FBD Holdings Plc

FBD Holdings Plc

19.05
EUR
+0.10
(+0.53%)
616.44MMarket Cap
Mar 05Next Earn
FBD Holdings Plc
TG:EG7
(Tradegate Exchange)

Recent

price

19.05

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
EUR
9.65
10.2
10.1
10.12
10.02
9.99
9.38
9.92
10.08
10.49
9.57
10.17
8.99
10.17
11.5
12.83
- -
Revenue per Share
-0.08
1.53
1.44
1.32
-0.07
-2.13
0.31
1.23
1.22
2.82
0.13
2.74
1.61
1.94
1.86
1.3
- -
Basic EPS, GAAP
0.95
0.82
0.88
0.63
0.92
0.62
0.05
2.65
0.57
1.06
2.11
1.22
2.53
1.27
1.8
1.33
- -
Free Cash Flow per Basic Share
0.3
0.33
0.37
0.46
0.51
0.34
- -
- -
0.25
0.51
- -
- -
1.01
2.01
2
1.77
- -
Dividend per Share
5.47
6.3
6.8
8.13
7.81
6.09
6.51
7.84
8.18
10.68
10.95
13.61
12.76
13.3
13.46
13.2
13.35
Book Value per Share
4.86
6.3
6.8
8.13
7.81
6.09
5.79
7.84
8.17
10.62
10.81
13.35
12.36
12.03
12.14
11.91
12.1
Tangible Book Value per Share
33
33
33
34
34
35
35
35
35
35
35
35
36
36
36
36
36
Basic Weighted Avg Shares
321
340
338
341
345
346
325
344
349
365
335
357
319
364
413
463
- -
Sales/Revenue/Turnover
0.05
- -
15.66
15.09
-1.31
-24.7
5.41
16.29
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
6
6
7
8
8
8
11
11
12
11
12
19
14
13
16
17
- -
Depreciation Expense
-2
51
48
45
-2
-74
11
43
42
98
4
96
58
70
67
47
- -
Net Income, GAAP
1.19
17.18
14.44
12.75
- -
- -
21.11
14.15
15.34
12.67
8.58
12.7
12.58
14.58
12.79
12.91
- -
Effective Tax Rate (%)
-0.75
15.04
14.32
13.13
-0.61
-21.29
3.31
12.41
12.13
26.89
1.31
26.99
18.02
19.1
16.25
10.19
- -
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
118
- -
- -
- -
- -
50
51
53
49
56
55
55
54
53
52
53
53
LT Debt
187
213
245
281
274
219
228
275
286
375
387
483
457
480
486
477
483
Total Equity
-0.92
- -
17.32
15.89
- -
- -
3.76
15.12
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
0.52
19.75
24.32
20.78
- -
- -
5.24
15.86
14.18
26.21
1.55
20.12
11.4
13.73
12.95
9.24
- -
Return on Capital (%)
-1.44
25.92
21.31
17.17
-0.87
-30.36
4.87
17.18
15.27
29.96
1.16
22.24
12.26
14.88
13.94
9.79
- -
Return on Common Equity (%)

Capital Structure

EUR

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
ST Debt
- -
1
- -
LT Borrowings
50
50
50
LT Finance Leases
3
3
3
Preferred Equity and Hybrid Capital
3
3
3
Shares Outstanding
36
36
36
Market Capitalization
- -
- -
616

Working Capital

EUR

•

in mil. unless spec.
Jun'25
Dec'25
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,032
1,063
1,062
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
1
- -
Deferred Revenue
- -
- -
- -

Growth Rates

EUR

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.68%
4.79%
-1.82%
Free Cash Flow
576.1%
7.04%
-26.11%
Net Income, GAAP
226.12%
408.69%
-29.82%
Sales/Revenue/Turnover
3.31%
7.11%
11.91%
Total Cash Common Dividend
- -
- -
-11.71%

Semi-annual Revenue

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
413
2025
- -
- -
463
2026
- -
- -
- -

Semi-annual Earnings Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
1.86
2025
- -
- -
1.3
2026
- -
- -
- -

Semi-annual Dividends Per Share

EUR

•

in mil. unless spec.

Year

H1
H2
FY
2024
- -
- -
2
2025
- -
- -
1.77
2026
- -
- -
- -
Business
FBD Holdings plc is an Ireland-based holding company that operates as one of the leading general insurance underwriting and financial services groups in the Republic of Ireland. Founded in 1969 and headquartered in Dublin, Ireland, the group delivers underwriting, brokerage, and financial advisory solutions primarily through its principal operating subsidiaries, including FBD Insurance plc and FBD Financial Solutions DAC. The company serves agricultural enterprises, small-to-medium businesses, corporate commercial entities, and retail consumers across Ireland through a nationwide branch network, direct digital channels, and broker intermediaries. The company's core product and service portfolio comprises: farm insurance solutions, including comprehensive agricultural property cover, livestock and herd protection, farm dwelling and outbuildings coverage, agricultural vehicle and machinery insurance, farm liability, and environmental risk cover; commercial insurance products, including commercial property damage, business interruption, commercial motor fleet cover, public and employers liability, contractors all risks, tradesperson cover, directors and officers liability, and professional indemnity; personal lines insurance, encompassing private motor insurance, home and contents cover, light commercial van insurance, travel insurance, and caravan protection; and financial advisory and life services, including life assurance, mortgage protection, serious illness cover, income protection, individual pensions, executive pension arrangements, personal retirement savings accounts, and wealth management solutions. In recent developments, FBD Holdings plc has accelerated its strategic modernization program, investing in digital policy administration systems, direct-to-consumer digital channels, and automated claims settlement platforms to enhance customer experience and operational efficiency. The group has strategically expanded its commercial and SME underwriting footprint while reinforcing its market-leading position within the Irish agricultural sector. To address evolving environmental and climate risks, the company has introduced enhanced farm risk assessment services and expanded coverage options for renewable energy installations and agri-environmental adaptations. In response to industry-wide claims inflation and weather-related volatility, FBD Holdings plc has implemented disciplined underwriting pricing adjustments and proactive risk management protocols, while maintaining an active capital management strategy that includes ongoing share buyback initiatives and capital returns supported by a robust Solvency II capital surplus.