S&T Bancorp, Inc.

S&T Bancorp, Inc.

NNASDAQ:STBA
50.73
USD
+1.87
(+3.83%)
3.75EPS
12.85P/E
1.73BMarket Cap
Jan 28Next Earn

Total Valuation

USD

As of June 30, 2026, S&T Bancorp, Inc. carries a market capitalization of 1.73B, placing it among publicly traded companies globally. Its enterprise value stands at 774.96M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap1.73B
Enterprise Value774.96M

Important Dates

S&T Bancorp, Inc.'s next confirmed earnings release is scheduled for January 28, 2027.

Earnings Date1/28/2027

Share Statistics

As of June 30, 2026, S&T Bancorp, Inc. has 35.26M shares outstanding.

Shares Outstanding35.26M

Valuation Ratios

As of June 30, 2026, S&T Bancorp, Inc. trades at a trailing price-to-earnings ratio of 12.85. The price-to-sales ratio is 4.35, and the price-to-book ratio stands at 1.23.

PE Ratio12.85
PS Ratio4.35
PB Ratio1.23
P/TBV Ratio1.68
P/FCF Ratio12.86
P/OCF Ratio12.31

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 1.86 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. S&T Bancorp, Inc. trades at an EV/FCF ratio of 5.42, comparing the total takeover cost of the business to the cash it actually generates for all capital providers. These enterprise value multiples are built on an enterprise value of 774.96M versus a market cap of 1.73B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales1.86
EV / FCF5.42

Financial Position

These figures are as of June 30, 2026.

Debt / Equity19.61

Financial Efficiency

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Over the twelve months ended June 30, 2026, S&T Bancorp, Inc. posted a return on equity (ROE) of 9.87, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.42, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 8.33, useful for judging operating efficiency across full business cycles. The company generates approximately 343,979.31 in revenue per employee across its workforce of 1,208.25, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)9.87
Return on Assets (ROA)1.42
Return on Capital Employed (ROCE)8.33
Revenue Per Employee343,979.31
Employee Count1,208.25

Taxes

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Over the twelve months ended June 30, 2026, S&T Bancorp, Inc. recorded 35.12M in income tax expense. That works out to an effective tax rate of 19.98, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 175.76M, leaving 140.64M in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax35.12M
Effective Tax Rate19.98

Stock Price Statistics

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As of the close on October 22, 2026, S&T Bancorp, Inc.'s stock has gained approximately 42.14% over the past 52 weeks. The 50-day moving average sits at 49.58, while the 200-day moving average is 46.10.

52-Week Price Change42.14%
50-Day Moving Average49.58
200-Day Moving Average46.10

Income Statement

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Over the twelve months ended June 30, 2026, S&T Bancorp, Inc. generated 415.61M in revenue and converted that into 140.64M in net income, yielding earnings per share of 3.75.

Revenue415.61M
Pretax Income175.76M
Net Income140.64M
Earnings Per Share (EPS)3.75

Balance Sheet

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As of June 30, 2026, S&T Bancorp, Inc. holds 1.23B in cash and equivalents against 275.28M in total debt, resulting in a net debt position of 57.46M.

Cash & Cash Equivalents1.23B
Total Debt275.28M
Net Debt57.46M
Equity (Book Value)1.40B
Book Value Per Share39.81

Cash Flow

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S&T Bancorp, Inc. produced 146.75M in operating cash flow over the twelve months ended June 30, 2026. After subtracting -3.67M in capital expenditures, free cash flow totaled 143.09M - equivalent to 3.89 per share.

Operating Cash Flow146.75M
Capital Expenditures-3.67M
Free Cash Flow143.09M
FCF Per Share3.89

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin42.29
Profit Margin33.84

Dividends & Yields

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Over the twelve months ended June 30, 2026, S&T Bancorp, Inc. paid dividends of 1.45 per share. The dividend payout ratio of 37.96 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield stands at 7.78, showing how much cash the business generates relative to its market value - dividends covered by free cash flow are generally more durable than those funded by debt. Total shareholder yield is negative at -0.07, meaning S&T Bancorp, Inc. raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share1.45
Payout Ratio37.96
Shareholder Yield-0.07
FCF Yield7.78

Stock Splits

S&T Bancorp, Inc.'s most recent stock split took place on November 2, 1998 with a 1:2 split ratio.

Last Split Date11/2/1998
Split Ratio1:2