Town Center Bank

TCNB

TCNBTown Center Bank US flag

Other OTC

7.41

USD

-0.24

- -

17.29MMarket Cap

Income Statement (USD)

API ChatGPT

	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Sales/Revenue/Turnover	3	4	4	4	4	4	4	5	7	6	6	7	7
+ Sales & Services Revenue	3	4	4	4	4	4	4	5	7	6	6	7	7
- Cost of Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cost of Goods & Services	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Profit	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Income	- -	- -	- -	-1	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Operating Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Selling, General & Admin	2	2	2	2	2	3	3	2	2	2	2	3	3
+ Research & Development	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Operating Expense	-2	-2	-2	-2	-2	-3	-3	-2	-2	-2	-2	-3	-3
Operating Income (Loss)	- -	- -	- -	1	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Non-Operating (Income) Loss	- -	- -	- -	- -	- -	- -	- -	-1	-2	- -	-2	-2	-2
+ Interest Expense, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Interest Income	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Op (Income) Loss	- -	- -	- -	- -	- -	- -	- -	-1	-2	- -	-2	-2	-2
Pretax Income	- -	- -	- -	1	- -	- -	- -	1	2	- -	2	2	2
- Income Tax Expense (Benefit)	- -	- -	- -	- -	- -	-1	-2	- -	1	- -	- -	1	1
- (Income) Loss from Affiliates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) from Cont Ops	- -	- -	- -	1	- -	2	2	1	2	- -	1	1	2
- Net Extraordinary Losses (Gains)	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Discontinued Operations	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Extraord. & Accounting Changes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Income (Loss) Incl. MI	- -	- -	- -	1	- -	2	2	1	2	- -	1	1	2
- Minority Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income, GAAP	- -	- -	- -	1	- -	2	2	1	2	- -	1	1	2
- Preferred Dividends	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
- Other Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Income Avail to Common, GAAP	- -	- -	- -	1	- -	2	2	1	2	- -	1	1	2
EBIT	- -	- -	- -	1	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA	- -	- -	- -	1	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	-3.05	13.23	5.41	23.79	3.3	3.17	3.16	1.97	1.17	0.92	1.04	0.9	0.84
EBITA	- -	- -	- -	1	- -	- -	- -	- -	- -	- -	- -	- -	- -
Gross Margin (%)	100	100	100	100	100	100	100	100	100	100	100	100	100
Operating Margin (%)	-6.49	10.07	2.15	19.67	- -	- -	- -	- -	- -	- -	- -	- -	- -
Profit Margin (%)	-6.49	10.07	2.15	19.67	3.92	42.08	54.5	14.17	24.43	4.67	17.43	21.76	21.97
Sales per Employee	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Dividend per Share	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Depreciation Expense	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Basic Weighted Avg Shares	2	2	2	2	2	2	2	2	2	2	2	2	2
Basic EPS, GAAP	-0.09	0.16	0.03	0.3	0.06	0.74	0.96	0.31	0.69	0.11	0.45	0.64	0.66
Basic EPS from Cont Ops	-0.09	0.16	0.03	0.3	0.06	0.74	0.96	0.31	0.69	0.11	0.45	0.64	0.66
Diluted Weighted Avg Shares	2	2	2	2	2	2	2	2	2	2	2	2	2
Diluted EPS, GAAP	-0.09	0.16	0.03	0.3	0.06	0.74	0.96	0.31	0.69	0.11	0.45	0.64	0.66
Diluted EPS from Cont Ops	-0.09	0.16	0.03	0.3	0.06	0.74	0.96	0.31	0.69	0.11	0.45	0.64	0.66

Balance Sheet (USD)

