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Security Bank Corporation

Security Bank Corporation

SYBJF
Security Bank CorporationUS flagOther OTC
0.99
USD
- -
- -
746.00MMarket Cap
Security Bank Corporation
SYBJF
(Other OTC)

Recent

price

0.99

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
21.07
18.82
23.02
19.86
27.2
30.04
28.57
32.95
33.72
44.7
65.39
48.54
52.12
56.3
72.41
87.24
88.94
Revenue per Share
11.88
11.08
12.47
8.31
11.88
12.77
11.95
13.62
11.42
13.4
9.86
9.17
14
12.08
14.91
15.42
15.28
Basic EPS, GAAP
-14.66
2.74
-29.83
62.54
18.36
16.47
12.98
-16.1
40.95
-31.75
114.78
108.33
43.59
-14.55
70.55
149.39
84.33
Free Cash Flow per Basic Share
1.39
1.52
1.67
1.66
2
2.04
2.1
3.01
3.01
3.01
3
3
3.01
3.02
3
3.01
3.01
Dividend per Share
6.94
43.9
55.22
61.44
71.3
81.7
80.25
86.33
91.25
10
10
117.3
128.12
136.81
148.22
160.31
163.89
Book Value per Share
42.01
51.18
59.98
65.8
75.57
84.2
131.73
135.52
140.93
152.22
158.77
160.45
160.8
172.81
177.3
192.42
191.04
Tangible Book Value per Share
603
603
603
603
603
603
716
754
754
754
754
754
754
754
754
754
754
Basic Weighted Avg Shares
12,705
11,347
13,878
11,972
16,397
18,110
20,450
24,831
25,409
33,685
49,275
36,577
39,277
42,423
54,562
65,741
67,017
Sales/Revenue/Turnover
62.13
- -
55.86
46.04
49.33
45.84
46.12
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
287
299
404
468
553
622
710
1,070
1,330
2,127
2,319
2,535
2,666
2,825
3,651
4,623
4,807
Depreciation Expense
7,160
6,682
7,516
5,012
7,164
7,699
8,554
10,265
8,609
10,102
7,432
6,917
10,556
9,105
11,238
11,628
11,511
Net Income, GAAP
9.28
8.98
3
6.99
10.3
11.02
9.3
14.11
22.34
18.63
- -
32.59
23.98
24.49
26.26
21.68
22.11
Effective Tax Rate (%)
56.35
58.89
54.16
41.86
43.69
42.52
41.83
41.34
33.88
29.99
15.08
18.91
26.88
21.46
20.6
17.69
17.18
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
3,052
55,194
36,612
42,053
47,811
60,074
92,247
48,448
85,272
94,454
58,146
30,863
66,209
55,169
86,091
69,459
68,133
LT Debt
25,416
30,955
37,796
41,775
47,957
53,215
97,127
105,078
109,482
118,286
123,306
125,070
125,848
136,130
141,138
154,230
153,480
Total Equity
28.56
- -
9.34
6.46
8.05
7.04
5.64
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
171.02
43.6
25.16
14.25
17.9
16.69
16.03
16.75
12.86
26.47
98.57
14.41
11.41
9.12
10.46
10
9.72
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
100
100
100
Shares Outstanding
754
754
754
Market Capitalization
60,812
61,350
53,202

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
59,590
60,754
50,568
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.04%
4.64%
9.28%
Free Cash Flow
-190.22%
-134.38%
111.76%
Net Income, GAAP
6.47%
11.76%
3.46%
Sales/Revenue/Turnover
15.42%
7.74%
20.49%
Total Cash Common Dividend
7.31%
0.02%
0.03%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
12,441
13,153
14,320
14,648
54,562
2025
15,435
15,938
16,883
17,485
65,741
2026
16,712
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3.49
3.74
3.99
- -
14.91
2025
3.74
4.03
4.26
- -
15.42
2026
3.59
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
1.5
- -
- -
3
2025
- -
1.46
- -
- -
3.01
2026
- -
- -
- -
- -
- -
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Business
Security Bank Corporation (SECB; SYBJF) operates as a universal bank in the Philippines, providing comprehensive commercial banking services through its Retail Banking, Wholesale Banking, Business Banking, and Financial Markets segments. The Retail Banking segment offers deposits, consumer loans, credit cards, bancassurance, and investment products to individual clients, small- and medium-sized enterprises, and middle-market customers; the Wholesale Banking segment delivers relationship management, loans, trade finance, cash management, deposits, investments, structured financing, advisory services, debt and equity capital raising, project financing, and mergers and acquisitions support to corporate, institutional, and public sector clients; the Business Banking segment provides deposits, loans, cash management, insurance, and investments tailored to micro, small, and medium enterprises; and the Financial Markets segment handles money market operations, foreign exchange, financial derivatives, securities distribution and brokerage, asset management, trust, and fiduciary services. Additional offerings include peso, dollar, and third-currency deposits; domestic and international fund transfers; deposit pick-up and payroll services; treasury products; and equipment leasing through subsidiaries such as SB Cards Corporation, SB Forex Incorporated, Security Finance and Leasing Inc., SBM Leasing Inc., and SB Finance Inc. Founded in 1951 and headquartered at Security Bank Centre, 6776 Ayala Avenue, Makati City, the bank primarily serves wholesale and retail clients across the Philippines. In May 2025, Security Bank completed its acquisition of a 25% stake in HC Consumer Finance Philippines Inc. (Home Credit Philippines) from MUFG Bank Ltd. for PHP 10.4 billion, plus adjustments, enhancing its consumer finance capabilities and mass-market lending presence following regulatory approval from the Bangko Sentral ng Pilipinas; the transaction, initially agreed in November 2024 for approximately PHP 11 billion, positions Krungsri as the remaining 75% majority shareholder.