Saudi Awwal Bank

Saudi Awwal Bank

TTADAWUL:1060
30.98
SAR
-1.44
(-4.44%)
4.18EPS
7.74P/E
66.49BMarket Cap
Feb 11Next Earn

Total Valuation

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As of June 30, 2026, Saudi Awwal Bank carries a market capitalization of 66.49B, placing it among publicly traded companies globally. Its enterprise value stands at 45.79B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap66.49B
Enterprise Value45.79B

Important Dates

Saudi Awwal Bank's next confirmed earnings release is scheduled for February 11, 2027.

Earnings Date2/11/2027

Share Statistics

As of June 30, 2026, Saudi Awwal Bank has 2.05B shares outstanding.

Shares Outstanding2.05B

Valuation Ratios

As of June 30, 2026, Saudi Awwal Bank trades at a trailing price-to-earnings ratio of 7.74. The price-to-sales ratio is 4.47, and the price-to-book ratio stands at 0.82.

PE Ratio7.74
PS Ratio4.47
PB Ratio0.82
P/TBV Ratio0.95
P/FCF Ratio-28.32
P/OCF Ratio-40.77

Enterprise Valuation

These figures are as of June 30, 2026. The EV/Sales ratio of 3.08 reflects the premium investors pay for the company's revenue stream, a useful check when earnings are depressed or negative. These enterprise value multiples are built on an enterprise value of 45.79B versus a market cap of 66.49B, with the gap driven by net debt and cash on the balance sheet.

EV / Sales3.08

Financial Position

These figures are as of June 30, 2026.

Debt / Equity14.21

Financial Efficiency

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Over the twelve months ended June 30, 2026, Saudi Awwal Bank posted a return on equity (ROE) of 11.26, showing how much profit the company earns on every dollar of shareholder capital. Return on assets (ROA) stands at 1.91, measuring how efficiently the asset base is converted into earnings. Return on capital employed (ROCE) is 10.15, useful for judging operating efficiency across full business cycles. The company generates approximately 2.82M in revenue per employee across its workforce of 5,285.75, a quick read on workforce productivity versus industry peers.

Return on Equity (ROE)11.26
Return on Assets (ROA)1.91
Return on Capital Employed (ROCE)10.15
Revenue Per Employee2.82M
Employee Count5,285.75

Taxes

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Over the twelve months ended June 30, 2026, Saudi Awwal Bank recorded 1.17B in income tax expense. That works out to an effective tax rate of 11.98, which can sit above or below the statutory corporate tax rate depending on foreign earnings mix, tax credits, and one-off items. Taxes are levied on pretax income of 9.76B, leaving 8.59B in net income after tax - the gap is what shifts in the tax rate do to reported earnings and EPS.

Income Tax1.17B
Effective Tax Rate11.98

Stock Price Statistics

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As of the close on October 22, 2026, Saudi Awwal Bank's stock has declined approximately 4.09% over the past 52 weeks. The 50-day moving average sits at 33.55, while the 200-day moving average is 34.03.

52-Week Price Change-4.09%
50-Day Moving Average33.55
200-Day Moving Average34.03

Income Statement

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Over the twelve months ended June 30, 2026, Saudi Awwal Bank generated 14.88B in revenue and converted that into 8.59B in net income, yielding earnings per share of 4.18.

Revenue14.88B
Pretax Income9.76B
Net Income8.59B
Earnings Per Share (EPS)4.18

Balance Sheet

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As of June 30, 2026, Saudi Awwal Bank holds 32.19B in cash and equivalents against 11.49B in total debt, resulting in a net debt position of -32.19B.

Cash & Cash Equivalents32.19B
Total Debt11.49B
Net Debt-32.19B
Equity (Book Value)80.88B
Book Value Per Share39.36

Cash Flow

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Saudi Awwal Bank produced -1.63B in operating cash flow over the twelve months ended June 30, 2026. After subtracting -716.85M in capital expenditures, free cash flow totaled -2.35B - equivalent to -1.14 per share.

Operating Cash Flow-1.63B
Capital Expenditures-716.85M
Free Cash Flow-2.35B
FCF Per Share-1.14

Margins

These figures cover the twelve months ended June 30, 2026.

Pretax Margin65.58
Profit Margin57.73

Dividends & Yields

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Over the twelve months ended June 30, 2026, Saudi Awwal Bank paid dividends of 1.87 per share. The dividend payout ratio of 44.79 indicates the proportion of earnings distributed to shareholders, a key gauge of how sustainable the dividend is and how much room remains for future dividend growth. Free cash flow yield is negative at -3.53: the business is consuming cash rather than generating it, so any dividend is not covered by free cash flow. Total shareholder yield is negative at -5.74, meaning Saudi Awwal Bank raised more capital through share issuance and new debt than it returned via dividends and buybacks.

Dividend Per Share1.87
Payout Ratio44.79
Shareholder Yield-5.74
FCF Yield-3.53

Stock Splits

Saudi Awwal Bank's most recent stock split took place on March 12, 2015 with a 2:3 split ratio.

Last Split Date3/12/2015
Split Ratio2:3