API ChatGPT

	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

Total Current Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash, Cash Equivalents & STI	7	10	40	36	29	26	19	32	34	42	20	30	30
+ Cash & Cash Equivalents	7	10	7	5	4	3	2	18	21	14	19	18	24
+ ST Investments	- -	- -	33	31	25	23	17	14	13	28	1	11	6
+ Accounts & Notes Receiv	1	1	1	- -	- -	1	- -	1	1	1	- -	- -	- -
+ Accounts Receivable, Net	1	1	1	- -	- -	1	- -	1	1	1	- -	- -	- -
+ Notes Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Loans Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Receivable, Net	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Raw Materials	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Work In Process	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Finished Goods	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inventory Adjustments	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Inventory	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Assets	-8	-10	-41	-36	-30	-27	-20	-32	-35	-43	-20	-30	-30
+ Misc ST Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Prepaid Expenses	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Assets Held-for-Sale	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Noncurrent Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Property, Plant & Equip, Net	1	1	- -	- -	- -	- -	1	- -	1	- -	- -	- -	- -
+ Property, Plant & Equip	1	1	1	1	2	2	2	2	2	1	1	1	1
- Accumulated Depreciation	1	1	1	1	1	1	1	1	1	1	1	1	1
+ LT Investments & Receivables	21	36	33	31	25	23	17	14	13	28	1	11	6
+ LT Investments	21	36	33	31	25	23	17	14	13	28	1	11	6
+ LT Receivables	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Assets	-22	-37	-33	-32	-26	-23	-17	-15	-14	-28	-1	-11	-6
+ Total Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Goodwill	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Deferred Tax Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Derivative & Hedging Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Assets	-22	-37	-33	-32	-26	-23	-17	-15	-14	-28	-1	-11	-6
Total Assets	92	110	104	94	98	104	107	156	149	134	148	165	179
+ Payables & Accruals	- -	2	- -	- -	- -	- -	- -	1	1	1	- -	- -	- -
+ Accounts Payable	- -	2	- -	- -	- -	- -	- -	1	1	1	- -	- -	- -
+ Accrued Taxes	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Interest & Dividends Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Payables & Accruals	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ ST Debt	- -	- -	- -	- -	- -	2	4	8	6	- -	- -	- -	- -
+ ST Borrowings	- -	- -	- -	- -	- -	2	4	8	6	- -	- -	- -	- -
+ ST Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other ST Liabilities	- -	-2	- -	- -	- -	-2	-4	-8	-7	-1	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc ST Liabilities	- -	-2	- -	- -	- -	-2	-4	-8	-7	-1	- -	- -	- -
Total Current Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ LT Debt	- -	2	2	- -	3	1	1	- -	- -	- -	20	20	23
+ LT Borrowings	- -	2	2	- -	3	1	1	- -	5	- -	20	20	23
+ LT Finance Leases	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other LT Liabilities	- -	-2	-2	- -	-3	-1	-1	- -	- -	- -	-20	-20	-23
+ Accrued Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Pension Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Revenue	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Tax Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Derivatives & Hedging	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Misc LT Liabilities	- -	-2	-2	- -	-3	-1	-1	- -	- -	- -	-20	-20	-23
Total Noncurrent Liabilities	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Liabilities	83	101	95	85	89	93	93	141	133	119	131	147	159
+ Preferred Equity and Hybrid Capital	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Share Capital & APIC	23	23	23	23	23	23	23	23	23	23	23	23	23
+ Common Stock	2	2	2	2	2	2	2	2	2	- -	- -	- -	- -
+ Additional Paid in Capital	21	21	21	21	21	21	21	21	21	23	23	23	23
- Treasury Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Retained Earnings	-14	-14	-14	-13	-13	-11	-9	-8	-7	-6	-5	-4	-2
+ Other Equity	- -	- -	- -	- -	- -	-1	- -	- -	- -	-1	-1	-1	- -
Equity Before Minority Interest	9	10	9	10	10	11	14	15	16	16	17	19	20
+ Minority/Non Controlling Interest	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Total Equity	9	10	9	10	10	11	14	15	16	16	17	19	20
Total Liabilities & Equity	92	110	104	94	98	104	107	156	149	134	148	165	179
Shares Outstanding	2	2	2	2	2	2	2	2	2	2	2	2	2
Number of Employees	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Capital Leases - Total	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Debt	-7	-8	-5	-5	-1	- -	3	-10	-10	-14	1	2	-1
Net Debt to Equity	-84.59	-83.33	-57.04	-48.55	-12.12	-2.56	17.6	-66.14	-62.85	-90.37	6.68	8.7	-4.18
Tangible Common Equity Ratio	9.49	8.61	8.94	10.33	9.92	10.95	13.32	9.76	11.04	11.67	11.47	11.26	11.4
Current Ratio	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash Conversion Cycle	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -

