S&T Bancorp, Inc.

S&T Bancorp, Inc.

NNASDAQ:STBA
50.73
USD
+1.87
(+3.83%)
3.75EPS
12.85P/E
1.73BMarket Cap
Jan 28Next Earn
S&T Bancorp, Inc.
NASDAQ:STBA
(Nasdaq Stock Market)

Recent

price

50.73

P/E

ratio

12.85

div

yld

2.86%

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
USD
6.91
6.45
6.29
6.31
6.52
6.85
7.39
8.04
8.12
7.57
8.63
8.66
9.59
10.65
10.03
10.75
11.29
Revenue per Share
1.33
1.41
1.15
1.7
1.94
1.93
2.04
2.09
3.04
2.48
0.54
2.8
3.47
3.79
3.43
3.59
3.82
Basic EPS, GAAP
3.06
2.54
2.75
2.8
2.45
1.59
2.67
3.13
3.57
3.37
1.17
5.37
6.07
4.35
4.45
3.44
3.89
Free Cash Flow per Basic Share
0.79
0.78
0.58
0.61
0.68
0.7
0.77
0.82
1
0.94
1.12
1.13
1.2
1.3
1.33
1.41
1.45
Dividend per Share
16.91
17.44
18.08
19.21
20.42
22.76
24.12
25.28
26.98
30.13
29.38
30.66
30.38
33.57
36.08
39.14
39.81
Book Value per Share
10.73
11.36
11.98
13.17
14.43
14.19
15.62
16.83
18.62
20.46
19.66
20.99
20.66
23.7
26.24
29.09
29.17
Tangible Book Value per Share
28
28
30
30
30
35
35
35
35
40
39
39
39
38
38
37
37
Basic Weighted Avg Shares
193
181
187
188
194
239
258
281
282
299
339
341
374
407
384
402
416
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
7
6
7
5
5
- -
4
2
7
12
12
11
9
8
11
10
- -
Depreciation Expense
43
47
34
51
58
67
71
73
105
98
21
110
136
145
131
134
141
Net Income, GAAP
24.92
23.63
17.51
22.27
23.22
26.67
26.17
38.89
14.49
16.3
- -
18.67
19.78
19.03
20.36
20.07
19.98
Effective Tax Rate (%)
22.52
26.05
18.28
26.94
29.79
28.12
27.68
25.95
37.39
32.82
6.2
32.38
36.23
35.57
34.19
33.38
33.84
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
120
122
125
67
65
163
60
93
116
115
88
77
69
89
100
100
75
LT Debt
579
491
537
571
608
792
842
884
936
1,192
1,155
1,206
1,185
1,283
1,380
1,464
1,404
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
5.88
6.82
4.8
6.67
6.65
5.9
4.97
4.74
6.93
6.32
- -
8.49
9.32
8.49
7.68
7.99
8.33
Return on Capital (%)
8.1
8.23
6.65
9.12
9.82
9.58
8.74
8.46
11.58
9.23
1.79
9.35
11.34
11.73
9.86
9.44
9.87
Return on Common Equity (%)

Capital Structure

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
165
50
200
LT Borrowings
100
100
75
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
37
36
35
Market Capitalization
1,472
1,517
1,731

Working Capital

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,151
1,349
1,231
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
165
50
200
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.6%
4.92%
6.06%
Free Cash Flow
35.92%
63.65%
-24.4%
Net Income, GAAP
41.47%
89.4%
2.26%
Sales/Revenue/Turnover
5.5%
3.62%
4.75%
Total Cash Common Dividend
8.17%
3.79%
3.75%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
96
97
96
94
384
2025
94
100
103
105
402
2026
102
105
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.82
0.9
0.85
0.86
3.43
2025
0.87
0.83
0.91
0.91
3.59
2026
0.97
1.04
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.33
0.33
0.33
0.34
1.33
2025
0.34
0.34
0.34
0.36
1.41
2026
0.37
0.38
- -
- -
- -
Business
S&T Bancorp, Inc. (NASDAQ: STBA) is a financial holding company and the parent of S&T Bank, a full-service community bank providing retail and commercial banking products and services to consumers, businesses, and institutions primarily in Pennsylvania, Ohio, and contiguous markets. The company offers time and demand deposits; commercial real estate loans, commercial and industrial loans, commercial construction loans, business banking loans, consumer real estate loans, and other consumer loans; cash management services; brokerage and trust services including financial planning, retirement planning, investments, insurance, annuities, estate planning strategies, tax planning, and retirement income strategies through its partnership with Ameriprise Financial Services, LLC; title insurance agency services; and acts as guardian, custodian, and reinsurer for credit life, accident, and health insurance policies. Founded in 1902 and headquartered in Indiana, Pennsylvania, S&T Bancorp manages over $9 billion in assets and operates through segments including Commercial Real Estate, Commercial and Industrial, Commercial Construction, Business Banking, Consumer Real Estate, and Other Consumer, with a geographic footprint spanning Western Pennsylvania, Eastern Pennsylvania, Northeast Ohio, Central Ohio, Upstate New York, and potential expansion targets in Maryland, Washington D.C., Virginia, and further into the Mid-Atlantic. In recent developments, the company reports strong 2025 performance with Q3 net income of $35.0 million and anticipates crossing the $10 billion asset threshold through organic growth or mergers and acquisitions, while actively pursuing deposit-rich franchises in Pennsylvania, Ohio, and Mid-Atlantic regions to enhance its funding mix and commercial capabilities; it maintains robust capital levels, improved asset quality, and a team expansion adding 15% more bankers year-over-year to capture market share.

Company News

  • S&T Bancorp, Inc. Announces Third Quarter 2026 Results

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  • S&T BANK EARNS ABA FOUNDATION COMMUNITY COMMITMENT AWARD FOR SECOND CONSECUTIVE YEAR

  • S&T BANK EARNS ABA FOUNDATION COMMUNITY COMMITMENT AWARD FOR SECOND CONSECUTIVE YEAR

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  • S&T Bancorp, Inc. to Host Third Quarter Earnings Conference Call and Webcast

  • S&T Bancorp (STBA) Upgraded to Buy: Here's What You Should Know

  • Financial Contrast: Mid Penn Bancorp (NASDAQ:MPB) & S&T Bancorp (NASDAQ:STBA)

  • S&T BANK RECOGNIZED WITH AMERICAN BANKERS ASSOCIATION MARKETING EXCELLENCE AWARD

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  • S&T Bancorp, Inc. (NASDAQ:STBA) Receives $51.60 Consensus Target Price from Analysts

  • Dividend Champion, Contender, And Challenger Highlights: Week August 16

  • S&T Bancorp (STBA) Could Be a Great Choice

  • S&T Bancorp, Inc. Declares Dividend

  • S&T Bancorp, Inc. Declares Dividend