CaixaBank, S.A.

CaixaBank, S.A.

CAIXY
CaixaBank, S.A.US flagOther OTC
4.78
USD
+0.03
- -
99.90BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.43
0.41
0.44
0.46
0.48
0.51
0.51
0.51
0.5
0.53
0.71
0.78
0.79
0.77
Basic EPS, GAAP
0.02
0.04
0.05
0.06
0.09
0.11
0.09
0.08
0.23
0.13
0.21
0.27
0.28
0.28
Free Cash Flow per Basic Share
-0.21
-0.33
0.11
0.77
0.33
-0.31
-0.4
2.05
1.67
-3.44
0.67
0.74
0.16
- -
Dividend per Share
- -
0.01
0.03
0.03
0.04
0.05
0.03
0.02
0.01
0.05
0.08
0.18
0.15
- -
Book Value per Share
0.34
0.36
0.64
0.7
0.76
0.85
0.86
0.9
1.01
1.03
1.21
1.32
1.47
0.33
Tangible Book Value per Share
1.28
1.22
1.21
1.13
1.17
1.14
1.19
1.19
1.34
1.22
1.4
1.46
1.56
1.51
Basic Weighted Avg Shares
15,887
17,708
17,853
17,543
17,952
17,955
17,952
17,949
22,748
23,480
22,432
21,808
21,314
21,389
Sales/Revenue/Turnover
6,771
7,225
7,791
8,080
8,679
9,091
9,221
9,107
11,294
12,439
15,874
16,951
16,762
16,470
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
420
350
366
370
427
404
546
540
695
730
774
778
791
776
Net Income, GAAP
316
620
814
1,047
1,684
1,985
1,705
1,381
5,226
3,129
4,816
5,787
5,891
6,064
Effective Tax Rate (%)
- -
- -
- -
31.35
18.02
25.37
17.77
13.69
1.66
27.52
30.44
30.35
31.99
30.47
Profit Margin (%)
4.67
8.58
10.45
12.96
19.4
21.83
18.49
15.16
46.27
25.15
30.34
34.14
35.14
36.82
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
58,043
54,969
41,784
34,326
30,332
28,030
33,563
34,579
50,741
50,090
54,576
54,419
49,488
51,174
Total Equity
23,947
25,233
25,205
23,556
24,866
24,364
25,151
25,278
35,425
33,707
36,339
36,865
38,526
37,435
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
2.08
3.62
4.4
3.68
2.77
8.39
4.22
6.16
7
7.17
10.09
Return on Common Equity (%)
6.28
10.62
9.14
8.81
12.97
13.13
10.23
8.75
26.7
13.22
18.69
20.67
19.6
84.49

Capital Structure

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
7,118
7,080
7,069
Market Capitalization
37,762
51,368
52,080

