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    Multi-line insurance
AlJazira Takaful Taawuni Co.

AlJazira Takaful Taawuni Co.

TTADAWUL:8012
8.95
SAR
-0.38
(-4.07%)
0.30EPS
39.27P/E
775.50MMarket Cap
AlJazira Takaful Taawuni Co.
TADAWUL:8012
(Saudi Exchange)

Recent

price

8.95

P/E

ratio

39.27

div

yld

- -

ROIC.AI

2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
SAR
- -
- -
0.62
0.75
1.72
1.94
2.34
1.94
3
-0.12
8.85
7.04
6.52
8.48
Revenue per Share
- -
- -
0.39
0.57
0.69
0.69
0.82
0.87
0.36
0.58
0.67
0.56
0.6
0.3
Basic EPS, GAAP
- -
- -
0.51
0.52
0.4
0.61
0.13
2.28
-1.65
2.19
-0.17
0.95
-1.44
-0.12
Free Cash Flow per Basic Share
- -
- -
- -
0.36
0.36
0.5
- -
- -
- -
- -
- -
0.3
0.3
- -
Dividend per Share
7.1
7.23
7.57
7.72
7.98
8.11
8.85
9.64
12.91
13.53
14.25
14.78
15.26
14.86
Book Value per Share
7.1
7.23
7.57
7.72
7.98
8.11
8.85
9.64
9.34
9.97
10.7
11.19
11.64
11.25
Tangible Book Value per Share
49
49
49
49
49
49
49
49
63
66
66
66
66
66
Basic Weighted Avg Shares
- -
- -
31
37
84
95
115
95
190
-8
584
465
430
560
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
5
5
3
4
5
6
Depreciation Expense
- -
- -
19
28
34
34
40
43
23
39
44
37
40
20
Net Income, GAAP
- -
- -
- -
- -
- -
2.87
2.55
2.78
2.3
4.77
34.83
14.17
11.26
15.65
Effective Tax Rate (%)
- -
- -
62.54
75.87
40.01
35.41
34.93
45.1
12.13
-483.68
7.58
8.01
9.26
3.53
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
1
3
2
14
15
13
LT Debt
348
355
372
379
392
398
435
473
852
893
940
976
1,007
981
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
5.27
7.48
8.77
8.53
9.62
9.45
3.47
4.4
4.82
3.85
3.96
1.99
Return on Capital (%)
- -
- -
5.27
7.48
8.77
8.53
9.62
9.45
3.47
4.41
4.83
3.88
4.02
2.02
Return on Common Equity (%)

Capital Structure

SAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
15
15
13
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
66
66
66
Market Capitalization
737
759
776

Working Capital

SAR

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
124
201
170
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

SAR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
12.22%
19.45%
3.21%
Free Cash Flow
18.36%
-289.05%
-251.26%
Net Income, GAAP
11.96%
5.41%
7.09%
Sales/Revenue/Turnover
-730.29%
-1,493.61%
-7.41%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
194
211
160
49
465
2025
79
137
165
85
430
2026
75
235
- -
- -
- -

Quarterly Earnings Per Share

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.19
0.17
0.14
0.06
0.56
2025
0.24
0.06
0.22
0.08
0.6
2026
0.11
-0.11
- -
- -
- -

Quarterly Dividends Per Share

SAR

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.3
2025
- -
- -
- -
- -
0.3
2026
- -
- -
- -
- -
- -
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Business
Aljazira Takaful Taawuni Company provides a diverse range of Sharia-compliant insurance products and services across the Kingdom of Saudi Arabia. The company operates through distinct segments tailored to various protection needs: Non-Life, Individual Life, and Group Life. Within its Non-Life segment, the company delivers comprehensive medical coverage for both organizational members and their dependents on a group basis, as well as for individual clients, utilizing an extensive network of healthcare providers. This segment also encompasses motor insurance offerings, including third-party liability coverage for amounts due to other parties and comprehensive vehicle insurance protecting against loss or damage to the insured vehicle, which also incorporates third-party obligations. Additionally, the Non-Life division extends to general insurance contracts, such as policies for fire and property, marine, engineering, and various other liability coverages. The Individual Life segment focuses on life insurance solutions, providing unit-linked investment-oriented products to individual policyholders for protection and savings. Complementing this, the Group Life segment offers life protection programs designed for members of organizations on a collective basis. This segment further includes credit protection benefits linked to personal loans from financing institutions, alongside protection for various other credit facilities extended by these organizations to their clientele. Initially operating as a Takaful division of Bank Aljazira in 2002, the company received its official incorporation license in 2010 and was listed on the Saudi Stock Exchange (Tadawul) in 2013, with commercial operations commencing in January 2014. A significant strategic move occurred in early 2021 with its merger with Solidarity Saudi Takaful Company, which contributed to an increase in its capital. More recently, Bank AlJazira increased its stake in the company in June 2024. The company reported increased net income for the third quarter and nine months ended September 30, 2025. It is headquartered in Jeddah, Saudi Arabia.