1. Saudi Arabia Stocks

  2. •

    Finance

  3. •

    Major banks
Arab National Bank

Arab National Bank

TTADAWUL:1080
19.90
SAR
-0.61
(-2.97%)
41.17BMarket Cap
Feb 25Next Earn
Arab National Bank
TADAWUL:1080
(Saudi Exchange)

Recent

price

19.90

P/E

ratio

- -

div

yld

2.90%

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
SAR
2.09
2.24
2.31
2.52
2.72
2.87
2.91
3.19
3.27
3.36
2.92
2.88
3.42
4.27
4.7
4.96
- -
Revenue per Share
0.95
1.08
1.19
1.26
1.44
1.39
1.43
1.51
1.98
1.51
1.04
1.09
1.54
2.04
2.48
2.57
- -
Basic EPS, GAAP
-37.45
-2.05
2.97
-0.49
5.65
-4.15
1.26
1.79
1.13
2.76
0.59
0.42
2.47
0.42
4.32
0.55
1.66
Free Cash Flow per Basic Share
0.32
0.33
0.42
0.42
0.43
0.5
0.5
0.5
0.65
0.79
0.35
0.54
0.68
0.86
1.08
1.17
0.58
Dividend per Share
7.7
8.32
8.91
9.54
10.3
10.95
11.62
12.18
13.26
14.15
14.87
15.55
16.17
17.89
19.37
24.93
26.42
Book Value per Share
7.7
8.32
8.91
9.54
10.3
10.95
11.62
12.18
13.26
14.15
14.87
15.55
16.17
17.89
19.37
24.93
26.42
Tangible Book Value per Share
1,999
2,003
1,999
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
2,000
1,992
2,018
Basic Weighted Avg Shares
4,180
4,487
4,616
5,040
5,434
5,739
5,817
6,377
6,540
6,718
5,836
5,765
6,849
8,545
9,396
9,877
- -
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
48.65
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
205
188
193
188
190
224
258
246
224
253
220
210
214
228
246
284
- -
Depreciation Expense
1,908
2,171
2,371
2,522
2,875
2,788
2,854
3,027
3,969
3,023
2,072
2,177
3,070
4,071
4,966
5,116
- -
Net Income, GAAP
- -
- -
- -
- -
- -
- -
- -
- -
- -
14.89
19.55
17.17
15.57
14.14
13.63
14.54
- -
Effective Tax Rate (%)
45.63
48.39
51.37
50.05
52.9
48.57
49.06
47.47
60.69
45
35.51
37.76
44.83
47.64
52.85
51.8
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
1,688
1,688
1,688
1,688
2,011
2,018
2,016
2,020
2,779
3,778
3,749
3,703
3,747
3,795
1,505
461
LT Debt
15,397
16,730
17,910
19,188
20,640
22,632
23,925
25,066
26,557
28,343
29,766
31,128
32,358
35,807
38,682
49,513
52,466
Total Equity
- -
- -
- -
- -
- -
- -
10.71
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
12.84
12.48
12.45
13.3
11.9
11.25
11.39
- -
10.13
6.42
6.38
8.67
10.75
12.1
10.94
- -
Return on Capital (%)
12.77
13.56
13.77
13.68
14.49
13.12
12.65
12.72
15.6
11.03
7.14
7.16
9.68
11.95
13.34
11.61
- -
Return on Common Equity (%)

Capital Structure

SAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,985
1,985
1,985
Market Capitalization
42,916
42,757
41,169

Working Capital

SAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
14,679
14,387
14,676
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

SAR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.34%
11.04%
28%
Free Cash Flow
116.31%
244.4%
-87.33%
Net Income, GAAP
8.8%
20.74%
3.02%
Sales/Revenue/Turnover
6.06%
11.49%
5.12%
Total Cash Common Dividend
13.83%
28.3%
8.23%

Quarterly Revenue

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2,309
2,335
2,409
2,416
9,396
2025
2,512
2,588
- -
2,361
9,877
2026
2,589
2,742
- -
- -
- -

Quarterly Earnings Per Share

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.62
0.62
0.62
0.63
2.48
2025
0.65
0.64
- -
0.58
2.57
2026
0.68
0.68
- -
- -
- -

Quarterly Dividends Per Share

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.48
- -
0.6
- -
1.08
2025
0.58
- -
- -
- -
1.17
2026
0.58
- -
- -
- -
- -
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Business
Arab National Bank Arab National Bank (1080.SR) operates as a major Saudi joint stock company providing comprehensive commercial, retail, corporate, and Islamic banking services; treasury and investment solutions; brokerage activities; and asset management products to individual, corporate, and institutional clients across the Kingdom of Saudi Arabia, other GCC countries, the Middle East, Europe, North America, and Latin America. The bank offers retail banking products including deposits, credit facilities, and investment options for individuals; corporate banking services such as loans, deposits, and trade finance for businesses and institutions; treasury operations encompassing foreign exchange trading, interest rate and commodity hedging, structured products, FX options, swaps, margin trading, and government bonds/sukuk; as well as investment and brokerage services through its wholly-owned subsidiary Arab National Bank Investment Co., which provides Shariah-compliant and conventional mutual funds, portfolio management, securities dealing, and custody. Headquartered in Riyadh with regional offices in Jeddah and Khobar, and a branch in London, the bank was established in 1979 by Royal Decree M/38 to take over Arab Bank operations in Saudi Arabia and ranks among the largest banks in the Middle East with approximately 4,474 employees. Recent developments include a 2025 portfolio acquisition agreement with the Saudi Real Estate Refinance Company for housing finance; a strategic partnership with barq in 2024 to enhance fintech services and international transactions; a cooperation agreement with Saudi EXIM Bank in January 2024 to support export financing; and a financing partnership with First Projects Limited announced at Cityscape Global Riyadh 2025 for real estate projects, alongside ongoing expansions in digital banking and Shariah-compliant offerings.