Third Coast Bancshares, Inc.
New York Stock ExchangeTotal Valuation
Third Coast Bancshares, Inc. carries a market capitalization of 530.76M, placing it among publicly traded companies globally. Its enterprise value stands at -43.65M, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 530.76M |
| Enterprise Value | -43.65M |
Share Statistics
Third Coast Bancshares, Inc. currently has 16.56M shares outstanding.
| Shares Outstanding | 16.56M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Third Coast Bancshares, Inc. trades at a trailing price-to-earnings ratio of 8.29. The price-to-sales ratio is 2.43, and the price-to-book ratio stands at 2.48.
| PE Ratio | 8.29 |
| PS Ratio | 2.43 |
| PB Ratio | 2.48 |
| P/TBV Ratio | 0.90 |
| P/FCF Ratio | 37.36 |
| P/OCF Ratio | 320.95 |
Enterprise Valuation
On an enterprise value basis, Third Coast Bancshares, Inc. trades at an EV/EBITDA multiple of 97.31 and an EV/FCF ratio of 14.57.
| EV / Sales | 3.47 |
| EV / EBITDA | 97.31 |
| EV / EBIT | N/A |
| EV / FCF | 14.57 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 24.22 |
| Debt / EBITDA | 30.74 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 35.43 |
| Return on Assets (ROA) | 1.20 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Third Coast Bancshares, Inc. has paid 15.32M in income taxes, reflecting an effective tax rate of 18.16.
| Income Tax | 15.32M |
| Effective Tax Rate | 18.16 |
Stock Price Statistics
Third Coast Bancshares, Inc.'s stock has gained approximately 20.21718% over the past 52 weeks. The 50-day moving average sits at 38.55, while the 200-day moving average is 38.94.
| Beta (5Y) | N/A |
| 52-Week Price Change | 20.21718% |
| 50-Day Moving Average | 38.55 |
| 200-Day Moving Average | 38.94 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Third Coast Bancshares, Inc. generated 219.24M in revenue and converted that into 69.07M in net income, yielding earnings per share of 3.89.
| Revenue | 219.24M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 84.39M |
| Net Income | 69.07M |
| EBITDA | 5.13M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 3.89 |
Balance Sheet
Third Coast Bancshares, Inc. holds 734.70M in cash and equivalents against 157.57M in total debt, resulting in a net debt position of -286.55M.
| Cash & Cash Equivalents | 734.70M |
| Total Debt | 157.57M |
| Net Debt | -286.55M |
| Equity (Book Value) | 215.08M |
| Book Value Per Share | 15.25 |
| Working Capital | N/A |
Cash Flow
Third Coast Bancshares, Inc. produced 1.66M in operating cash flow over the past twelve months. After subtracting -16.32M in capital expenditures, free cash flow totaled -14.65M - equivalent to -1.04 per share.
| Operating Cash Flow | 1.66M |
| Capital Expenditures | -16.32M |
| Free Cash Flow | -14.65M |
| FCF Per Share | -1.04 |
Margins
Third Coast Bancshares, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 38.49 |
| Profit Margin | 31.50 |
| EBITDA Margin | 2.34 |
Dividends & Yields
| Dividend Per Share | 0.34 |
| Dividend Yield | N/A |
| Payout Ratio | N/A |
| Shareholder Yield | -120.94 |
| FCF Yield | 2.68 |
Scores
Third Coast Bancshares, Inc. posts an Altman Z-Score of 0.13, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.13 |