Third Coast Bancshares, Inc.
New York Stock ExchangeTotal Valuation
Third Coast Bancshares, Inc. carries a market capitalization of 677.02M, placing it among publicly traded companies globally. Its enterprise value stands at 188.60M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 677.02M |
| Enterprise Value | 188.60M |
Share Statistics
Third Coast Bancshares, Inc. currently has 16.64M shares outstanding.
| Shares Outstanding | 16.64M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Third Coast Bancshares, Inc. trades at a trailing price-to-earnings ratio of 8.59. The price-to-sales ratio is 2.54, and the price-to-book ratio stands at 1.00.
| PE Ratio | 8.59 |
| PS Ratio | 2.54 |
| PB Ratio | 1.00 |
| P/TBV Ratio | 1.09 |
| P/FCF Ratio | 15.03 |
| P/OCF Ratio | 18.25 |
Enterprise Valuation
On an enterprise value basis, Third Coast Bancshares, Inc. trades at an EV/EBITDA multiple of 33.32 and an EV/FCF ratio of 3.79.
| EV / Sales | 0.80 |
| EV / EBITDA | 33.32 |
| EV / EBIT | N/A |
| EV / FCF | 3.79 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 23.77 |
| Debt / EBITDA | 28.17 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 11.92 |
| Return on Assets (ROA) | 1.27 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Third Coast Bancshares, Inc. has paid 16.54M in income taxes, reflecting an effective tax rate of 18.20.
| Income Tax | 16.54M |
| Effective Tax Rate | 18.20 |
Stock Price Statistics
Third Coast Bancshares, Inc.'s stock has gained approximately 2.28988% over the past 52 weeks. The 50-day moving average sits at 43.95, while the 200-day moving average is 40.78.
| Beta (5Y) | N/A |
| 52-Week Price Change | 2.28988% |
| 50-Day Moving Average | 43.95 |
| 200-Day Moving Average | 40.78 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Third Coast Bancshares, Inc. generated 234.99M in revenue and converted that into 74.31M in net income, yielding earnings per share of 4.02.
| Revenue | 234.99M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 90.85M |
| Net Income | 74.31M |
| EBITDA | 5.66M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 4.02 |
Balance Sheet
Third Coast Bancshares, Inc. holds 643.14M in cash and equivalents against 159.45M in total debt, resulting in a net debt position of -262.99M.
| Cash & Cash Equivalents | 643.14M |
| Total Debt | 159.45M |
| Net Debt | -262.99M |
| Equity (Book Value) | 670.70M |
| Book Value Per Share | 40.31 |
| Working Capital | N/A |
Cash Flow
Third Coast Bancshares, Inc. produced 32.75M in operating cash flow over the past twelve months. After subtracting -16.96M in capital expenditures, free cash flow totaled 15.78M - equivalent to 1.07 per share.
| Operating Cash Flow | 32.75M |
| Capital Expenditures | -16.96M |
| Free Cash Flow | 15.78M |
| FCF Per Share | 1.07 |
Margins
Third Coast Bancshares, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 38.66 |
| Profit Margin | 31.62 |
| EBITDA Margin | 2.41 |
Dividends & Yields
The company's payout ratio of 0.00 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 0.32 |
| Dividend Yield | N/A |
| Payout Ratio | 0.00 |
| Shareholder Yield | -106.57 |
| FCF Yield | 6.65 |
Scores
Third Coast Bancshares, Inc. posts an Altman Z-Score of 0.15, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.15 |