Sterling Bancorp, Inc. (Southfield, MI) (NYSE: STL-PA preferred) operates as the unitary thrift holding company for Sterling Bank and Trust, F.S.B., providing community banking services to individuals and businesses primarily in California and Michigan; deposit products include checking, savings, money market, term certificates, individual retirement accounts and certificates of deposit; lending portfolio encompasses residential mortgages, commercial and industrial loans, commercial real estate, construction loans, consumer loans, commercial lines of credit and private banking services. Founded in 1984 and headquartered in Southfield, Michigan, the company focuses on the regional banking sector with approximately 223 employees serving key markets in the San Francisco Bay Area, metropolitan Los Angeles/Orange County and select other locations. In March 2025, Sterling Bancorp completed the sale of Sterling Bank and Trust to EverBank Financial Corp for $261 million in cash, with most branches rebranding and converting to EverBank operations by April 1, 2025 and full integration completed by September 2025, significantly reshaping its operational footprint and strategic direction.