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    Financial - Credit Services
Sundaram Finance Limited

Sundaram Finance Limited

SUNDARMFIN.BO
Sundaram Finance LimitedIN flagBombay Stock Exchange
4,689.60
INR
+80.90
- -
521.03BMarket Cap
Sundaram Finance Limited
SUNDARMFIN.BO
(Bombay Stock Exchange)

Recent

price

4,689.60

P/E

ratio

- -

div

yld

- -

ROIC.AI

2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
TTM
FRC
211.49
167.31
198.22
216.1
225.82
288.65
342.43
410.16
159.31
194.1
229.81
252.49
267.93
329.17
380.54
- -
399.89
Revenue per Share
35
41.21
50.76
52.3
51.83
52.49
61.52
66.28
105.4
71.85
105.74
106.48
120.49
130.3
170.53
- -
174.19
Basic EPS, GAAP
-145.37
-216.55
-204.49
-55.53
-131.43
23.48
-86.83
-507.29
-384.79
-3.76
39.46
136.52
-592.54
-777.72
-820.47
- -
- -
Free Cash Flow per Basic Share
6.78
10.35
10.97
7.02
19.36
21.17
9.1
7.84
24.12
27.1
15.53
18.29
26.97
28.94
30
- -
- -
Dividend per Share
26.59
32.44
51.29
61.96
69.24
74.86
94.7
86.42
124.09
52.74
127.26
201.86
287.28
325.09
432.12
- -
- -
Book Value per Share
158.86
193.96
243.31
294.45
358.38
387.38
537.79
676.43
712.56
693.74
813.82
941.8
1,085.09
943.87
1,137.85
- -
- -
Tangible Book Value per Share
111
111
111
111
111
111
111
110
110
110
110
110
110
110
110
- -
110
Basic Weighted Avg Shares
23,498
18,589
22,023
24,010
25,089
32,070
38,046
45,169
17,546
21,383
25,321
27,822
29,526
36,276
41,940
49,446
44,072
Sales/Revenue/Turnover
58.47
97.5
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
715
845
1,008
1,122
1,121
1,063
1,040
788
581
895
930
1,012
1,388
1,829
2,226
2,457
2,301
Depreciation Expense
3,889
4,579
5,640
5,811
5,759
5,832
6,835
7,299
11,609
7,915
11,651
11,733
13,278
14,360
18,794
20,589
19,198
Net Income, GAAP
33.49
32.07
30.64
33.76
33.37
34.48
33.76
34.3
27.36
21.06
24.63
24.71
25.09
27.47
25.93
25.19
27.05
Effective Tax Rate (%)
16.55
24.63
25.61
24.2
22.95
18.18
17.96
16.16
66.16
37.02
46.01
42.17
44.97
39.59
44.81
41.64
43.56
Profit Margin (%)
8,959
-728
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
74,417
122,479
147,893
155,144
160,159
155,290
117,172
184,894
219,593
306,074
305,296
302,066
359,857
444,596
525,382
607,633
- -
LT Debt
19,493
23,451
28,923
34,577
41,593
47,987
64,870
79,563
79,982
81,323
94,505
110,889
126,484
110,782
131,968
148,936
- -
Total Equity
7.72
8.63
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
9.26
9.66
3.3
3.18
3
2.95
3.82
3.41
4.54
2.56
3.34
3.07
2.99
2.29
3.57
3.48
6.34
Return on Capital (%)
145.06
139.64
121.24
92.35
79.01
72.85
72.56
72.85
100.14
81.28
117.5
64.71
49.27
42.56
45.04
84.51
- -
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'25
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
- -
110
- -
Market Capitalization
456,611
504,535
570,255

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
- -
11,475
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.72%
10.19%
12.86%
Free Cash Flow
-154.98%
-57.09%
-34.15%
Net Income, GAAP
16.09%
12.49%
9.55%
Sales/Revenue/Turnover
8.88%
14.47%
17.9%
Total Cash Common Dividend
20.52%
19.91%
23.34%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
8,095
8,541
8,831
10,809
36,276
2025
9,414
10,098
10,861
11,568
41,940
2026
11,545
12,742
13,418
- -
49,446

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
34.05
33.16
38.79
- -
130.3
2025
39.46
39.57
41.33
50.17
170.53
2026
43.12
49.12
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
28.94
2025
- -
- -
- -
- -
30
2026
- -
- -
- -
- -
- -
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Business
Sundaram Finance Limited is a Chennai-based non-banking financial company (NBFC) primarily engaged in auto and commercial vehicle financing. Founded in 1954, the company offers a diversified range of financial products and services including commercial vehicle finance; car loans; construction equipment loans; tractor loans; mutual funds; general insurance; housing finance through its subsidiary Sundaram BNP Paribas Home Finance; wealth management; private equity; investment banking; treasury advisory; credit cards; and infrastructure finance. It has a nationwide presence with nearly 1,000 branches and serves over three lakh commercial vehicle and car finance customers as well as retail depositors. Sundaram Finance operates across India and manages diverse financial services through multiple subsidiaries covering life insurance, asset management, structured finance, insurance broking, and pension fund management. In recent strategic developments, Sundaram Finance expanded its alternative investment capabilities through its subsidiary Sundaram Alternate Assets Limited, which acquired 100% of Capitalgate Investment Advisors Private Limited, a specialist firm in credit research and AI-powered real-time research on fixed income securities. Additionally, the company formed a strategic partnership with Citroën India to provide vehicle financing as part of Citroën’s India market expansion. The company has maintained a strong financial position with no debt burden for the past five years and has undergone significant portfolio diversification. These moves reflect Sundaram Finance's ongoing focus on expanding its footprint in alternative investments and automotive financing, alongside its core lending businesses. Sundaram Finance belongs to the diversified financial services industry targeting individual consumers, commercial clients, and institutional investors in India. It leverages longstanding market presence and a wide branch network to offer comprehensive financing solutions in automotive lending, retail financial products, asset management, and insurance. The company's consolidated operations encompass a broad array of financial instruments and advisory services, supported by evolving technology-driven research capabilities acquired through recent investments. This profile combines Sundaram Finance Limited's core product offerings, geographic reach, and recent acquisitions and partnerships to present a comprehensive picture of the company’s current financial services portfolio and strategic direction within the Indian financial services sector.