Third Coast Bancshares, Inc.

Third Coast Bancshares, Inc.

TCBX
Third Coast Bancshares, Inc.US flagNew York Stock Exchange
37.64
USD
-0.52
- -
530.76MMarket Cap
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
4.96
11.08
11.83
9.11
10.83
12.48
15.01
15.55
Basic EPS, GAAP
0.34
1.94
1.45
1.28
2.11
3.14
4.45
4.56
Free Cash Flow per Basic Share
0.09
-0.8
-0.13
0.71
2.62
2.44
3.48
-1.04
Dividend per Share
- -
- -
- -
0.02
0.35
0.35
0.34
0.34
Book Value per Share
2.37
4.96
6.29
4.97
6.81
9.93
14.25
15.25
Tangible Book Value per Share
8.29
16.37
35.52
26.92
28.92
32.35
37.01
42.24
Basic Weighted Avg Shares
7
6
8
13
14
14
14
14
Sales/Revenue/Turnover
34
69
93
123
147
170
208
219
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
1
- -
- -
3
4
5
5
5
Net Income, GAAP
2
12
11
19
33
48
66
69
Effective Tax Rate (%)
26.35
22.39
21.12
19.46
19.73
22.3
19.89
18.16
Profit Margin (%)
6.94
17.51
12.27
15.21
22.71
27.96
31.91
31.5
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
30
34
- -
99
103
102
99
100
Total Equity
57
122
299
382
412
461
531
651
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
51.15
28.39
29.63
35.98
37.65
36.99
35.43

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
33
38
58
LT Borrowings
81
81
81
LT Finance Leases
19
18
19
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
14
14
17
Market Capitalization
524
526
533

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
493
399
735
Accounts Receivable, Net
30
29
31
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
7
6
7
ST Debt
33
38
58
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
41.67%
15.26%
Free Cash Flow
- -
-159.41%
44.31%
Net Income, GAAP
- -
43.68%
39.06%
Sales/Revenue/Turnover
- -
24.79%
21.86%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
40
41
43
46
170
2025
46
52
54
56
208
2026
57
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.68
0.7
0.85
0.92
3.14
2025
0.9
1.12
1.22
1.2
4.45
2026
1.03
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.09
0.09
0.09
0.09
0.35
2025
0.09
0.08
0.09
0.09
0.34
2026
0.08
- -
- -
- -
- -

Company Description

APIChat
CEO
Bart O. Caraway
Full Time Employees
376
Sector
Financial Services
Industry
Banks - Regional
Address
20202 Highway 59 North Humble TX United States of America 77338
IPO Date
Nov 9, 2021
Website
tcbssb.com
Business
Third Coast Bancshares, Inc. functions as a bank holding entity for Third Coast Bank, SSB, delivering a comprehensive array of commercial banking solutions to small and medium-sized enterprises, alongside professionals and individual consumers. Its offerings span various deposit options, including checking, savings, individual retirement, and money market accounts, as well as certificates of deposit. The institution also originates a wide range of loans, such as commercial and industrial financing for equipment, working capital, auto and commercial needs, conventional commercial lending, and Small Business Administration (SBA) loans. Beyond traditional banking, the company provides sophisticated treasury management services, consumer and commercial online banking platforms, mobile applications, secure safe deposit boxes, and wire transfer capabilities, complemented by debit card services. Founded in 2008 and headquartered in Humble, Texas, Third Coast Bancshares has strategically grown its presence, operating through 19 branches situated across Texas's largest metropolitan areas, including Greater Houston, Dallas-Fort Worth, Austin-San Antonio, and the Beaumont-Port Arthur region. The company recently announced a definitive merger agreement to acquire Keystone Bancshares, Inc., a transaction anticipated to close in the first quarter of 2026, which is expected to expand its pro forma total assets beyond $6 billion and bolster its footprint in the Austin market. Third Coast Bancshares, Inc. also made a strategic shift in October 2025, moving its common stock listing from the Nasdaq Global Select Market to the New York Stock Exchange and NYSE Texas to enhance market visibility. The company has been recognized for its innovative financial strategies, including groundbreaking commercial real estate loan securitizations in 2025, which earned it the "2025 North American Transaction of the Year" by Structured Credit Investor. Additionally, Third Coast Bank, SSB has extended its capabilities into embedded finance by partnering with Treasury Prime to offer Banking-as-a-Service solutions for fintech and enterprise clients.

Company News

APIChat
  • Third Coast Bancshares' Drop Doesn't Mean To Give Up

  • Stonegate Updates Coverage on Third Coast Bancshares, Inc. (TCBX) 1Q26

  • Third Coast Bancshares, Inc. (TCBX) Q1 2026 Earnings Call Transcript

  • Third Coast Bancshares, Inc. (TCBX) Surpasses Q1 Earnings and Revenue Estimates

  • Third Coast Bancshares, Inc. Reports 2026 First Quarter Financial Results

  • Financial Analysis: Third Coast Bancshares (NASDAQ:TCBX) versus Seacoast Banking Corporation of Florida (NASDAQ:SBCF)

  • Third Coast Bancshares, Inc. Announces 2026 First Quarter Earnings Release and Conference Call Schedule

  • JPMorgan Chase & Co. Purchases 17,184 Shares of Third Coast Bancshares, Inc. $TCBX

  • Third Coast Bancshares, Inc. Declares Quarterly Cash Dividend on its 6.75% Series A Convertible Non-Cumulative Preferred Stock

  • Third Coast Bancshares Takes Advantage Of Opportunities In Texas

  • Third Coast Bancshares (TCBX) Upgraded to Strong Buy: Here's Why

  • Best Value Stocks to Buy for February 11th

  • Third Coast Bancshares, Inc. (TCBX) Hits Fresh High: Is There Still Room to Run?

  • Third Coast Bancshares, Inc. Completes Merger with Keystone Bancshares, Inc.

  • Stonegate Updates Coverage on Third Coast Bancshares, Inc. (TCBX) Q4 2025

  • Third Coast Bancshares, Inc. (TCBX) Q4 2025 Earnings Call Transcript

  • Third Coast Bancshares, Inc. (TCBX) Q4 Earnings and Revenues Beat Estimates

  • Third Coast Bancshares, Inc. Reports 2025 Fourth Quarter and Full Year Financial Results

  • Deroy & Devereaux Private Investment Counsel Inc. Takes $3.46 Million Position in Third Coast Bancshares, Inc. $TCBX

  • Third Coast Bancshares, Inc. Announces 2025 Fourth Quarter and Full Year Earnings Release and Conference Call Schedule