The Baraboo Bancorporation, Inc.

The Baraboo Bancorporation, Inc.

BAOB
The Baraboo Bancorporation, Inc.US flagOther OTC
6.65
USD
- -
- -
58.67MMarket Cap
2003 Y
2004 Y
2005 Y
2006 Y
2007 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
3.66
3.95
4.37
3.43
3.64
1.62
1.83
1.96
1.8
- -
1.98
1.98
- -
3.64
Basic EPS, GAAP
0.91
1
1.1
0.9
0.97
0.37
0.38
0.34
0.39
- -
0.47
0.53
- -
0.97
Free Cash Flow per Basic Share
1.32
1.39
1.18
- -
- -
0.27
1.48
0.39
0.5
- -
0.53
0.46
- -
- -
Dividend per Share
0.2
0.22
0.26
- -
- -
0.02
0.04
0.07
0.08
- -
0.12
0.12
- -
- -
Book Value per Share
7.25
8.03
8.89
5.79
5.99
- -
5.79
6.06
6.37
- -
7.09
7.58
- -
5.99
Tangible Book Value per Share
6.82
7.45
8.34
7.24
7.4
- -
4.82
5.18
5.33
- -
5.82
6.38
- -
7.4
Basic Weighted Avg Shares
7
7
7
7
7
9
9
9
9
- -
9
9
- -
7
Sales/Revenue/Turnover
24
26
29
23
24
15
17
18
17
16
18
18
21
24
Operating Margin (%)
36.9
38.93
40.64
41.54
- -
- -
- -
- -
- -
- -
- -
- -
- -
31.14
Depreciation Expense
1
1
1
- -
- -
1
1
1
1
1
- -
- -
- -
- -
Net Income, GAAP
6
7
7
6
6
3
4
3
4
4
4
5
5
6
Effective Tax Rate (%)
32.9
35.07
38
36.43
35.7
26.66
26.45
28.81
26.42
26.18
20.23
19.31
19.72
35.7
Profit Margin (%)
24.76
25.28
25.19
26.4
26.54
23.03
20.97
17.41
21.88
25.61
23.9
26.71
26.29
26.54
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
45
22
40
15
5
- -
- -
11
5
5
5
14
9
5
Total Equity
49
54
59
53
54
- -
46
49
51
50
55
59
64
54
Return on Invested Capital (%)
6.73
6.95
7.44
7.22
- -
- -
- -
- -
- -
- -
- -
- -
- -
7.45
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
13.14
13.07
13.01
12.34
16.39
17.39
13.26
5.76
6.33
6.85
6.84
7.15
7.51
16.39

Capital Structure

FRC

in mil. unless spec.
Jun'07
Sep'07
Dec'07
ST Debt
- -
- -
4
LT Borrowings
15
8
5
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
7
7
7
Market Capitalization
107
106
105

Working Capital

FRC

in mil. unless spec.
Jun'07
Sep'07
Dec'07
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
16
10
16
Accounts Receivable, Net
4
4
4
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
2
2
2
ST Debt
- -
- -
4
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
5.54%
7.61%
Free Cash Flow
- -
4.93%
-11.09%
Net Income, GAAP
-0.88%
11.25%
11.31%
Sales/Revenue/Turnover
-1.91%
2.76%
13.07%
Total Cash Common Dividend
- -
11.16%
-2.95%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
18
2024
- -
- -
- -
- -
18
2025
- -
- -
- -
- -
21

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.47
2024
- -
- -
- -
- -
0.53
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.12
2024
- -
- -
- -
- -
0.12
2025
- -
- -
- -
- -
- -

Company Description

APIChat
CEO
Merlin E. Zitzner
Full Time Employees
161
Sector
Financial Services
Industry
Banks - Regional
Address
101 3rd Avenue Baraboo WI United States of America 53913
IPO Date
Jul 15, 2003
Business
The Baraboo Bancorporation, Inc. operates as a regional financial holding company headquartered in Baraboo, Wisconsin, founded in 1857. It wholly owns Baraboo State Bank, which provides comprehensive personal and business banking services, including checking, savings, individual retirement, money market accounts, certificates of deposit, and health savings accounts. The company offers consumer loans such as auto, home, construction, and home equity lines of credit, along with business loans encompassing commercial real estate, equipment financing, business startup and purchase, acquisition and development loans, agricultural loans, government loans, and operating lines of credit. Additionally, it provides online, mobile, and phone banking services, bill payment, and cash management solutions. The bank operates multiple branches across Wisconsin, including offices in Baraboo, Reedsburg, Portage, and Lake Delton. Recent company developments include continued focus on adapting to modern banking needs while maintaining strong local community ties, supported by over $500 million in assets. The Baraboo Bancorporation maintains its listing on the OTC market under the symbol BAOB and has recently distributed a dividend of $0.03 per share as of June 2024, underscoring its commitment to shareholder returns. There are no publicly reported major acquisitions or strategic partnerships in the last two years, indicating a steady operational focus on organic growth and community banking services within central Wisconsin. The company targets retail customers and small to medium-sized businesses primarily in central Wisconsin, emphasizing local customer service and support, historically demonstrated by its long-standing support of regional enterprises such as the Ringling Brothers Circus. The Baraboo Bancorporation continues to emphasize a balance of traditional banking and technological convenience through expanded digital banking capabilities, reinforcing its position as a community-centric financial institution with a robust regional footprint. Overall, The Baraboo Bancorporation, Inc. presents a stable, regionally focused banking institution with diversified loan and deposit products, local market expertise, and a conservative approach to growth and shareholder value creation. Its operational presence and product suite cater to both personal and business banking needs across Wisconsin's central communities, led from its historic headquarters in Baraboo. This description reflects the company’s latest publicly available information up to December 2025.