained approximately 6.58246% over the past 52 weeks. The 50-day moving average sits at 41.56, while the 200-day moving average is 40.61.

Beta (5Y)N/A
52-Week Price Change6.58246%
50-Day Moving Average41.56
200-Day Moving Average40.61
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, South Plains Financial, Inc. generated 157.54M in revenue and converted that into 46.12M in net income, yielding earnings per share of 2.60.

Revenue157.54M
Gross ProfitN/A
Operating IncomeN/A
Pretax Income58.11M
Net Income46.12M
EBITDA4.38M
EBITN/A
Earnings Per Share (EPS)2.60

Cash Flow

South Plains Financial, Inc. produced 52.82M in operating cash flow over the past twelve months. After subtracting -4.15M in capital expenditures, free cash flow totaled 48.67M - equivalent to 2.87 per share.

Operating Cash Flow52.82M
Capital Expenditures-4.15M
Free Cash Flow48.67M
FCF Per Share2.87

Margins

South Plains Financial, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin36.88
Profit Margin29.27
EBITDA Margin2.78

Dividends & Yields

The company's payout ratio of 17.28 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share0.47
Dividend YieldN/A
Payout Ratio17.28
Shareholder Yield-31.23
FCF Yield7.47

Scores

South Plains Financial, Inc. posts an Altman Z-Score of 0.83, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score0.83