1. Sweden Stocks

  2. •

    Finance

  3. •

    Major banks
Norion Bank AB

Norion Bank AB

SSTO:NORION
64.80
SEK
+2.20
(+3.51%)
6.31EPS
9.62P/E
10.69BMarket Cap
Feb 10Next Earn
Norion Bank AB
STO:NORION
(Nasdaq Stockholm)

Recent

price

64.80

P/E

ratio

9.62

div

yld

- -

ROIC.AI

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
SEK
4.95
6.9
8.07
9.35
10.3
12.84
15.64
17.76
17.67
18.18
19.58
Revenue per Share
1.46
2.48
2.42
-1.07
1.48
3.67
5.56
6.3
6.16
7
6.31
Basic EPS, GAAP
-21.46
-26.66
4.27
15.38
0.04
-17.27
1.16
11.22
-0.87
6.04
-2.58
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Dividend per Share
12.56
14.79
16.4
15.33
22.92
28.81
34.42
40.43
44.07
52.57
56.85
Book Value per Share
12
13.77
15.03
14.71
22.36
28.37
34.04
39.92
43.39
51.72
55.4
Tangible Book Value per Share
205
205
205
205
205
205
205
205
205
205
193
Basic Weighted Avg Shares
1,017
1,418
1,658
1,920
2,115
2,637
3,213
3,648
3,629
3,734
3,787
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
26
45
67
87
45
36
63
67
71
81
87
Depreciation Expense
300
510
496
-219
303
753
1,141
1,294
1,265
1,438
1,220
Net Income, GAAP
22.28
22.64
23.46
- -
25.37
21.27
20.94
20.89
21.38
21.74
23.7
Effective Tax Rate (%)
29.5
35.97
29.92
-11.41
14.33
28.56
35.51
35.47
34.86
38.51
32.22
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
832
3,332
3,268
3,592
1,215
5,729
3,473
1,357
2,991
2,949
2,895
LT Debt
2,580
3,038
3,368
3,149
4,707
5,916
7,070
8,303
9,051
9,977
10,008
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
10.43
7.63
- -
4.79
8.57
10.28
12.81
11.66
11.52
9.74
Return on Capital (%)
- -
18.16
15.49
-6.72
7.71
14.18
17.57
16.83
14.58
15.11
12.53
Return on Common Equity (%)

Capital Structure

SEK

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
190
190
176
Market Capitalization
13,076
10,628
10,685

Working Capital

SEK

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
4,750
- -
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

SEK

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
16.38%
10.23%
Free Cash Flow
- -
-8,913.71%
-797.19%
Net Income, GAAP
- -
44.98%
13.68%
Sales/Revenue/Turnover
- -
12.49%
2.89%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

SEK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
932
948
882
905
3,629
2025
1,006
973
- -
923
3,734
2026
908
983
- -
- -
- -

Quarterly Earnings Per Share

SEK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.6
1.59
1.5
1.47
6.16
2025
2.01
1.81
- -
1.63
7
2026
1.59
1.26
- -
- -
- -

Quarterly Dividends Per Share

SEK

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -
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Business
Norion Bank AB (publ) (NORION.ST) is a niche financing bank providing customized financial solutions to medium-sized corporates, real estate companies, merchants, and private individuals primarily in the Nordic region. The bank operates through four segments: Corporate, Real Estate, Consumer, and Payments; it offers corporate loans including acquisition financing, bridge financing, revolving credits, and stock financing; invoice factoring, loan factoring, purchase order financing, and export factoring; real estate loans for residential properties, offices, and industrial properties; unsecured loans; savings accounts; personal loans and credit cards under the Collector brand; and payment and checkout solutions including invoicing and installment payments under the Walley brand. Norion Bank conducts operations in Sweden, Germany, Norway, Denmark, Finland, and internationally, with headquarters in Gothenburg, Sweden, where it was founded in 1999; formerly known as Collector Bank AB, it changed its name to Norion Bank AB (publ) in September 2023. Recent developments include the completion of the acquisition of Verkkokauppa.com's consumer financing business in September 2025, adding a SEK 350 million credit portfolio and expanding Walley's position in Finland; the acquisition of DNB Sweden's credit card portfolio in April 2025, contributing SEK 650 million in credit volume to the Consumer segment; a Tier 2 capital issuance of SEK 500 million in September 2025; and a completed SEK 500 million share buyback program during the third quarter of 2025, alongside plans for a new buyback of up to SEK 500 million pending regulatory approval. The bank's loan portfolio reached SEK 49.05 billion at the end of the third quarter of 2025, with deposits rising 20% year-over-year, reflecting growth in the Payments segment by 23% and Consumer segment by 11%.