Working Capital

FRC

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
49,804
49,957
49,190
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.98%
9.81%
4.51%
Free Cash Flow
-75.06%
-99.88%
-78.63%
Net Income, GAAP
38.83%
62.83%
1.8%
Sales/Revenue/Turnover
8.35%
13.49%
-1.11%
Total Cash Common Dividend
56.66%
110.7%
-18.65%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4,048
4,482
4,050
4,121
16,951
2025
4,045
4,254
4,185
- -
16,762
2026
4,188
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.05
0.08
0.07
0.07
0.27
2025
0.07
0.07
0.07
- -
0.28
2026
0.08
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.18
2025
- -
- -
- -
- -
0.15
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Gonzalo Gortázar
Full Time Employees
46,182
Sector
Financial Services
Industry
Banks - Regional
Address
Calle Pintor Sorolla 2-4 Valencia Spain 46002
IPO Date
Jan 7, 2013
Business
CaixaBank, S.A. (CAIXY) operates as a leading retail and universal bank in Spain, offering a comprehensive range of banking, insurance, investment advisory, portfolio management, international banking, and specialized financial services to individuals, businesses, and institutions. Its core products and services encompass retail banking solutions including current accounts, mortgage loans, personal financing, leasing for vehicles and sustainable mobility options, solar panel financing for homes and businesses, protection products under the MyBox suite (such as MyBox Auto and MyBox Retirement), deposits, mutual funds, and pension plans; premier and private banking with independent advisory models like Wealth and OpenWealth for high-net-worth clients; business banking for self-employed professionals, retailers, and companies up to €500 million turnover featuring working capital, trade finance, and tailored advisory; and corporate & investment banking (CIB) providing structured financing, capital markets access, project finance, M&A advisory, cash management, and institutional services through sector-specific coverage in key hubs like Madrid, Barcelona, and Bilbao. The bank also supports sustainable finance initiatives, international trade finance, SEPA transfers, treasury services, and digital platforms such as CaixaBank Online Account (fee-free, 100% online), InTouch, CaixaBank Now, and Imagin for omnichannel access. CaixaBank maintains a dominant position in the Spanish market with approximately 23.4% share in household and corporate loans, 24.5% in deposits, 23.8% in mutual funds, and 34.1% in pension plans as of end-2023, serving over 20.2 million customers across retail, private, business, and CIB segments primarily in Spain and Portugal via subsidiary BPI. It operates an extensive domestic network of branches and ATMs, complemented by international presence in 72 countries through 30 points of presence (branches, representative offices, and Spanish Desks in locations including Morocco, Poland, UK, Germany, France, New York, São Paulo, Beijing, and Dubai) and partnerships with over 1,600 banks worldwide. Founded in 1904 and headquartered at Calle Sabino de Arana, 54 in Barcelona, Spain, with key operational centers in Valencia and Madrid, CaixaBank emphasizes a socially responsible model focused on customer financial well-being, innovation, and sustainability. Recent developments include a strategic alliance with Apple in 2024 to pioneer e-commerce split payments via Apple Pay in continental Europe, enhancing digital payment capabilities; the launch of digital platforms like Facilitea for home and car sales/rentals and Generación + for senior customers; surpassing €20.99 billion in sustainable finance mobilization in H1 2025 (62% toward 2025 targets, with ambitions raised to €100 billion over three years); exceeding €2.5 billion in hotel and tourist accommodation financing (up 44.8% YoY); and financing a €300 million Spanish portfolio acquisition in 2025. In H1 2025, the bank reported a net profit of €2.95 billion, up 10.3% YoY, alongside NPL reductions and technology-driven transformation.

Company News

APIChatGPT
  • CaixaBank (CAIXY) Upgraded to Buy: Here's Why

  • CaixaBank, S.A. (CAIXY) Q1 2026 Earnings Call Transcript

  • Caixabank's Q1 net profit rises 7%, unveils 500 mln eur buyback

  • Orange signs 1.3 billion euro deal with CaixaBank, BNP Paribas to acquire Scorefit

  • CaixaBank, S.A. (CAIXY) Shareholder/Analyst Call Prepared Remarks Transcript

  • Financial Contrast: Macro Bank (NYSE:BMA) versus CaixaBank (OTCMKTS:CAIXY)

  • Critical Contrast: CaixaBank (OTCMKTS:CAIXY) & ICICI Bank (NYSE:IBN)

  • Mizuho Financial Group (NYSE:MFG) vs. CaixaBank (OTCMKTS:CAIXY) Critical Contrast

  • CaixaBank, S.A. Unsponsored ADR (CAIXY) Is Up 7.56% in One Week: What You Should Know

  • CaixaBank, S.A. (CAIXY) Q4 2025 Earnings Call Transcript

  • Caixabank sees higher profits and margins as Spanish economy outperforms

  • CaixaBank posts record €5.9B profit in 2025, boosts dividend and targets

  • Analyzing HDFC Bank (NYSE:HDB) and CaixaBank (OTCMKTS:CAIXY)

  • Short Interest in CaixaBank, S.A. Unsponsored ADR (OTCMKTS:CAIXY) Drops By 67.9%

  • CaixaBank, S.A. (CAIXY) Q3 2025 Earnings Call Transcript

  • Are You Looking for a Top Momentum Pick? Why CaixaBank, S.A.

  • Is CaixaBank (CAIXY) Stock Outpacing Its Finance Peers This Year?

  • CaixaBank, S.A. (CAIXY) Q2 2025 Earnings Call Transcript

  • Caixabank's Q2 net profit falls 11.3% from same period in 2024

  • Is CaixaBank (CAIXY) Outperforming Other Finance Stocks This Year?