Town Center Bank
Other OTCTotal Valuation
Town Center Bank carries a market capitalization of 17.29M, placing it among publicly traded companies globally. Its enterprise value stands at 717,496.00, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 17.29M |
| Enterprise Value | 717,496.00 |
Share Statistics
Town Center Bank currently has 2.33M shares outstanding.
| Shares Outstanding | 2.33M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Town Center Bank trades at a trailing price-to-earnings ratio of 8.84. The price-to-sales ratio is 1.92, and the price-to-book ratio stands at 3.91.
| PE Ratio | 8.84 |
| PS Ratio | 1.92 |
| PB Ratio | 3.91 |
| P/TBV Ratio | 0.67 |
| P/FCF Ratio | N/A |
| P/OCF Ratio | N/A |
Enterprise Valuation
| EV / Sales | 0.11 |
| EV / EBITDA | N/A |
| EV / EBIT | N/A |
| EV / FCF | N/A |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 103.30 |
| Debt / EBITDA | N/A |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 56.80 |
| Return on Assets (ROA) | 0.94 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Town Center Bank has paid 635,000.00 in income taxes, reflecting an effective tax rate of 30.04.
| Income Tax | 635,000.00 |
| Effective Tax Rate | 30.04 |
Stock Price Statistics
Town Center Bank's stock has gained approximately 23.70618% over the past 52 weeks. The 50-day moving average sits at 7.01, while the 200-day moving average is 6.32.
| Beta (5Y) | N/A |
| 52-Week Price Change | 23.70618% |
| 50-Day Moving Average | 7.01 |
| 200-Day Moving Average | 6.32 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Town Center Bank generated 6.81M in revenue and converted that into 1.48M in net income, yielding earnings per share of 0.63.
| Revenue | 6.81M |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 2.11M |
| Net Income | 1.48M |
| EBITDA | N/A |
| EBIT | N/A |
| Earnings Per Share (EPS) | 0.63 |
Balance Sheet
Town Center Bank holds 32.38M in cash and equivalents against 20.03M in total debt, resulting in a net debt position of 8.41M.
| Cash & Cash Equivalents | 32.38M |
| Total Debt | 20.03M |
| Net Debt | 8.41M |
| Equity (Book Value) | 3.34M |
| Book Value Per Share | 1.43 |
| Working Capital | N/A |
Margins
Town Center Bank operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 31.03 |
| Profit Margin | 21.71 |
| EBITDA Margin | N/A |
Scores
Town Center Bank posts an Altman Z-Score of 0.13, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.13 |