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Piraeus Financial Holdings S.A.

Piraeus Financial Holdings S.A.

TPEIR.AT
Piraeus Financial Holdings S.A.GR flagAthens Stock Exchange
9.44
EUR
+0.13
- -
11.61BMarket Cap
Piraeus Financial Holdings S.A.
TPEIR.AT
(Athens Stock Exchange)

Recent

price

9.44

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
743,629.78
-838,183.95
443,999.8
25,415.92
13,780.37
348.35
80.89
69.9
71.53
69.37
70.99
2.69
1.84
2.07
2.21
2.17
2.21
Revenue per Share
-25,467.62
-2,017,476.82
-148,291.7
29,421.28
-11,160.39
-282.26
-1.3
-7.56
-5.97
10.59
-25.1
-3.51
0.76
0.63
0.86
0.86
0.85
Basic EPS, GAAP
1,978,890.36
-138,074.74
-659,398.51
-60,022.9
4,012.92
-92.18
5.46
74.62
-33.42
-30.13
234.53
4.51
-5.66
0.49
-3.5
1.75
-2.23
Free Cash Flow per Basic Share
12,325.34
0.31
72.35
61
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.06
0.3
- -
Dividend per Share
583,156.04
-1,489,519.22
-1,662,580.53
-28,318.86
-23,070.38
-775.93
-203.47
-215.74
-298.88
-293.18
99.05
1.38
0.93
0.93
0.93
0.92
0.93
Book Value per Share
1,473,443.65
-691,059.49
-894,074.65
87,122.72
39,529.7
1,448.56
360.58
349.42
272.72
283.05
261.49
6.44
5.02
5.61
6.3
6.88
6.76
Tangible Book Value per Share
- -
- -
- -
- -
- -
7
26
26
26
26
26
860
1,250
1,248
1,246
1,245
1,247
Basic Weighted Avg Shares
1,458
-2,748
1,546
2,186
2,443
2,344
2,140
1,849
1,892
1,835
1,878
2,310
2,301
2,584
2,757
2,699
2,760
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
83
97
105
127
115
112
99
98
103
130
118
114
108
106
119
132
125
Depreciation Expense
-21
-6,613
-516
2,530
-1,979
-1,899
-34
-200
-158
280
-664
-3,013
950
788
1,066
1,070
1,062
Net Income, GAAP
59.29
- -
- -
- -
- -
- -
- -
- -
- -
31.62
- -
- -
13.5
27.09
25.77
22.93
19.13
Effective Tax Rate (%)
-1.43
240.7
-33.4
115.76
-80.99
-81.03
-1.61
-10.82
-8.35
15.26
-35.36
-130.43
41.29
30.5
38.67
39.64
38.48
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
3,420
2,034
1,151
873
1,220
450
426
508
568
1,034
1,532
2,013
1,891
2,916
4,621
5,822
4,923
LT Debt
3,274
-1,940
-2,324
8,543
7,322
10,021
9,824
9,544
7,506
7,774
7,197
5,803
6,581
7,354
8,273
9,378
8,865
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
-2.56
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
-158.25
80.82
67.76
91.66
92.56
91.32
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
ST Debt
- -
- -
- -
LT Borrowings
- -
- -
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
1,248
1,247
1,249
Market Capitalization
4,797
6,294
7,331

Working Capital

FRC

•

in mil. unless spec.
Dec'24
Mar'25
Jun'25
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
7,581
7,295
8,736
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
0.16%
6.33%
13.36%
Free Cash Flow
-128.21%
-278.62%
-149.77%
Net Income, GAAP
-1.07%
48.17%
0.38%
Sales/Revenue/Turnover
1.89%
7.9%
-2.1%
Total Cash Common Dividend
- -
- -
372.15%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
650
728
708
730
2,757
2025
649
673
477
- -
2,699
2026
659
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.19
0.26
0.26
0.15
0.86
2025
0.23
0.22
0.22
- -
0.86
2026
0.23
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
0.06
2025
- -
- -
- -
- -
0.3
2026
- -
- -
- -
- -
- -
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Business
Piraeus Financial Holdings S.A. (TPEIR.AT) serves as the holding company for Piraeus Bank S.A., Greece's leading bank by loans and deposits market share, offering a comprehensive range of retail banking products including savings, current, term, blocked, and guaranteed deposits, mortgages, consumer loans, personal loans, credit cards, and small business financing; corporate banking services such as factoring, structured project financing, leasing, and lending to large corporations, SMEs, and public sector entities; market banking through Piraeus Financial Markets encompassing fixed income, foreign exchange, treasury, stock exchange trading, wealth and asset management, safekeeping, clearing and settlement of securities, financial advisory, mergers and acquisitions support, and digital banking; as well as other activities including non-performing exposure management, pension plans, insurance agency services, real estate portfolio management, mutual and venture capital fund management, debt securities issuance, and securitization vehicles for corporate, mortgage, and consumer loans. Founded in 1916 and headquartered in Athens, Greece, the group operates primarily in Greece with minor international presence in Europe, maintaining 371 branches, over 2,000 ATMs, and serving 6 million customers with total assets of €76.6 billion as of mid-2024. In late November 2025, Piraeus Bank completed its €600 million acquisition of Ethniki Insurance, Greece's oldest insurer with 1.8 million customers, 14.6% market share, and €850 million in 2024 gross written premiums, enhancing revenue diversification across banking, protection, and investment solutions while bolstering the group's total capital ratio to circa 19% by year-end; recent developments also include obtaining a neobank license for Snappi, launching the innovative "Spiti25" mortgage product, resuming dividends after 16 years with €79 million paid in July 2024, issuing a Green Senior Preferred Bond, regaining investment grade rating, and upgrading 2025 targets for net credit expansion above €3.5 billion and RoaTBV to 15%.