Cash Flow Statement (USD)

API ChatGPT

	2013 Y	2014 Y	2015 Y	2016 Y	2017 Y	2018 Y	2019 Y	2020 Y	2021 Y	2022 Y	2023 Y	2024 Y	2025 Y
As of date	12/31/2013	12/31/2014	12/31/2015	12/31/2016	12/31/2017	12/31/2018	12/31/2019	12/31/2020	12/31/2021	12/31/2022	12/31/2023	12/31/2024	12/31/2025

+ Net Income	- -	- -	- -	1	- -	2	2	1	2	- -	1	1	2
+ Depreciation & Amortization	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Non-Cash Items	- -	- -	- -	- -	- -	-1	-2	- -	1	- -	1	1	1
+ Stock-Based Compensation	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Deferred Income Taxes	- -	- -	- -	- -	- -	-1	-2	- -	- -	- -	1	- -	- -
+ Asset Impairment Charge	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Non-Cash Adj	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Chg in Non-Cash Work Cap	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Accts Receiv	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	-1	- -
+ (Inc) Dec in Inventories	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ (Inc) Dec in Prepaid Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Inc (Dec) in Accts Payable	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	1	- -
+ Inc (Dec) in Other	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Operating Activities	- -	- -	- -	1	1	1	1	1	3	- -	2	2	2
+ Change in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp in Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Disp of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed & Intang	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Fixed Prod Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Acq of Intangible Assets	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash (Repurchase) of Equity	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Increase in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Decrease in Capital Stock	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Change in LT Investment	-5	-12	1	1	6	2	6	3	1	-16	15	-8	6
+ Dec in LT Investment	6	20	18	7	6	4	9	7	5	3	15	10	14
+ Inc in LT Investment	-10	-32	-17	-5	- -	-2	-2	-4	-5	-20	- -	-18	-8
+ Net Cash From Acq & Div	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash from Divestitures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for Acq of Subs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Cash for JVs	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Other Investing Activities	9	1	-4	6	-11	-6	-7	-29	4	20	-24	-9	-14
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Investing Activities	4	-11	-3	7	-6	-4	-1	-26	5	4	-9	-17	-9
+ Dividends Paid	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
+ Net Cash From Debt	- -	2	- -	-2	3	- -	2	28	-27	-6	20	- -	3
+ Cash From Debt	- -	2	- -	- -	3	- -	3	40	5	- -	20	15	3
+ Repayments of Debt	- -	- -	- -	-2	- -	- -	-1	-12	-32	-6	- -	-15	- -
+ Other Financing Activities	-1	14	-4	-8	1	4	-2	20	19	-8	-8	15	9
+ Net Cash From Disc Ops	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Cash from Financing Activities	-1	16	-4	-10	4	4	- -	48	-8	-14	12	15	12
Effect of Foreign Exchange Rates	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Net Changes in Cash	3	6	-7	-3	-1	1	-1	23	-1	-9	5	1	6
EBITDA	- -	- -	- -	1	- -	- -	- -	- -	- -	- -	- -	- -	- -
EBITDA Margin (%)	-3.05	13.23	5.41	23.79	3.3	3.17	3.16	1.97	1.17	0.92	1.04	0.9	0.84
Free Cash Flow	- -	- -	- -	- -	1	1	- -	1	2	- -	2	2	2
Net Cash Paid for Acquisitions	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -
Free Cash Flow to Firm	- -	- -	- -	- -	1	- -	- -	1	2	- -	2	2	2
Free Cash Flow to Equity	- -	2	- -	-2	4	1	2	30	-25	-6	22	2	5
Free Cash Flow per Basic Share	-0.01	0.18	0.12	0.21	0.22	0.27	0.2	0.62	1.06	0.1	0.86	0.94	0.91
Price/Free Cash Flow	538.98	9.43	12.44	10.15	12.03	11.13	11.37	4.8	3.55	18.36	5.13	6.31	6.58
Cash Flow to Net Income	0.06	1.24	4.92	0.87	3.93	0.38	0.26	2	1.56	1.17	1.98	1.47	1.37
Capital Expenditures	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -