South Plains Financial, Inc.
NASDAQ Global SelectTotal Valuation
South Plains Financial, Inc. carries a market capitalization of 823.65M, placing it among publicly traded companies globally. Its enterprise value stands at -23.71M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 823.65M |
| Enterprise Value | -23.71M |
Share Statistics
South Plains Financial, Inc. currently has 18.84M shares outstanding.
| Shares Outstanding | 18.84M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
South Plains Financial, Inc. trades at a trailing price-to-earnings ratio of 11.24. The price-to-sales ratio is 3.32, and the price-to-book ratio stands at 1.29.
| PE Ratio | 11.24 |
| PS Ratio | 3.32 |
| PB Ratio | 1.29 |
| P/TBV Ratio | 1.53 |
| P/FCF Ratio | 8.88 |
| P/OCF Ratio | 9.07 |
Enterprise Valuation
| EV / Sales | 8.44 |
| EV / EBITDA | 302.32 |
| EV / EBIT | N/A |
| EV / FCF | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 9.61 |
| Debt / EBITDA | 9.53 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 12.01 |
| Return on Assets (ROA) | 1.33 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, South Plains Financial, Inc. has paid 17.28M in income taxes, reflecting an effective tax rate of 20.97.
| Income Tax | 17.28M |
| Effective Tax Rate | 20.97 |
Stock Price Statistics
South Plains Financial, Inc.'s stock has gained approximately 12.32376% over the past 52 weeks. The 50-day moving average sits at 44.28, while the 200-day moving average is 42.24.
| Beta (5Y) | N/A |
| 52-Week Price Change | 12.32376% |
| 50-Day Moving Average | 44.28 |
| 200-Day Moving Average | 42.24 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, South Plains Financial, Inc. generated 220.42M in revenue and converted that into 65.11M in net income, yielding earnings per share of 3.68.
| Revenue | 220.42M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 82.39M |
| Net Income | 65.11M |
| EBITDA | 6.35M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 3.68 |
Balance Sheet
South Plains Financial, Inc. holds 895.98M in cash and equivalents against 60.49M in total debt, resulting in a net debt position of -727.26M.
| Cash & Cash Equivalents | 895.98M |
| Total Debt | 60.49M |
| Net Debt | -727.26M |
| Equity (Book Value) | 629.77M |
| Book Value Per Share | 33.43 |
| Working Capital | N/A |
Cash Flow
South Plains Financial, Inc. produced 80.69M in operating cash flow over the past twelve months. After subtracting -5.19M in capital expenditures, free cash flow totaled 75.50M - equivalent to 4.45 per share.
| Operating Cash Flow | 80.69M |
| Capital Expenditures | -5.19M |
| Free Cash Flow | 75.50M |
| FCF Per Share | 4.45 |
Margins
South Plains Financial, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 37.38 |
| Profit Margin | 29.54 |
| EBITDA Margin | 2.88 |
Dividends & Yields
The company's payout ratio of 17.24 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.66 |
| Dividend Yield | N/A |
| Payout Ratio | 17.24 |
| Shareholder Yield | -26.43 |
| FCF Yield | 11.26 |
Scores
South Plains Financial, Inc. posts an Altman Z-Score of 0.27, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.27 |