1. Saudi Arabia Stocks

  2. •

    Finance

  3. •

    Major banks
Bank Aljazira

Bank Aljazira

TTADAWUL:1020
10.73
SAR
-0.23
(-2.10%)
14.81BMarket Cap
Feb 04Next Earn
Bank Aljazira
TADAWUL:1020
(Saudi Exchange)

Recent

price

10.73

P/E

ratio

- -

div

yld

4.76%

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
SAR
1.37
1.32
1.78
2.06
2.51
3.29
2.79
2.91
2.26
2.32
2.56
2.77
2.68
2.59
2.95
3.5
- -
Revenue per Share
0.03
0.34
0.56
0.73
0.65
1.45
0.98
0.97
0.32
0.77
0.03
0.79
0.87
0.8
0.96
1.18
- -
Basic EPS, GAAP
0.01
2.25
5.39
4.78
-1.82
-2.38
3.62
4.5
1.02
2.6
1.5
-0.06
3.39
-1.47
1.08
-0.86
2.62
Free Cash Flow per Basic Share
- -
- -
0.18
- -
- -
- -
- -
0.21
0.21
0.5
0.2
0.22
0.46
- -
- -
0.01
0.51
Dividend per Share
4.76
5.1
5.45
6.46
6.94
8.35
9.13
9.95
8.78
9.05
8.87
10.84
10.62
12.81
13.59
17.07
18.34
Book Value per Share
4.76
5.1
5.45
6.46
6.94
8.35
9.11
9.79
8.66
8.93
8.76
10.75
10.49
12.62
13.36
16.74
18.34
Tangible Book Value per Share
887
887
887
887
887
887
887
887
1,179
1,281
1,281
1,281
1,281
1,281
1,281
1,276
1,276
Basic Weighted Avg Shares
1,213
1,172
1,583
1,830
2,227
2,918
2,473
2,580
2,665
2,977
3,281
3,547
3,430
3,323
3,779
4,463
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
82
67
66
71
79
79
81
87
93
201
214
199
198
182
184
178
- -
Depreciation Expense
28
303
500
651
572
1,287
872
858
378
991
34
1,006
1,109
1,020
1,231
1,506
- -
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
62.18
11.68
- -
12.76
14.47
13.62
12.36
15.7
- -
Effective Tax Rate (%)
2.33
25.84
31.61
35.56
25.7
44.11
35.26
33.24
14.2
33.29
1.03
28.37
32.34
30.69
32.57
33.74
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
1,000
1,000
1,000
1,000
1,007
2,006
2,006
2,008
2,379
2,330
2,285
2,225
2,202
2,184
2,211
2,008
LT Debt
4,516
4,733
5,012
5,729
6,158
7,413
8,104
8,829
11,244
11,590
11,364
13,895
13,609
16,415
17,414
21,775
23,400
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
5.91
8.52
10.21
8.24
16.52
9.41
8.19
3.14
7.28
- -
6.74
6.93
5.92
6.44
6.91
- -
Return on Capital (%)
0.66
6.92
10.69
12.31
9.63
18.97
11.24
10.13
3.77
8.68
0.29
7.97
8.06
6.79
7.28
7.68
- -
Return on Common Equity (%)

Capital Structure

SAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,276
1,276
1,276
Market Capitalization
14,224
14,977
14,811

Working Capital

SAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
13,085
14,438
15,888
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

SAR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.87%
14.39%
25.04%
Free Cash Flow
-655.87%
-1,279.15%
-179.45%
Net Income, GAAP
290.14%
585.16%
22.31%
Sales/Revenue/Turnover
4.78%
6.7%
18.08%
Total Cash Common Dividend
- -
657.06%
298.59%

Quarterly Revenue

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
887
903
1,021
967
3,779
2025
1,080
1,102
- -
1,183
4,463
2026
1,153
1,216
- -
- -
- -

Quarterly Earnings Per Share

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.23
0.25
0.26
0.22
0.96
2025
0.28
0.3
- -
0.28
1.18
2026
0.32
0.35
- -
- -
- -

Quarterly Dividends Per Share

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
0.01
0.01
2026
0.5
- -
- -
- -
- -
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Business
Bank AlJazira is a Saudi Arabian financial institution specializing in Sharia-compliant banking and financial services. It offers a comprehensive range of products including retail banking services such as savings and current accounts, real estate financing, personal financing, auto leasing, safety deposit boxes, money transfer services, e-statements, and digital banking platforms. The bank also provides corporate banking services including trade finance, cash management, SME products, merchant acquiring, and investment services. Its product suite includes branded credit cards like Ajwaa Plus credit card and Samsung Pay integration, alongside diverse mortgage options including investment mortgage finance and equity release finance. Bank AlJazira operates primarily in Saudi Arabia with a focus on individual, SME, and corporate customer segments. Established in 1975, the bank is headquartered in Jeddah, Saudi Arabia. Recent major developments include a 21% year-on-year increase in net profit for 2024 driven by a 20% growth in net financing and investment income and a 15% rise in customer deposits. The bank launched revamped digital platforms for corporate and retail clients along with new CRM applications and B2B services, enhancing customer experience and operational efficiency. It introduced five new SME products and expanded its merchant acquiring business while planning further product launches in trade finance and cash management for 2025. Bank AlJazira completed a capital increase from SAR 8.2 billion to SAR 10.25 billion and issued a SAR 1 billion Additional Tier 1 Capital Sukuk in late 2024 as part of its strategic financial strengthening. These initiatives support the bank’s objective to improve portfolio quality, expand SME penetration, and boost digital and operational capabilities.