1. Saudi Arabia Stocks

  2. •

    Finance

  3. •

    Major banks
Saudi Awwal Bank

Saudi Awwal Bank

TTADAWUL:1060
30.98
SAR
-1.44
(-4.44%)
4.18EPS
7.74P/E
66.49BMarket Cap
Feb 11Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
3.83
4.33
4.43
4.58
4.73
4.89
5.11
4.31
3.74
4.7
6.24
6.88
7.22
7.25
Basic EPS, GAAP
2.52
2.84
2.89
2.6
2.64
1.81
1.53
-2.02
1.56
2.35
3.41
3.93
4.11
4.18
Free Cash Flow per Basic Share
6.74
0.08
-4.47
1.55
4.93
-1.48
5.34
6.06
-7.88
14.54
3.77
-0.8
3.35
-1.14
Dividend per Share
0.67
0.7
1.2
0.68
1.05
1.48
1.47
0.58
0.58
0.96
1.69
1.92
1.88
1.87
Book Value per Share
15.22
17.38
18.78
20.85
22.23
21.64
27.25
24.65
25.76
26.59
30.12
33.8
38.61
39.36
Tangible Book Value per Share
15.22
17.38
18.78
20.84
22.23
21.6
18.27
19.31
20.53
21.34
24.99
28.61
33.15
33.9
Basic Weighted Avg Shares
1,500
1,502
1,498
1,498
1,498
1,500
1,802
2,055
2,055
2,055
2,055
2,055
2,055
2,053
Sales/Revenue/Turnover
5,746
6,503
6,640
6,859
7,078
7,341
9,205
8,863
7,683
9,654
12,814
14,136
14,842
14,881
Operating Margin (%)
- -
- -
- -
55.85
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
92
86
97
111
125
131
432
678
622
464
566
547
712
782
Net Income, GAAP
3,774
4,266
4,331
3,895
3,955
2,715
2,754
-4,155
3,204
4,828
7,002
8,070
8,452
8,590
Effective Tax Rate (%)
- -
- -
- -
- -
- -
45.26
14.37
- -
17.71
14.62
14.85
13.83
12.86
11.98
Profit Margin (%)
65.68
65.6
65.22
56.78
55.87
36.99
29.92
-46.88
41.71
50.01
54.65
57.09
56.95
57.73
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
5,392
5,343
4,560
6,228
4,681
3,195
2,602
5,978
5,709
5,692
5,670
5,586
8,155
11,490
Total Equity
22,833
26,071
28,175
31,279
33,470
32,576
56,084
50,762
53,029
54,637
61,900
69,447
79,339
80,878
Return on Invested Capital (%)
- -
- -
- -
8.82
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
14.26
14.31
13.5
11.09
10.45
7.39
5.87
- -
5.55
8.11
10.95
11.32
10.4
10.15
Return on Common Equity (%)
17.59
17.45
15.97
13.1
12.24
8.25
6.23
-7.79
6.19
8.98
12.02
12.29
11.36
11.26

Capital Structure

SAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2,055
2,055
2,055
Market Capitalization
66,534
76,644
66,493

Working Capital

SAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
26,718
31,058
32,194
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

SAR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.53%
9.44%
14.24%
Free Cash Flow
-177.79%
-245.89%
-519.6%
Net Income, GAAP
-35.07%
-12.29%
4.73%
Sales/Revenue/Turnover
9.23%
12.08%
4.99%
Total Cash Common Dividend
16.86%
30.37%
-1.95%

Quarterly Revenue

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3,475
3,513
3,553
3,673
14,136
2025
3,645
3,746
- -
3,755
14,842
2026
3,672
3,708
- -
- -
- -

Quarterly Earnings Per Share

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.99
0.98
0.92
1.04
3.93
2025
1.04
1.03
- -
1
4.11
2026
1.02
1.13
- -
- -
- -

Quarterly Dividends Per Share

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
0.89
1.01
0.01
1.92
2025
- -
0.87
- -
- -
1.88
2026
- -
1
- -
- -
- -

Company Description

Company Profile APIChatGPT
CEO
Anthony William Cripps
Full Time Employees
5,226
Sector
Finance
Industry
Major banks
Address
7383 King Fahad Branch Road Riyadh Riyadh Province Saudi Arabia 13325
IPO Date
Jan 10, 1999
Website
sab.com
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Business
Saudi Awwal Bank (SAB; 1060.SR), one of Saudi Arabia's largest banks headquartered in Riyadh with origins tracing back over 90 years to the British Bank of the Middle East, operates as a leading provider of integrated financial and banking services including corporate and institutional banking, investment banking, private banking, treasury, trade finance, foreign exchange, equity and debt wholesale banking, wealth and personal banking, credit cards such as SAB Advance Visa Platinum and SAB Premier Mastercard offering rewards points, lounge access and insurance benefits, mortgages, loans, digital banking solutions via SAB Mobile app, and Sharia-compliant Islamic financial solutions regulated by a Sharia Supervisory Committee; the bank maintains a network of approximately 101 branches across Saudi Arabia including regional offices in Al-Khobar and Jeddah, serves retail, corporate, institutional and high-net-worth clients primarily in the Kingdom with international capabilities through its strategic partnership with HSBC Group in which HSBC holds a minority stake, and reports paid-up capital of SAR 20.5 billion under supervision of the Saudi Central Bank. SAB completed its legal merger with Alawwal Bank (formerly Saudi Hollandi Bank founded in 1926) on March 14, 2021, transitioning from its prior name Saudi British Bank established in 1978, and rebranded to Saudi Awwal Bank in April 2023; recent developments include a July 2024 strategic partnership with HSBC to enhance financial innovation and technology solutions aligning with Saudi Vision 2030, a strategic alliance with UnionPay International in July 2024 to modernize payments and boost commerce with China, a November 2025 partnership with WEConnect International to empower women-owned businesses, issuance of a $1.1 billion SAR-denominated additional tier 1 Sukuk in December 2024, and SAB Invest's inaugural foray into MENA private credit targeting up to SAR 1 billion in July 2025, alongside over 15% net profit growth to $2.2 billion in 2024 and recognition as Best Bank in Saudi Arabia for 2025 for the sixth consecutive year.